State Bank of Odell in city_name, state_name - Detailed Financial Reports, Location

State Bank of Odell in Odell, Nebraska (NE)
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State Bank of Odell routing number info

State Bank of Odell - Overview

General
FDIC Certificate #: 10644
Status: Active
Federal Reserve ID: 218850
Bank Holding Company (Regulatory Top Holder): S. & S. Investment Company (RSSDID: 1051054, Location: Odell, NE)
Date Established: January 01, 1907
WWW: http://www.statebankofodell.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 6826
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 111 Main Street, Odell, NE 68415
County: Gage
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Beatrice, NE (#13100)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $24.9 mil
Equity capital: $2.4 mil
Deposits held in domestic offices: $22.5 mil
Return on assets (ROA): 0.53% ($0.1 mil)
Quarterly return on assets: -0.26% (-$0.1 mil)
Return on Equity (ROE): 5.98% ($0.1 mil)
Quarterly return on equity: -2.70% (-$0.1 mil)
Net income: $0.1 mil
Quarterly Net income: -$0.0 mil
Pretax return on assets: 0.53% ($131.9 mil)
Quarterly Pretax return on assets: -0.26% (-$64.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
7Total employees (full-time equivalent)
$24,896Total assets
$3,612Cash and due from depository institutions
$2,527Interest-bearing balances
$5,341Securities
$1,249Federal funds sold & reverse repurchase agreements
$13,406Net loans & leases
$209Loan loss allowance
$0Trading account assets
$33Bank premises and fixed assets
$320Other real estate owned
$0Goodwill and other intangibles
$24,896Life insurance assets
$935All other assets
$22,533Total liabilities and capital
$22,505Total liabilities
$16,452Total deposits
$22,505Interest-bearing deposits
$98Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$28Subordinated debt
$2,363All other liabilities
$2,363Total equity capital
$2,363Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$800Surplus
$1,463Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$127Income earned, not collected on loans
$0Earning assets
$216Long-term assets (5+ years)
$22,523Average Assets, year-to-date
$4,136Average Assets, quarterly
$25,354Volatile liabilities
$24,977Insider loans
$16,142FHLB advances
$24,807Loans and leases held for sale
$281Unused loan commitments
$281Tier 1 (core) risk-based capital
$2,292Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$198Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$1,048Total interest income
$130Total interest expense
$918Net interest income
$0Provision for loan and lease losses
$173Total noninterest income
$0Fiduciary activities
$104Service charges on deposit accounts
$0Trading account gains & fees
$69Additional noninterest income
$956Total noninterest expense
$488Salaries and employee benefits
$131Premises and equipment expense
$337Additional noninterest expense
$135Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$135Income before extraordinary items
$0Extraordinary gains - net
$135Net income attributable to bank
$0Net charge-offs
$135Cash dividends
$23Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.54%Yield on earning assets
0.56%Cost of funding earning assets
3.97%Net interest margin
0.75%Noninterest income to earning assets
4.14%Noninterest expense to earning assets
0.53%Net operating income to assets
0.53%Return on assets (ROA)
0.53%Pretax return on assets
5.98%Return on equity (ROE)
5.98%Retained earnings to average equity (YTD only)
0.17%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
5.87%Efficiency ratio
87,626Assets per employee
3.56%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.54%Loss allowance to noncurrent loans
164.57%Noncurrent assets plus other real estate owned to assets
1.80%Noncurrent loans to loans
0.93%Net loans and leases to deposits
59.57%Net loans and leases to core deposits
59.57%Equity capital to assets
9.49%Core capital (leverage) ratio
9.24%Tier 1 risk-based capital ratio
14.20%Total risk-based capital ratio
Memoranda
$15Average assets
$25,354Average earning assets
$2,259Average equity
$23,096Average loans

List of branches

2 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	6826	State Bank Of Odell	111 Main Street, Odell, NE 68415	January 01, 1907	Full Service Brick and Mortar
1	431712	Diller Branch	423 Commercial Street, Diller, NE 68342	August 30, 2004	Full Service Brick and Mortar

State Bank of Odell in Odell, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Odell - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank of Odell in Odell, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Odell - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank of Odell in Odell, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches