The Bank of Landisburg in Landisburg, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Bank of Landisburg - Overview

  • General
  • FDIC Certificate #: 90384
    Status: Active
    Federal Reserve ID: 734613
    Date Established: October 19, 1903
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 12197
    FDIC's unique #: 17942
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: April 17, 1992
    Last Structure Change Effective Date: January 09, 2009
    Last Structure Change Process Date: January 14, 2009
    Last Data Update: January 14, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Carlisle Street, Landisburg, PA 17040
    County: Perry
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Harrisburg-Lebanon-Carlisle, PA (#3240)
    Combined Statistical Area (CSA): Harrisburg-Carlisle-Lebanon, PA (#276)
    Core Based Statistical Area (CBSA): Harrisburg-Carlisle, PA (#25420)
    CBSA Metro Statistical Area: Harrisburg-Carlisle, PA (#25420)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $250.4 mil
    Equity capital: $41.6 mil
    Deposits held in domestic offices: $207.8 mil
    Return on assets (ROA): 1.18% ($3.0 mil)
    Quarterly return on assets: 1.15% ($2.9 mil)
    Return on Equity (ROE): 7.10% ($3.0 mil)
    Quarterly return on equity: 6.98% ($2.9 mil)
    Net income: $2.9 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 1.53% ($3,831.8 mil)
    Quarterly Pretax return on assets: 1.52% ($3,806.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 39Total employees (full-time equivalent)
  • $250,445Total assets
  • $18,587Cash and due from depository institutions
  • $12,804Interest-bearing balances
  • $75,035Securities
  • $765Federal funds sold & reverse repurchase agreements
  • $148,352Net loans & leases
  • $3,535Loan loss allowance
  • $0Trading account assets
  • $652Bank premises and fixed assets
  • $374Other real estate owned
  • $0Goodwill and other intangibles
  • $250,445Life insurance assets
  • $6,680All other assets
  • $208,883Total liabilities and capital
  • $207,770Total liabilities
  • $185,617Total deposits
  • $207,770Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,113Subordinated debt
  • $41,562All other liabilities
  • $41,562Total equity capital
  • $41,562Total bank equity capital
  • $0Perpetual preferred stock
  • $60Common stock
  • $10,000Surplus
  • $31,502Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,331Income earned, not collected on loans
  • $0Earning assets
  • $795Long-term assets (5+ years)
  • $236,956Average Assets, year-to-date
  • $108,974Average Assets, quarterly
  • $246,072Volatile liabilities
  • $251,692Insider loans
  • $131,241FHLB advances
  • $250,809Loans and leases held for sale
  • $2,558Unused loan commitments
  • $2,558Tier 1 (core) risk-based capital
  • $40,890Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $15,547Restructured Loans and leases
  • $1,322Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $10,930Total interest income
  • $3,358Total interest expense
  • $7,572Net interest income
  • $350Provision for loan and lease losses
  • $635Total noninterest income
  • $0Fiduciary activities
  • $155Service charges on deposit accounts
  • $0Trading account gains & fees
  • $480Additional noninterest income
  • $4,083Total noninterest expense
  • $1,851Salaries and employee benefits
  • $200Premises and equipment expense
  • $2,032Additional noninterest expense
  • $3,774Pre-tax net operating income
  • $0Securities gains (losses)
  • $879Applicable income taxes
  • $2,895Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,895Net income attributable to bank
  • $0Net charge-offs
  • $2,895Cash dividends
  • -$4Sale, conversion, retirement of capital stock, net
  • $1,051Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.70%Yield on earning assets
  • 1.44%Cost of funding earning assets
  • 3.25%Net interest margin
  • 0.27%Noninterest income to earning assets
  • 1.75%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.53%Pretax return on assets
  • 7.10%Return on equity (ROE)
  • 4.52%Retained earnings to average equity (YTD only)
  • -0.00%Net charge-offs to loans
  • -8750.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 49,750Assets per employee
  • 6.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 36.30%Loss allowance to loans
  • 2.33%Loss allowance to noncurrent loans
  • 81.62%Noncurrent assets plus other real estate owned to assets
  • 1.88%Noncurrent loans to loans
  • 2.85%Net loans and leases to deposits
  • 71.40%Net loans and leases to core deposits
  • 73.40%Equity capital to assets
  • 16.60%Core capital (leverage) ratio
  • 16.30%Tier 1 risk-based capital ratio
  • 31.16%Total risk-based capital ratio
  • Memoranda
  • $33Average assets
  • $246,072Average earning assets
  • $40,773Average equity
  • $232,752Average loans

List of branches

  • 3 Pennsylvania Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    017942The Bank Of Landisburg100 North Carlisle Street, Landisburg, PA 17040October 19, 1903Full Service Brick and Mortar
    1291632Blain Branch242 East Main Street, Blain, PA 17006October 19, 1903Full Service Brick and Mortar
    2291633Shermans Dale Branch5125 Spring Road, Shermans Dale, PA 17090January 08, 1978Full Service Brick and Mortar

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