State Savings Bank in Columbus, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 20, 1998

  • State Savings Bank in Columbus, Ohio (OH)
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State Savings Bank - Overview

  • General
  • FDIC Certificate #: 30489
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Fifth Third Bank of Columbus (#26321)
    Federal Reserve ID: 400879
    Date Established: January 01, 1900
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 36 (Interstate: No)
    OTS Docket #: 5434
    FDIC's unique #: 43323
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 06, 1951
    Last Structure Change Effective Date: June 20, 1998
    Last Structure Change Process Date: July 10, 1998
    Last Data Update: July 10, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 20 East Broad Street, Columbus, OH 43215
    County: Franklin
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Columbus, OH (#1840)
    Combined Statistical Area (CSA): Columbus-Marion-Chillicothe, OH (#198)
    Core Based Statistical Area (CBSA): Columbus, OH (#18140)
    CBSA Metro Statistical Area: Columbus, OH (#18140)
  • Financial Summary
  • Total assets: $2,116.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 613Total employees (full-time equivalent)
  • $2,079,039Total assets
  • $35,143Cash and due from depository institutions
  • $345Interest-bearing balances
  • $452,104Securities
  • $82,000Federal funds sold & reverse repurchase agreements
  • $1,469,203Net loans & leases
  • $23,060Loan loss allowance
  • $0Trading account assets
  • $12,751Bank premises and fixed assets
  • $2,412Other real estate owned
  • $320Goodwill and other intangibles
  • $0Life insurance assets
  • $25,106All other assets
  • $2,079,039Total liabilities and capital
  • $1,927,029Total liabilities
  • $1,778,666Total deposits
  • $1,664,084Interest-bearing deposits
  • $1,778,666Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $107,231Other borrowed funds
  • $0Subordinated debt
  • $41,132All other liabilities
  • $152,010Total equity capital
  • $152,010Total bank equity capital
  • $152,010Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $122,080Undivided profits
  • Memoranda
  • $29,330Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $17,923Earning assets
  • $0Long-term assets (5+ years)
  • $7,929Average Assets, year-to-date
  • $2,003,652Average Assets, quarterly
  • $435,965Volatile liabilities
  • $2,039,744Insider loans
  • $2,091,392FHLB advances
  • $138,795Loans and leases held for sale
  • $1,296Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $15,565Total risk weighted assets
  • $277,899Total unused commitments
  • $0Restructured Loans and leases
  • $1,250,708Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $164,177Total interest income
  • $88,348Total interest expense
  • $75,829Net interest income
  • $1,259Provision for loan and lease losses
  • $10,760Total noninterest income
  • $0Fiduciary activities
  • $3,704Service charges on deposit accounts
  • $0Trading account gains & fees
  • $7,056Additional noninterest income
  • $45,582Total noninterest expense
  • $21,467Salaries and employee benefits
  • $6,389Premises and equipment expense
  • $17,726Additional noninterest expense
  • $39,748Pre-tax net operating income
  • -$187Securities gains (losses)
  • $13,969Applicable income taxes
  • $25,592Income before extraordinary items
  • $0Extraordinary gains - net
  • $25,592Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$377Sale, conversion, retirement of capital stock, net
  • $40,000Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.39%Yield on earning assets
  • 4.52%Cost of funding earning assets
  • 3.88%Net interest margin
  • 0.55%Noninterest income to earning assets
  • 2.33%Noninterest expense to earning assets
  • 1.26%Net operating income to assets
  • 1.25%Return on assets (ROA)
  • 1.94%Pretax return on assets
  • 15.17%Return on equity (ROE)
  • -8.54%Retained earnings to average equity (YTD only)
  • -0.03%Net charge-offs to loans
  • -333.95%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 52,521Assets per employee
  • 3.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 156.30%Loss allowance to loans
  • 1.55%Loss allowance to noncurrent loans
  • 128.66%Noncurrent assets plus other real estate owned to assets
  • 0.98%Noncurrent loans to loans
  • 1.20%Net loans and leases to deposits
  • 82.60%Net loans and leases to core deposits
  • 89.05%Equity capital to assets
  • 7.31%Core capital (leverage) ratio
  • 6.97%Tier 1 risk-based capital ratio
  • 11.71%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $2,039,744Average earning assets
  • $168,692Average equity
  • $1,956,165Average loans

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