FDIC Certificate #: 30489 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The Fifth Third Bank of Columbus (#26321) Federal Reserve ID: 400879 Date Established: January 01, 1900 Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 36 (Interstate: No) OTS Docket #: 5434 FDIC's unique #: 43323 Numeric code: 41 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes FDIC Insured: Yes Insured Savings Institution: Yes Oakar Institutions: Yes State Chartered: Yes Date of Deposit Insurance: June 06, 1951 Last Structure Change Effective Date: June 20, 1998 Last Structure Change Process Date: July 10, 1998 Last Data Update: July 10, 1998 Data Source Date: April 05, 2012
Location
Address: 20 East Broad Street, Columbus, OH 43215 County: Franklin Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Columbus Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Columbus, OH (#1840) Combined Statistical Area (CSA): Columbus-Marion-Chillicothe, OH (#198) Core Based Statistical Area (CBSA): Columbus, OH (#18140) CBSA Metro Statistical Area: Columbus, OH (#18140)
Financial Summary
Total assets: $2,116.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
613Total employees (full-time equivalent)
$2,079,039Total assets
$35,143Cash and due from depository institutions
$345Interest-bearing balances
$452,104Securities
$82,000Federal funds sold & reverse repurchase agreements
$1,469,203Net loans & leases
$23,060Loan loss allowance
$0Trading account assets
$12,751Bank premises and fixed assets
$2,412Other real estate owned
$320Goodwill and other intangibles
$0Life insurance assets
$25,106All other assets
$2,079,039Total liabilities and capital
$1,927,029Total liabilities
$1,778,666Total deposits
$1,664,084Interest-bearing deposits
$1,778,666Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$107,231Other borrowed funds
$0Subordinated debt
$41,132All other liabilities
$152,010Total equity capital
$152,010Total bank equity capital
$152,010Perpetual preferred stock
$0Common stock
$600Surplus
$122,080Undivided profits
Memoranda
$29,330Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$17,923Earning assets
$0Long-term assets (5+ years)
$7,929Average Assets, year-to-date
$2,003,652Average Assets, quarterly
$435,965Volatile liabilities
$2,039,744Insider loans
$2,091,392FHLB advances
$138,795Loans and leases held for sale
$1,296Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$15,565Total risk weighted assets
$277,899Total unused commitments
$0Restructured Loans and leases
$1,250,708Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$164,177Total interest income
$88,348Total interest expense
$75,829Net interest income
$1,259Provision for loan and lease losses
$10,760Total noninterest income
$0Fiduciary activities
$3,704Service charges on deposit accounts
$0Trading account gains & fees
$7,056Additional noninterest income
$45,582Total noninterest expense
$21,467Salaries and employee benefits
$6,389Premises and equipment expense
$17,726Additional noninterest expense
$39,748Pre-tax net operating income
-$187Securities gains (losses)
$13,969Applicable income taxes
$25,592Income before extraordinary items
$0Extraordinary gains - net
$25,592Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$377Sale, conversion, retirement of capital stock, net
$40,000Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.39%Yield on earning assets
4.52%Cost of funding earning assets
3.88%Net interest margin
0.55%Noninterest income to earning assets
2.33%Noninterest expense to earning assets
1.26%Net operating income to assets
1.25%Return on assets (ROA)
1.94%Pretax return on assets
15.17%Return on equity (ROE)
-8.54%Retained earnings to average equity (YTD only)
-0.03%Net charge-offs to loans
-333.95%Credit loss provision to net charge-offs
0.00%Efficiency ratio
52,521Assets per employee
3.39%Cash dividends to net income (YTD only)
Condition Ratios (%)
156.30%Loss allowance to loans
1.55%Loss allowance to noncurrent loans
128.66%Noncurrent assets plus other real estate owned to assets
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