The Bank of Steinauer in Steinauer, Nebraska (NE)



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The Bank of Steinauer routing number info

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The Bank of Steinauer
GeneralFDIC Certificate #: 10635
Status: Active
Federal Reserve ID: 384353
Bank Holding Company (Regulatory Top Holder): Steinauer Bancorp (RSSDID: 2847665, Location: Steinauer, NE)
Date Established: June 28, 1888
WWW: http://www.bankofsteinauer.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 6818
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 215 Main St, Steinauer, NE 68441
County: Pawnee
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of ChangesChange in Location
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $10.5 mil
Equity capital: $0.9 mil
Deposits held in domestic offices: $9.6 mil
Return on assets (ROA): 0.31% ($0.0 mil)
Quarterly return on assets: -4.21% (-$0.5 mil)
Return on Equity (ROE): 3.46% ($0.0 mil)
Quarterly return on equity: -45.28% (-$0.5 mil)
Net income: $0.0 mil
Quarterly Net income: -$0.1 mil
Pretax return on assets: 0.35% ($36.9 mil)
Quarterly Pretax return on assets: -4.18% (-$440.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)5
Total assets$10,545
Cash and due from depository institutions$2,003
Interest-bearing balances$1,450
Securities$1,274
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$6,966
Loan loss allowance $108
Trading account assets$0
Bank premises and fixed assets$24
Other real estate owned$34
Goodwill and other intangibles$0
All other assets$244
Life insurance assets$10,545
Total liabilities and capital$9,620
Total liabilities$9,608
Total deposits$7,542
Interest-bearing deposits$9,608
Deposits held in domestic offices$96
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $12
All other liabilities $925
Total equity capital$925
Total bank equity capital$925
Perpetual preferred stock$0
Common stock$40
Surplus$760
Undivided profits $125
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $99
Average Assets, year-to-date $9,690
Average Assets, quarterly $1,117
Volatile liabilities $10,687
Insider loans $10,538
FHLB advances $7,291
Loans and leases held for sale $10,648
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $925
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,140
Derivatives$0
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $522
Total interest expense $69
Net interest income $453
Provision for loan and lease losses $3
Total noninterest income $72
Fiduciary activities $0
Service charges on deposit accounts $66
Trading account gains & fees $0
Additional noninterest income $6
Total noninterest expense $485
Salaries and employee benefits $317
Premises and equipment expense $26
Additional noninterest expense $142
Pre-tax net operating income $37
Securities gains (losses) $0
Applicable income taxes $4
Income before extraordinary items $33
Extraordinary gains - net $0
Net income attributable to bank $33
Net charge-offs $0
Cash dividends $33
Sale, conversion, retirement of capital stock, net $1
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.43%
Cost of funding earning assets 0.72%
Net interest margin 4.71%
Noninterest income to earning assets 0.75%
Noninterest expense to earning assets 5.04%
Net operating income to assets 0.31%
Return on assets (ROA) 0.31%
Pretax return on assets 0.35%
Return on equity (ROE) 3.46%
Retained earnings to average equity (YTD only) 3.46%
Net charge-offs to loans 0.01%
Credit loss provision to net charge-offs 300.00%
Efficiency ratio40.00%
Assets per employee$92,381
Cash dividends to net income (YTD only)2.11%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.53%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.32%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 72.50%
Equity capital to assets 76.00%
Core capital (leverage) ratio 8.77%
Tier 1 risk-based capital ratio 8.69%
Total risk-based capital ratio 12.69%
Memoranda
Average assets$14
Average earning assets$10,687
Average equity $954
Average loans $9,617
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1 Nebraska Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
06818The Bank Of Steinauer215 Main St, Steinauer, NE 68441June 28, 1888Full Service Brick and Mortar
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