The Farmers Bank of Mt. Pulaski in Mount Pulaski, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Farmers Bank of Mt. Pulaski in Mount Pulaski, Illinois (IL)
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The Farmers Bank of Mt. Pulaski - Overview

  • General
  • FDIC Certificate #: 11319
    Status: Active
    Federal Reserve ID: 830645
    Date Established: January 01, 1872
    WWW: http://www.farm-bank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 9391
    FDIC's unique #: 7228
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 130 South Washington Street, Mount Pulaski, IL 62548
    County: Logan
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Lincoln, IL (#30660)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $43.7 mil
    Equity capital: $6.0 mil
    Deposits held in domestic offices: $33.4 mil
    Return on assets (ROA): 0.64% ($0.3 mil)
    Quarterly return on assets: 0.92% ($0.4 mil)
    Return on Equity (ROE): 4.75% ($0.3 mil)
    Quarterly return on equity: 6.78% ($0.4 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.70% ($305.8 mil)
    Quarterly Pretax return on assets: 1.04% ($454.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $43,689Total assets
  • $5,180Cash and due from depository institutions
  • $3,771Interest-bearing balances
  • $13,873Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $22,808Net loans & leases
  • $253Loan loss allowance
  • $0Trading account assets
  • $794Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $43,690Life insurance assets
  • $1,034All other assets
  • $37,734Total liabilities and capital
  • $33,430Total liabilities
  • $29,453Total deposits
  • $33,430Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,018Trading liabilities
  • $0Other borrowed funds
  • $286Subordinated debt
  • $5,956All other liabilities
  • $5,956Total equity capital
  • $5,956Total bank equity capital
  • $0Perpetual preferred stock
  • $83Common stock
  • $1,040Surplus
  • $4,833Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $550Income earned, not collected on loans
  • $0Earning assets
  • $307Long-term assets (5+ years)
  • $40,452Average Assets, year-to-date
  • $24,740Average Assets, quarterly
  • $42,781Volatile liabilities
  • $43,766Insider loans
  • $21,028FHLB advances
  • $45,022Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,748Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,668Restructured Loans and leases
  • $438Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,763Total interest income
  • $347Total interest expense
  • $1,416Net interest income
  • $75Provision for loan and lease losses
  • $92Total noninterest income
  • $0Fiduciary activities
  • $51Service charges on deposit accounts
  • $0Trading account gains & fees
  • $41Additional noninterest income
  • $1,189Total noninterest expense
  • $664Salaries and employee benefits
  • $117Premises and equipment expense
  • $408Additional noninterest expense
  • $244Pre-tax net operating income
  • $54Securities gains (losses)
  • $23Applicable income taxes
  • $275Income before extraordinary items
  • $0Extraordinary gains - net
  • $275Net income attributable to bank
  • $0Net charge-offs
  • $275Cash dividends
  • $91Sale, conversion, retirement of capital stock, net
  • $27Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.48%Yield on earning assets
  • 0.88%Cost of funding earning assets
  • 3.60%Net interest margin
  • 0.23%Noninterest income to earning assets
  • 3.02%Noninterest expense to earning assets
  • 0.53%Net operating income to assets
  • 0.64%Return on assets (ROA)
  • 0.70%Pretax return on assets
  • 4.75%Return on equity (ROE)
  • 4.28%Retained earnings to average equity (YTD only)
  • 0.41%Net charge-offs to loans
  • 82.42%Credit loss provision to net charge-offs
  • 3.51%Efficiency ratio
  • 78,249Assets per employee
  • 3.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 9.82%Loss allowance to loans
  • 1.10%Loss allowance to noncurrent loans
  • 46.00%Noncurrent assets plus other real estate owned to assets
  • 1.26%Noncurrent loans to loans
  • 2.38%Net loans and leases to deposits
  • 68.23%Net loans and leases to core deposits
  • 69.87%Equity capital to assets
  • 13.63%Core capital (leverage) ratio
  • 12.77%Tier 1 risk-based capital ratio
  • 27.33%Total risk-based capital ratio
  • Memoranda
  • $29Average assets
  • $42,781Average earning assets
  • $5,789Average equity
  • $39,338Average loans

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07228The Farmers Bank Of Mt. Pulaski130 South Washington Street, Mount Pulaski, IL 62548January 01, 1872Full Service Brick and Mortar
    1224345104 West Cooke Street Branch104 West Cooke Street, Mount Pulaski, IL 62548Febuary 14, 1996Limited Service Facility

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