State Bank of Odell in Odell, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Odell - Overview

  • General
  • FDIC Certificate #: 10644
    Status: Active
    Federal Reserve ID: 218850
    Bank Holding Company (Regulatory Top Holder): S. & S. Investment Company (RSSDID: 1051054, Location: Odell, NE)
    Date Established: January 01, 1907
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 6826
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 111 Main Street, Odell, NE 68415
    County: Gage
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Beatrice, NE (#13100)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $24.9 mil
    Equity capital: $2.4 mil
    Deposits held in domestic offices: $22.5 mil
    Return on assets (ROA): 0.53% ($0.1 mil)
    Quarterly return on assets: -0.26% (-$0.1 mil)
    Return on Equity (ROE): 5.98% ($0.1 mil)
    Quarterly return on equity: -2.70% (-$0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.53% ($131.9 mil)
    Quarterly Pretax return on assets: -0.26% (-$64.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $24,896Total assets
  • $3,612Cash and due from depository institutions
  • $2,527Interest-bearing balances
  • $5,341Securities
  • $1,249Federal funds sold & reverse repurchase agreements
  • $13,406Net loans & leases
  • $209Loan loss allowance
  • $0Trading account assets
  • $33Bank premises and fixed assets
  • $320Other real estate owned
  • $0Goodwill and other intangibles
  • $24,896Life insurance assets
  • $935All other assets
  • $22,533Total liabilities and capital
  • $22,505Total liabilities
  • $16,452Total deposits
  • $22,505Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $28Subordinated debt
  • $2,363All other liabilities
  • $2,363Total equity capital
  • $2,363Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $800Surplus
  • $1,463Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $127Income earned, not collected on loans
  • $0Earning assets
  • $216Long-term assets (5+ years)
  • $22,523Average Assets, year-to-date
  • $4,136Average Assets, quarterly
  • $25,354Volatile liabilities
  • $24,977Insider loans
  • $16,142FHLB advances
  • $24,807Loans and leases held for sale
  • $281Unused loan commitments
  • $281Tier 1 (core) risk-based capital
  • $2,292Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $198Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,048Total interest income
  • $130Total interest expense
  • $918Net interest income
  • $0Provision for loan and lease losses
  • $173Total noninterest income
  • $0Fiduciary activities
  • $104Service charges on deposit accounts
  • $0Trading account gains & fees
  • $69Additional noninterest income
  • $956Total noninterest expense
  • $488Salaries and employee benefits
  • $131Premises and equipment expense
  • $337Additional noninterest expense
  • $135Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $135Income before extraordinary items
  • $0Extraordinary gains - net
  • $135Net income attributable to bank
  • $0Net charge-offs
  • $135Cash dividends
  • $23Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.54%Yield on earning assets
  • 0.56%Cost of funding earning assets
  • 3.97%Net interest margin
  • 0.75%Noninterest income to earning assets
  • 4.14%Noninterest expense to earning assets
  • 0.53%Net operating income to assets
  • 0.53%Return on assets (ROA)
  • 0.53%Pretax return on assets
  • 5.98%Return on equity (ROE)
  • 5.98%Retained earnings to average equity (YTD only)
  • 0.17%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 5.87%Efficiency ratio
  • 87,626Assets per employee
  • 3.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.54%Loss allowance to noncurrent loans
  • 164.57%Noncurrent assets plus other real estate owned to assets
  • 1.80%Noncurrent loans to loans
  • 0.93%Net loans and leases to deposits
  • 59.57%Net loans and leases to core deposits
  • 59.57%Equity capital to assets
  • 9.49%Core capital (leverage) ratio
  • 9.24%Tier 1 risk-based capital ratio
  • 14.20%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $25,354Average earning assets
  • $2,259Average equity
  • $23,096Average loans

List of branches

  • 2 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06826State Bank Of Odell111 Main Street, Odell, NE 68415January 01, 1907Full Service Brick and Mortar
    1431712Diller Branch423 Commercial Street, Diller, NE 68342August 30, 2004Full Service Brick and Mortar

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