Texas National Bank of Jacksonville in Jacksonville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Texas National Bank of Jacksonville - Overview

  • General
  • FDIC Certificate #: 26181
    Status: Active
    Federal Reserve ID: 739355
    Bank Holding Company (Regulatory Top Holder): Texas National Bancorporation (RSSDID: 2716471, Location: Jacksonville, TX)
    Date Established: March 19, 1985
    WWW: http://www.tnbjacksonville.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Domestic: 5, Interstate: No)
    FDIC's unique #: 32468
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: March 19, 1985
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 Neches Street, Jacksonville, TX 75766
    County: Cherokee
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Tyler-Jacksonville, TX (#540)
    Core Based Statistical Area (CBSA): Jacksonville, TX (#27380)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $308.5 mil
    Equity capital: $27.7 mil
    Deposits held in domestic offices: $263.1 mil
    Return on assets (ROA): 1.74% ($5.4 mil)
    Quarterly return on assets: 1.92% ($5.9 mil)
    Return on Equity (ROE): 20.10% ($5.6 mil)
    Quarterly return on equity: 21.47% ($6.0 mil)
    Net income: $5.1 mil
    Quarterly Net income: $1.5 mil
    Pretax return on assets: 2.63% ($8,113.3 mil)
    Quarterly Pretax return on assets: 2.90% ($8,946.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 51Total employees (full-time equivalent)
  • $308,492Total assets
  • $16,198Cash and due from depository institutions
  • $9,749Interest-bearing balances
  • $13,536Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $268,262Net loans & leases
  • $3,538Loan loss allowance
  • $0Trading account assets
  • $5,392Bank premises and fixed assets
  • $448Other real estate owned
  • $0Goodwill and other intangibles
  • $308,492Life insurance assets
  • $4,656All other assets
  • $280,838Total liabilities and capital
  • $263,115Total liabilities
  • $227,531Total deposits
  • $263,115Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $16,500Trading liabilities
  • $0Other borrowed funds
  • $1,223Subordinated debt
  • $27,654All other liabilities
  • $27,654Total equity capital
  • $27,654Total bank equity capital
  • $0Perpetual preferred stock
  • $390Common stock
  • $13,657Surplus
  • $13,607Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $992Income earned, not collected on loans
  • $0Earning assets
  • $1,482Long-term assets (5+ years)
  • $291,547Average Assets, year-to-date
  • $142,431Average Assets, quarterly
  • $293,147Volatile liabilities
  • $303,251Insider loans
  • $241,106FHLB advances
  • $305,817Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $27,518Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $19,310Restructured Loans and leases
  • $3,777Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $17,304Total interest income
  • $4,046Total interest expense
  • $13,258Net interest income
  • $940Provision for loan and lease losses
  • $1,080Total noninterest income
  • $0Fiduciary activities
  • $913Service charges on deposit accounts
  • $0Trading account gains & fees
  • $167Additional noninterest income
  • $5,793Total noninterest expense
  • $3,307Salaries and employee benefits
  • $530Premises and equipment expense
  • $1,956Additional noninterest expense
  • $7,605Pre-tax net operating income
  • $106Securities gains (losses)
  • $2,620Applicable income taxes
  • $5,091Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,091Net income attributable to bank
  • $0Net charge-offs
  • $5,091Cash dividends
  • $198Sale, conversion, retirement of capital stock, net
  • $600Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.24%Yield on earning assets
  • 1.46%Cost of funding earning assets
  • 4.78%Net interest margin
  • 0.39%Noninterest income to earning assets
  • 2.09%Noninterest expense to earning assets
  • 1.71%Net operating income to assets
  • 1.74%Return on assets (ROA)
  • 2.63%Pretax return on assets
  • 20.10%Return on equity (ROE)
  • 17.73%Retained earnings to average equity (YTD only)
  • 0.08%Net charge-offs to loans
  • 474.75%Credit loss provision to net charge-offs
  • 43.16%Efficiency ratio
  • 40,403Assets per employee
  • 6.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 11.79%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 356.65%Noncurrent assets plus other real estate owned to assets
  • 0.47%Noncurrent loans to loans
  • 0.36%Net loans and leases to deposits
  • 101.96%Net loans and leases to core deposits
  • 119.98%Equity capital to assets
  • 8.96%Core capital (leverage) ratio
  • 9.00%Tier 1 risk-based capital ratio
  • 11.41%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $293,147Average earning assets
  • $25,328Average equity
  • $277,380Average loans

List of branches

  • 5 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    032468Texas National Bank Of Jacksonville300 Neches Street, Jacksonville, TX 75766March 19, 1985Full Service Brick and Mortar
    1363375Rusk Branch484 North Main Street, Rusk, TX 75785March 11, 2002Full Service Brick and Mortar
    3463168Marshall Branch716 East End Boulevard, Marshall, TX 75670July 03, 2006Full Service Brick and Mortar
    4466223Bullard Branch524 East Main, Bullard, TX 75757March 15, 2007Full Service Brick and Mortar
    5492510Longview Branch612 East Hawkins Parkway, Longview, TX 75605Febuary 28, 2009Full Service Brick and Mortar

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