Susquehanna Bank in Baltimore, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 15, 2005

  • Susquehanna Bank in Baltimore, Maryland (MD)
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Susquehanna Bank - Overview

  • General
  • FDIC Certificate #: 29973
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Susquehanna Bank (#9694)
    Federal Reserve ID: 787570
    Date Established: January 01, 1897
    WWW: http://www.susqbkmd.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 21 (Interstate: No)
    OTS Docket #: 4459
    FDIC's unique #: 42807
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    SAIF Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 01, 1938
    Last Structure Change Effective Date: April 15, 2005
    Last Structure Change Process Date: April 25, 2005
    Last Data Update: April 25, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 West Road, Baltimore, MD 21204
    County: Baltimore
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Baltimore
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Baltimore, MD (#720)
    Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
    Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
    Core Based Statistical Area (CBSA): Baltimore-Towson, MD (#12580)
    CBSA Metro Statistical Area: Baltimore-Towson, MD (#12580)
  • Financial Summary
  • Total assets: $1,376.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 247Total employees (full-time equivalent)
  • $1,438,719Total assets
  • $14,864Cash and due from depository institutions
  • $221Interest-bearing balances
  • $146,989Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,185,798Net loans & leases
  • $9,326Loan loss allowance
  • $0Trading account assets
  • $5,688Bank premises and fixed assets
  • $115Other real estate owned
  • $20,788Goodwill and other intangibles
  • $0Life insurance assets
  • $64,477All other assets
  • $1,438,719Total liabilities and capital
  • $1,323,213Total liabilities
  • $899,658Total deposits
  • $792,351Interest-bearing deposits
  • $899,658Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $88,532Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $292,719Other borrowed funds
  • $30,000Subordinated debt
  • $12,304All other liabilities
  • $115,506Total equity capital
  • $115,506Total bank equity capital
  • $115,506Perpetual preferred stock
  • $0Common stock
  • $61Surplus
  • $81,686Undivided profits
  • Memoranda
  • $33,759Noncurrent loans and leases
  • $398,230Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,599Earning assets
  • $20Long-term assets (5+ years)
  • $4,618Average Assets, year-to-date
  • $1,333,008Average Assets, quarterly
  • $323,804Volatile liabilities
  • $1,373,601Insider loans
  • $1,439,332FHLB advances
  • $273,419Loans and leases held for sale
  • $8,680Unused loan commitments
  • $282,719Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,520Total risk weighted assets
  • $398,230Total unused commitments
  • $0Restructured Loans and leases
  • $39,335Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $66,451Total interest income
  • $28,801Total interest expense
  • $37,650Net interest income
  • $1,550Provision for loan and lease losses
  • $10,355Total noninterest income
  • $0Fiduciary activities
  • $2,529Service charges on deposit accounts
  • $0Trading account gains & fees
  • $7,826Additional noninterest income
  • $29,388Total noninterest expense
  • $13,352Salaries and employee benefits
  • $3,422Premises and equipment expense
  • $12,614Additional noninterest expense
  • $17,067Pre-tax net operating income
  • $824Securities gains (losses)
  • $5,405Applicable income taxes
  • $12,486Income before extraordinary items
  • $0Extraordinary gains - net
  • $12,486Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $683Sale, conversion, retirement of capital stock, net
  • $5,500Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.25%Yield on earning assets
  • 2.27%Cost of funding earning assets
  • 2.97%Net interest margin
  • 0.82%Noninterest income to earning assets
  • 2.32%Noninterest expense to earning assets
  • 0.87%Net operating income to assets
  • 0.91%Return on assets (ROA)
  • 1.30%Pretax return on assets
  • 11.20%Return on equity (ROE)
  • 6.26%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 226.94%Credit loss provision to net charge-offs
  • 27.26%Efficiency ratio
  • 60,898Assets per employee
  • 5.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 44.05%Loss allowance to loans
  • 0.78%Loss allowance to noncurrent loans
  • 358.83%Noncurrent assets plus other real estate owned to assets
  • 0.18%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 131.81%Net loans and leases to core deposits
  • 147.35%Equity capital to assets
  • 8.03%Core capital (leverage) ratio
  • 6.83%Tier 1 risk-based capital ratio
  • 7.46%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $1,373,601Average earning assets
  • $111,527Average equity
  • $1,266,194Average loans

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