Solano Bank in Vacaville, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 15, 2005

  • Solano Bank in Vacaville, California (CA)
  • Show street view No street view available for this location

Solano Bank - Overview

  • General
  • FDIC Certificate #: 35511
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Vintage Bank (#25853)
    Federal Reserve ID: 2914361
    Date Established: July 17, 2000
    WWW: http://www.solanobank.com
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 80596
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 17, 2000
    Last Structure Change Effective Date: January 15, 2005
    Last Structure Change Process Date: Febuary 08, 2005
    Last Data Update: Febuary 08, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 403 Davis Street, Vacaville, CA 95688
    County: Solano
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Sacramento
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Vallejo-Fairfield-Napa, CA (#8720)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): Vallejo-Fairfield, CA (#46700)
    CBSA Metro Statistical Area: Vallejo-Fairfield, CA (#46700)
  • Financial Summary
  • Total assets: $116.5 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 26Total employees (full-time equivalent)
  • $116,454Total assets
  • $5,398Cash and due from depository institutions
  • $0Interest-bearing balances
  • $6,886Securities
  • $4,240Federal funds sold & reverse repurchase agreements
  • $95,518Net loans & leases
  • $997Loan loss allowance
  • $0Trading account assets
  • $3,084Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,328All other assets
  • $116,454Total liabilities and capital
  • $105,485Total liabilities
  • $105,165Total deposits
  • $102,299Interest-bearing deposits
  • $105,165Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $320All other liabilities
  • $10,969Total equity capital
  • $10,969Total bank equity capital
  • $10,969Perpetual preferred stock
  • $0Common stock
  • $12,000Surplus
  • $0Undivided profits
  • Memoranda
  • $-1,031Noncurrent loans and leases
  • $26,235Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $428Average Assets, year-to-date
  • $106,644Average Assets, quarterly
  • $23,406Volatile liabilities
  • $103,594Insider loans
  • $113,113FHLB advances
  • $10,350Loans and leases held for sale
  • $4,298Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $26,235Total unused commitments
  • $0Restructured Loans and leases
  • $1,023Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $5,703Total interest income
  • $633Total interest expense
  • $5,070Net interest income
  • $372Provision for loan and lease losses
  • $728Total noninterest income
  • $0Fiduciary activities
  • $503Service charges on deposit accounts
  • $0Trading account gains & fees
  • $225Additional noninterest income
  • $4,400Total noninterest expense
  • $1,556Salaries and employee benefits
  • $573Premises and equipment expense
  • $2,271Additional noninterest expense
  • $1,026Pre-tax net operating income
  • $0Securities gains (losses)
  • $430Applicable income taxes
  • $596Income before extraordinary items
  • $0Extraordinary gains - net
  • $596Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.16%Yield on earning assets
  • 0.68%Cost of funding earning assets
  • 5.48%Net interest margin
  • 0.79%Noninterest income to earning assets
  • 4.75%Noninterest expense to earning assets
  • 0.58%Net operating income to assets
  • 0.58%Return on assets (ROA)
  • 0.99%Pretax return on assets
  • 6.62%Return on equity (ROE)
  • 6.62%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 75,888Assets per employee
  • 4.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.03%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 90.83%Net loans and leases to core deposits
  • 100.74%Equity capital to assets
  • 9.42%Core capital (leverage) ratio
  • 9.31%Tier 1 risk-based capital ratio
  • 9.97%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $103,594Average earning assets
  • $8,999Average equity
  • $92,588Average loans

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