The Bank of Steinauer in Steinauer, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Bank of Steinauer - Overview

  • General
  • FDIC Certificate #: 10635
    Status: Active
    Federal Reserve ID: 384353
    Bank Holding Company (Regulatory Top Holder): Steinauer Bancorp (RSSDID: 2847665, Location: Steinauer, NE)
    Date Established: June 28, 1888
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 6818
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 215 Main St, Steinauer, NE 68441
    County: Pawnee
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $10.5 mil
    Equity capital: $0.9 mil
    Deposits held in domestic offices: $9.6 mil
    Return on assets (ROA): 0.31% ($0.0 mil)
    Quarterly return on assets: -4.21% (-$0.5 mil)
    Return on Equity (ROE): 3.46% ($0.0 mil)
    Quarterly return on equity: -45.28% (-$0.5 mil)
    Net income: $0.0 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: 0.35% ($36.9 mil)
    Quarterly Pretax return on assets: -4.18% (-$440.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $10,545Total assets
  • $2,003Cash and due from depository institutions
  • $1,450Interest-bearing balances
  • $1,274Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $6,966Net loans & leases
  • $108Loan loss allowance
  • $0Trading account assets
  • $24Bank premises and fixed assets
  • $34Other real estate owned
  • $0Goodwill and other intangibles
  • $10,545Life insurance assets
  • $244All other assets
  • $9,620Total liabilities and capital
  • $9,608Total liabilities
  • $7,542Total deposits
  • $9,608Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $12Subordinated debt
  • $925All other liabilities
  • $925Total equity capital
  • $925Total bank equity capital
  • $0Perpetual preferred stock
  • $40Common stock
  • $760Surplus
  • $125Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $99Long-term assets (5+ years)
  • $9,690Average Assets, year-to-date
  • $1,117Average Assets, quarterly
  • $10,687Volatile liabilities
  • $10,538Insider loans
  • $7,291FHLB advances
  • $10,648Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $925Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,140Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $522Total interest income
  • $69Total interest expense
  • $453Net interest income
  • $3Provision for loan and lease losses
  • $72Total noninterest income
  • $0Fiduciary activities
  • $66Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6Additional noninterest income
  • $485Total noninterest expense
  • $317Salaries and employee benefits
  • $26Premises and equipment expense
  • $142Additional noninterest expense
  • $37Pre-tax net operating income
  • $0Securities gains (losses)
  • $4Applicable income taxes
  • $33Income before extraordinary items
  • $0Extraordinary gains - net
  • $33Net income attributable to bank
  • $0Net charge-offs
  • $33Cash dividends
  • $1Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.43%Yield on earning assets
  • 0.72%Cost of funding earning assets
  • 4.71%Net interest margin
  • 0.75%Noninterest income to earning assets
  • 5.04%Noninterest expense to earning assets
  • 0.31%Net operating income to assets
  • 0.31%Return on assets (ROA)
  • 0.35%Pretax return on assets
  • 3.46%Return on equity (ROE)
  • 3.46%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 300.00%Credit loss provision to net charge-offs
  • 40.00%Efficiency ratio
  • 92,381Assets per employee
  • 2.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.53%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.32%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 72.50%Net loans and leases to core deposits
  • 76.00%Equity capital to assets
  • 8.77%Core capital (leverage) ratio
  • 8.69%Tier 1 risk-based capital ratio
  • 12.69%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $10,687Average earning assets
  • $954Average equity
  • $9,617Average loans

List of branches

  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06818The Bank Of Steinauer215 Main St, Steinauer, NE 68441June 28, 1888Full Service Brick and Mortar

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