St. Martin Bank and Trust Company in St. Martinville, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches


St. Martin Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 12610
    Status: Active
    Federal Reserve ID: 841539
    Bank Holding Company (Regulatory Top Holder): Saint Martin Bancshares, Inc. (RSSDID: 1134359, Location: Saint Martinville, LA)
    Date Established: December 03, 1933
    WWW: http://www.stmartinbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 11 (Domestic: 11, Interstate: No)
    OTS Docket #: 11396
    FDIC's unique #: 8007
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 01, 2007
    Last Structure Change Process Date: December 05, 2007
    Last Data Update: December 05, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 South Main Street, St. Martinville, LA 70582
    County: St. Martin
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Lafayette, LA (#3880)
    Combined Statistical Area (CSA): Lafayette-Acadiana, LA (#318)
    Core Based Statistical Area (CBSA): Lafayette, LA (#29180)
    CBSA Metro Statistical Area: Lafayette, LA (#29180)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $351.5 mil
    Equity capital: $41.0 mil
    Deposits held in domestic offices: $285.3 mil
    Return on assets (ROA): 2.57% ($9.0 mil)
    Quarterly return on assets: 2.29% ($8.1 mil)
    Return on Equity (ROE): 21.74% ($8.9 mil)
    Quarterly return on equity: 18.95% ($7.8 mil)
    Net income: $8.7 mil
    Quarterly Net income: $2.0 mil
    Pretax return on assets: 2.57% ($9,034.5 mil)
    Quarterly Pretax return on assets: 2.29% ($8,050.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 111Total employees (full-time equivalent)
  • $351,538Total assets
  • $33,888Cash and due from depository institutions
  • $24,858Interest-bearing balances
  • $46,316Securities
  • $1,000Federal funds sold & reverse repurchase agreements
  • $248,254Net loans & leases
  • $3,873Loan loss allowance
  • $0Trading account assets
  • $6,910Bank premises and fixed assets
  • $0Other real estate owned
  • $6,420Goodwill and other intangibles
  • $351,538Life insurance assets
  • $8,750All other assets
  • $310,514Total liabilities and capital
  • $285,303Total liabilities
  • $197,885Total deposits
  • $285,303Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 9831.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $13,367Trading liabilities
  • $0Other borrowed funds
  • $2,013Subordinated debt
  • $41,024All other liabilities
  • $41,024Total equity capital
  • $41,024Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $14,600Surplus
  • $26,024Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,814Income earned, not collected on loans
  • $41Earning assets
  • $2,047Long-term assets (5+ years)
  • $320,428Average Assets, year-to-date
  • $75,098Average Assets, quarterly
  • $337,196Volatile liabilities
  • $345,107Insider loans
  • $243,678FHLB advances
  • $340,677Loans and leases held for sale
  • $3,562Unused loan commitments
  • $2,003Tier 1 (core) risk-based capital
  • $33,490Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,559Total unused commitments
  • $33,686Restructured Loans and leases
  • $1,479Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $19,028Total interest income
  • $1,868Total interest expense
  • $17,160Net interest income
  • $300Provision for loan and lease losses
  • $3,076Total noninterest income
  • $6Fiduciary activities
  • $1,645Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,425Additional noninterest income
  • $11,271Total noninterest expense
  • $6,029Salaries and employee benefits
  • $1,150Premises and equipment expense
  • $4,092Additional noninterest expense
  • $8,665Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $8,665Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,665Net income attributable to bank
  • $0Net charge-offs
  • $8,665Cash dividends
  • -$107Sale, conversion, retirement of capital stock, net
  • $5,515Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.20%Yield on earning assets
  • 0.61%Cost of funding earning assets
  • 5.59%Net interest margin
  • 1.00%Noninterest income to earning assets
  • 3.67%Noninterest expense to earning assets
  • 2.57%Net operating income to assets
  • 2.57%Return on assets (ROA)
  • 2.57%Pretax return on assets
  • 21.74%Return on equity (ROE)
  • 7.90%Retained earnings to average equity (YTD only)
  • -0.04%Net charge-offs to loans
  • -280.37%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 54,640Assets per employee
  • 3.17%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 63.65%Loss allowance to loans
  • 1.54%Loss allowance to noncurrent loans
  • 80.45%Noncurrent assets plus other real estate owned to assets
  • 1.37%Noncurrent loans to loans
  • 1.91%Net loans and leases to deposits
  • 87.01%Net loans and leases to core deposits
  • 89.17%Equity capital to assets
  • 11.67%Core capital (leverage) ratio
  • 9.83%Tier 1 risk-based capital ratio
  • 13.74%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $337,196Average earning assets
  • $39,859Average equity
  • $306,810Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2,101Managed Assets
  • 1Number of Accounts
  • $2,101Personal trust and agency accounts
  • $2,101Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 2Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 11 Louisiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08007St. Martin Bank And Trust Company301 South Main Street, St. Martinville, LA 70582December 03, 1933Full Service Brick and Mortar
    1227530Parks Branch1021 Bridge Street, Parks, LA 70582January 20, 1969Limited Service Facility
    2227531Catahoula Branch4421 Catahoula Highway, St. Martinville, LA 70582January 15, 1973Limited Service Facility
    4286788Johnston Street Branch2810 Johnston Street, Lafayette, LA 70503June 30, 1988Full Service Brick and Mortar
    5227533Verot School Road Branch300 Verot School Road, Lafayette, LA 70598June 02, 1998Full Service Brick and Mortar
    6442322Parkway Branch100 Albertson Parkway, Broussard, LA 70518July 25, 2005Full Service Brick and Mortar
    713393Welsh Branch102 South Adams Street, Welsh, LA 70591June 15, 1966Full Service Brick and Mortar
    8248941Jennings Branch128 East Academy Avenue, Jennings, LA 70546March 30, 1970Full Service Brick and Mortar
    9248942Elton BranchBroadway And Highway 190 East, Elton, LA 70532March 01, 1978Full Service Brick and Mortar
    10445655Crowley Branch357 Odd Fellows Road, Crowley, LA 70527November 07, 2005Full Service Brick and Mortar
    11483132Scott BranchInterstate 10, Scott, LA 70583November 24, 2008Full Service Brick and Mortar

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