State Bank of Odell in Odell, Nebraska (NE)



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State Bank of Odell routing number info

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State Bank of Odell
GeneralFDIC Certificate #: 10644
Status: Active
Federal Reserve ID: 218850
Bank Holding Company (Regulatory Top Holder): S. & S. Investment Company (RSSDID: 1051054, Location: Odell, NE)
Date Established: January 01, 1907
WWW: http://www.statebankofodell.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 6826
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 111 Main Street, Odell, NE 68415
County: Gage
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Beatrice, NE (#13100)
CBSA Micro Statistical Area: Yes
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $24.9 mil
Equity capital: $2.4 mil
Deposits held in domestic offices: $22.5 mil
Return on assets (ROA): 0.53% ($0.1 mil)
Quarterly return on assets: -0.26% (-$0.1 mil)
Return on Equity (ROE): 5.98% ($0.1 mil)
Quarterly return on equity: -2.70% (-$0.1 mil)
Net income: $0.1 mil
Quarterly Net income: -$0.0 mil
Pretax return on assets: 0.53% ($131.9 mil)
Quarterly Pretax return on assets: -0.26% (-$64.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)7
Total assets$24,896
Cash and due from depository institutions$3,612
Interest-bearing balances$2,527
Securities$5,341
Federal funds sold & reverse repurchase agreements$1,249
Net loans & leases$13,406
Loan loss allowance $209
Trading account assets$0
Bank premises and fixed assets$33
Other real estate owned$320
Goodwill and other intangibles$0
All other assets$935
Life insurance assets$24,896
Total liabilities and capital$22,533
Total liabilities$22,505
Total deposits$16,452
Interest-bearing deposits$22,505
Deposits held in domestic offices$98
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $28
All other liabilities $2,363
Total equity capital$2,363
Total bank equity capital$2,363
Perpetual preferred stock$0
Common stock$100
Surplus$800
Undivided profits $1,463
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $127
Earning assets $0
Long-term assets (5+ years) $216
Average Assets, year-to-date $22,523
Average Assets, quarterly $4,136
Volatile liabilities $25,354
Insider loans $24,977
FHLB advances $16,142
Loans and leases held for sale $24,807
Unused loan commitments $281
Tier 1 (core) risk-based capital $281
Tier 2 risk-based capital $2,292
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $198
Derivatives$0
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,048
Total interest expense $130
Net interest income $918
Provision for loan and lease losses $0
Total noninterest income $173
Fiduciary activities $0
Service charges on deposit accounts $104
Trading account gains & fees $0
Additional noninterest income $69
Total noninterest expense $956
Salaries and employee benefits $488
Premises and equipment expense $131
Additional noninterest expense $337
Pre-tax net operating income $135
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $135
Extraordinary gains - net $0
Net income attributable to bank $135
Net charge-offs $0
Cash dividends $135
Sale, conversion, retirement of capital stock, net $23
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.54%
Cost of funding earning assets 0.56%
Net interest margin 3.97%
Noninterest income to earning assets 0.75%
Noninterest expense to earning assets 4.14%
Net operating income to assets 0.53%
Return on assets (ROA) 0.53%
Pretax return on assets 0.53%
Return on equity (ROE) 5.98%
Retained earnings to average equity (YTD only) 5.98%
Net charge-offs to loans 0.17%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio5.87%
Assets per employee$87,626
Cash dividends to net income (YTD only)3.56%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.54%
Noncurrent assets plus other real estate owned to assets 164.57%
Noncurrent loans to loans 1.80%
Net loans and leases to deposits0.93%
Net loans and leases to core deposits 59.57%
Equity capital to assets 59.57%
Core capital (leverage) ratio 9.49%
Tier 1 risk-based capital ratio 9.24%
Total risk-based capital ratio 14.20%
Memoranda
Average assets$15
Average earning assets$25,354
Average equity $2,259
Average loans $23,096
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2 Nebraska Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
06826State Bank Of Odell111 Main Street, Odell, NE 68415January 01, 1907Full Service Brick and Mortar
1431712Diller Branch423 Commercial Street, Diller, NE 68342August 30, 2004Full Service Brick and Mortar
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