St. Martin Bank and Trust Company in city_name, state_name - Detailed Financial Reports, Location

St. Martin Bank and Trust Company in St. Martinville, Louisiana (LA)
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St. Martin Bank and Trust Company routing number info

St. Martin Bank and Trust Company - Overview

General
FDIC Certificate #: 12610
Status: Active
Federal Reserve ID: 841539
Bank Holding Company (Regulatory Top Holder): Saint Martin Bancshares, Inc. (RSSDID: 1134359, Location: Saint Martinville, LA)
Date Established: December 03, 1933
WWW: http://www.stmartinbank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 11 (Domestic: 11, Interstate: No)
OTS Docket #: 11396
FDIC's unique #: 8007
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 01, 2007
Last Structure Change Process Date: December 05, 2007
Last Data Update: December 05, 2007
Data Source Date: April 05, 2012
Location
Address: 301 South Main Street, St. Martinville, LA 70582
County: St. Martin
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Baton Rouge
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Lafayette, LA (#3880)
Combined Statistical Area (CSA): Lafayette-Acadiana, LA (#318)
Core Based Statistical Area (CBSA): Lafayette, LA (#29180)
CBSA Metro Statistical Area: Lafayette, LA (#29180)
History of Changes
Participated in Absorption/Consolidation/Merger
Financial Summary
Total assets: $351.5 mil
Equity capital: $41.0 mil
Deposits held in domestic offices: $285.3 mil
Return on assets (ROA): 2.57% ($9.0 mil)
Quarterly return on assets: 2.29% ($8.1 mil)
Return on Equity (ROE): 21.74% ($8.9 mil)
Quarterly return on equity: 18.95% ($7.8 mil)
Net income: $8.7 mil
Quarterly Net income: $2.0 mil
Pretax return on assets: 2.57% ($9,034.5 mil)
Quarterly Pretax return on assets: 2.29% ($8,050.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
111Total employees (full-time equivalent)
$351,538Total assets
$33,888Cash and due from depository institutions
$24,858Interest-bearing balances
$46,316Securities
$1,000Federal funds sold & reverse repurchase agreements
$248,254Net loans & leases
$3,873Loan loss allowance
$0Trading account assets
$6,910Bank premises and fixed assets
$0Other real estate owned
$6,420Goodwill and other intangibles
$351,538Life insurance assets
$8,750All other assets
$310,514Total liabilities and capital
$285,303Total liabilities
$197,885Total deposits
$285,303Interest-bearing deposits
$93Deposits held in domestic offices
9831.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$13,367Trading liabilities
$0Other borrowed funds
$2,013Subordinated debt
$41,024All other liabilities
$41,024Total equity capital
$41,024Total bank equity capital
$0Perpetual preferred stock
$400Common stock
$14,600Surplus
$26,024Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$4,814Income earned, not collected on loans
$41Earning assets
$2,047Long-term assets (5+ years)
$320,428Average Assets, year-to-date
$75,098Average Assets, quarterly
$337,196Volatile liabilities
$345,107Insider loans
$243,678FHLB advances
$340,677Loans and leases held for sale
$3,562Unused loan commitments
$2,003Tier 1 (core) risk-based capital
$33,490Tier 2 risk-based capital
$0Total risk weighted assets
$1,559Total unused commitments
$33,686Restructured Loans and leases
$1,479Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$19,028Total interest income
$1,868Total interest expense
$17,160Net interest income
$300Provision for loan and lease losses
$3,076Total noninterest income
$6Fiduciary activities
$1,645Service charges on deposit accounts
$0Trading account gains & fees
$1,425Additional noninterest income
$11,271Total noninterest expense
$6,029Salaries and employee benefits
$1,150Premises and equipment expense
$4,092Additional noninterest expense
$8,665Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$8,665Income before extraordinary items
$0Extraordinary gains - net
$8,665Net income attributable to bank
$0Net charge-offs
$8,665Cash dividends
-$107Sale, conversion, retirement of capital stock, net
$5,515Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.20%Yield on earning assets
0.61%Cost of funding earning assets
5.59%Net interest margin
1.00%Noninterest income to earning assets
3.67%Noninterest expense to earning assets
2.57%Net operating income to assets
2.57%Return on assets (ROA)
2.57%Pretax return on assets
21.74%Return on equity (ROE)
7.90%Retained earnings to average equity (YTD only)
-0.04%Net charge-offs to loans
-280.37%Credit loss provision to net charge-offs
0.00%Efficiency ratio
54,640Assets per employee
3.17%Cash dividends to net income (YTD only)
Condition Ratios (%)
63.65%Loss allowance to loans
1.54%Loss allowance to noncurrent loans
80.45%Noncurrent assets plus other real estate owned to assets
1.37%Noncurrent loans to loans
1.91%Net loans and leases to deposits
87.01%Net loans and leases to core deposits
89.17%Equity capital to assets
11.67%Core capital (leverage) ratio
9.83%Tier 1 risk-based capital ratio
13.74%Total risk-based capital ratio
Memoranda
$15Average assets
$337,196Average earning assets
$39,859Average equity
$306,810Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$2,101Managed Assets
1Number of Accounts
$2,101Personal trust and agency accounts
$2,101Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
2Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

11 Louisiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	8007	St. Martin Bank And Trust Company	301 South Main Street, St. Martinville, LA 70582	December 03, 1933	Full Service Brick and Mortar
1	227530	Parks Branch	1021 Bridge Street, Parks, LA 70582	January 20, 1969	Limited Service Facility
2	227531	Catahoula Branch	4421 Catahoula Highway, St. Martinville, LA 70582	January 15, 1973	Limited Service Facility
4	286788	Johnston Street Branch	2810 Johnston Street, Lafayette, LA 70503	June 30, 1988	Full Service Brick and Mortar
5	227533	Verot School Road Branch	300 Verot School Road, Lafayette, LA 70598	June 02, 1998	Full Service Brick and Mortar
6	442322	Parkway Branch	100 Albertson Parkway, Broussard, LA 70518	July 25, 2005	Full Service Brick and Mortar
7	13393	Welsh Branch	102 South Adams Street, Welsh, LA 70591	June 15, 1966	Full Service Brick and Mortar
8	248941	Jennings Branch	128 East Academy Avenue, Jennings, LA 70546	March 30, 1970	Full Service Brick and Mortar
9	248942	Elton Branch	Broadway And Highway 190 East, Elton, LA 70532	March 01, 1978	Full Service Brick and Mortar
10	445655	Crowley Branch	357 Odd Fellows Road, Crowley, LA 70527	November 07, 2005	Full Service Brick and Mortar
11	483132	Scott Branch	Interstate 10, Scott, LA 70583	November 24, 2008	Full Service Brick and Mortar

St. Martin Bank and Trust Company in St. Martinville, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

St. Martin Bank and Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

St. Martin Bank and Trust Company in St. Martinville, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

St. Martin Bank and Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

St. Martin Bank and Trust Company in St. Martinville, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches