The Edon State Bank Company of Edon, Ohio in Edon, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Edon State Bank Company of Edon, Ohio - Overview

  • General
  • FDIC Certificate #: 13206
    Status: Active
    Federal Reserve ID: 804815
    Date Established: January 01, 1893
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 8356
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 04, 2012
    Last Structure Change Process Date: January 04, 2012
    Last Data Update: January 04, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 North Michigan Street, Edon, OH 43518
    County: Williams
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Cincinnati
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $63.2 mil
    Equity capital: $10.7 mil
    Deposits held in domestic offices: $52.3 mil
    Return on assets (ROA): 0.71% ($0.4 mil)
    Quarterly return on assets: 0.72% ($0.5 mil)
    Return on Equity (ROE): 4.21% ($0.5 mil)
    Quarterly return on equity: 4.22% ($0.5 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.03% ($650.7 mil)
    Quarterly Pretax return on assets: 1.03% ($650.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $63,176Total assets
  • $3,356Cash and due from depository institutions
  • $2,628Interest-bearing balances
  • $33,827Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $24,477Net loans & leases
  • $46Loan loss allowance
  • $0Trading account assets
  • $374Bank premises and fixed assets
  • $531Other real estate owned
  • $0Goodwill and other intangibles
  • $63,176Life insurance assets
  • $611All other assets
  • $52,468Total liabilities and capital
  • $52,267Total liabilities
  • $47,885Total deposits
  • $52,267Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $201Subordinated debt
  • $10,708All other liabilities
  • $10,708Total equity capital
  • $10,708Total bank equity capital
  • $0Perpetual preferred stock
  • $3,000Common stock
  • $3,000Surplus
  • $4,708Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $160Income earned, not collected on loans
  • $0Earning assets
  • $374Long-term assets (5+ years)
  • $60,932Average Assets, year-to-date
  • $47,126Average Assets, quarterly
  • $62,514Volatile liabilities
  • $63,471Insider loans
  • $25,270FHLB advances
  • $64,276Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $10,748Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $760Restructured Loans and leases
  • $515Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,453Total interest income
  • $453Total interest expense
  • $2,000Net interest income
  • $42Provision for loan and lease losses
  • $143Total noninterest income
  • $0Fiduciary activities
  • $77Service charges on deposit accounts
  • $0Trading account gains & fees
  • $66Additional noninterest income
  • $1,458Total noninterest expense
  • $860Salaries and employee benefits
  • $87Premises and equipment expense
  • $511Additional noninterest expense
  • $643Pre-tax net operating income
  • $0Securities gains (losses)
  • $199Applicable income taxes
  • $444Income before extraordinary items
  • $0Extraordinary gains - net
  • $444Net income attributable to bank
  • $0Net charge-offs
  • $444Cash dividends
  • $300Sale, conversion, retirement of capital stock, net
  • $330Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.15%Yield on earning assets
  • 0.77%Cost of funding earning assets
  • 3.39%Net interest margin
  • 0.24%Noninterest income to earning assets
  • 2.47%Noninterest expense to earning assets
  • 0.71%Net operating income to assets
  • 0.71%Return on assets (ROA)
  • 1.03%Pretax return on assets
  • 4.21%Return on equity (ROE)
  • 1.08%Retained earnings to average equity (YTD only)
  • 1.23%Net charge-offs to loans
  • 14.00%Credit loss provision to net charge-offs
  • 2.28%Efficiency ratio
  • 68,035Assets per employee
  • 5.26%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 74.32%Loss allowance to loans
  • 0.19%Loss allowance to noncurrent loans
  • 28.75%Noncurrent assets plus other real estate owned to assets
  • 1.09%Noncurrent loans to loans
  • 0.65%Net loans and leases to deposits
  • 46.83%Net loans and leases to core deposits
  • 47.06%Equity capital to assets
  • 16.95%Core capital (leverage) ratio
  • 16.72%Tier 1 risk-based capital ratio
  • 42.53%Total risk-based capital ratio
  • Memoranda
  • $43Average assets
  • $62,514Average earning assets
  • $10,555Average equity
  • $59,074Average loans

List of branches

  • 2 Ohio Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08356The Edon State Bank Company Of Edon, Ohio101 North Michigan Street, Edon, OH 43518January 01, 1893Full Service Brick and Mortar
    1229310Blakeslee Banking Center BranchWashington And Jackson Streets, Blakeslee, OH 43505May 18, 1981Full Service Brick and Mortar

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