Heartland Bank in city_name, state_name - Detailed Financial Reports, Location

Heartland Bank in Bryant, Arkansas (AR)
Show street view No street view available for this location

Heartland Bank routing number info

Heartland Bank - Overview

General
FDIC Certificate #: 28761
Status: Active
Federal Reserve ID: 155777
Bank Holding Company (Regulatory Top Holder): Rock Bancshares, Inc. (RSSDID: 3770313, Location: Little Rock, AR)
Date Established: January 01, 1933
WWW: http://www.heartlandbankonline.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 2311
FDIC's unique #: 41595
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: November 01, 1934
Last Structure Change Effective Date: November 01, 2011
Last Structure Change Process Date: November 28, 2011
Last Data Update: November 28, 2011
Data Source Date: April 05, 2012
Location
Address: 4937 Highway 5 North, Bryant, AR 72022
County: Saline
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
History of Changes
Name Change
Financial Summary
Total assets: $186.0 mil
Equity capital: $26.9 mil
Deposits held in domestic offices: $145.3 mil
Return on assets (ROA): 2.14% ($4.0 mil)
Quarterly return on assets: 2.67% ($5.0 mil)
Return on Equity (ROE): 15.85% ($4.3 mil)
Quarterly return on equity: 18.24% ($4.9 mil)
Net income: $3.7 mil
Quarterly Net income: $1.2 mil
Pretax return on assets: 2.14% ($3,980.5 mil)
Quarterly Pretax return on assets: 2.67% ($4,966.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
35Total employees (full-time equivalent)
$186,005Total assets
$5,100Cash and due from depository institutions
$2,805Interest-bearing balances
$12,393Securities
$6,780Federal funds sold & reverse repurchase agreements
$144,444Net loans & leases
$2,966Loan loss allowance
$0Trading account assets
$4,999Bank premises and fixed assets
$3,359Other real estate owned
$3,266Goodwill and other intangibles
$186,005Life insurance assets
$5,664All other assets
$159,087Total liabilities and capital
$145,276Total liabilities
$130,133Total deposits
$145,276Interest-bearing deposits
$90Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$12,612Trading liabilities
$0Other borrowed funds
$1,199Subordinated debt
$26,918All other liabilities
$26,918Total equity capital
$26,918Total bank equity capital
$0Perpetual preferred stock
$1Common stock
$22,324Surplus
$4,593Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$785Income earned, not collected on loans
$0Earning assets
$1,230Long-term assets (5+ years)
$166,422Average Assets, year-to-date
$8,179Average Assets, quarterly
$171,799Volatile liabilities
$183,537Insider loans
$154,217FHLB advances
$179,511Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$23,429Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,291Restructured Loans and leases
$3,070Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$10,498Total interest income
$2,298Total interest expense
$8,200Net interest income
$900Provision for loan and lease losses
$1,497Total noninterest income
$0Fiduciary activities
$671Service charges on deposit accounts
$141Trading account gains & fees
$685Additional noninterest income
$5,127Total noninterest expense
$2,602Salaries and employee benefits
$588Premises and equipment expense
$1,937Additional noninterest expense
$3,670Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$3,670Income before extraordinary items
$0Extraordinary gains - net
$3,670Net income attributable to bank
$0Net charge-offs
$3,670Cash dividends
$165Sale, conversion, retirement of capital stock, net
$3,896Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.88%Yield on earning assets
1.51%Cost of funding earning assets
5.37%Net interest margin
0.98%Noninterest income to earning assets
3.36%Noninterest expense to earning assets
2.14%Net operating income to assets
2.14%Return on assets (ROA)
2.14%Pretax return on assets
15.85%Return on equity (ROE)
-0.98%Retained earnings to average equity (YTD only)
0.12%Net charge-offs to loans
545.45%Credit loss provision to net charge-offs
27.70%Efficiency ratio
51,346Assets per employee
5.31%Cash dividends to net income (YTD only)
Condition Ratios (%)
106.16%Loss allowance to loans
2.01%Loss allowance to noncurrent loans
377.83%Noncurrent assets plus other real estate owned to assets
2.23%Noncurrent loans to loans
0.53%Net loans and leases to deposits
99.43%Net loans and leases to core deposits
113.54%Equity capital to assets
14.47%Core capital (leverage) ratio
13.05%Tier 1 risk-based capital ratio
15.19%Total risk-based capital ratio
Memoranda
$16Average assets
$171,799Average earning assets
$23,149Average equity
$152,605Average loans

List of branches

4 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	41595	Heartland Bank	4937 Highway 5 North, Bryant, AR 72022	January 01, 1933	Full Service Brick and Mortar
1	270384	Fordyce Branch	610 West 4th Street, Fordyce, AR 71742	January 01, 1933	Full Service Brick and Mortar
3	270386	Sheridan Branch	108 South Main, Sheridan, AR 72150	June 10, 1996	Full Service Brick and Mortar
7	518299	Little Rock Branch	5100 Kavanaugh, Little Rock, AR 72207	November 15, 2010	Full Service Brick and Mortar

Heartland Bank in Bryant, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

Heartland Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Heartland Bank in Bryant, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

Heartland Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Heartland Bank in Bryant, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches