The Farmers National Bank of Seymour in Seymour, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 2010

The Farmers National Bank of Seymour - Overview

  • General
  • FDIC Certificate #: 5526
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: InterBank (#27210)
    Federal Reserve ID: 240468
    Date Established: January 01, 1904
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 3755
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 31, 2010
    Last Structure Change Process Date: January 04, 2011
    Last Data Update: January 04, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Washington Street, Seymour, TX 76380
    County: Baylor
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $60.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $60,154Total assets
  • $2,556Cash and due from depository institutions
  • $0Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $55,060Net loans & leases
  • $559Loan loss allowance
  • $0Trading account assets
  • $1,099Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,439All other assets
  • $60,154Total liabilities and capital
  • $53,824Total liabilities
  • $53,750Total deposits
  • $41,575Interest-bearing deposits
  • $53,750Deposits held in domestic offices
  • 85.37%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $74All other liabilities
  • $6,330Total equity capital
  • $6,330Total bank equity capital
  • $6,330Perpetual preferred stock
  • $0Common stock
  • $125Surplus
  • $3,092Undivided profits
  • Memoranda
  • $3,113Noncurrent loans and leases
  • $8,920Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $317Earning assets
  • $0Long-term assets (5+ years)
  • $704Average Assets, year-to-date
  • $55,060Average Assets, quarterly
  • $9,804Volatile liabilities
  • $60,812Insider loans
  • $58,952FHLB advances
  • $11,643Loans and leases held for sale
  • $1,984Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,920Total unused commitments
  • $0Restructured Loans and leases
  • $559Derivatives

Income and Expense (December 31, 2009)

  • Dollar figures in thousands
  • $3,221Total interest income
  • $532Total interest expense
  • $2,689Net interest income
  • $140Provision for loan and lease losses
  • $488Total noninterest income
  • $0Fiduciary activities
  • $394Service charges on deposit accounts
  • $0Trading account gains & fees
  • $94Additional noninterest income
  • $1,750Total noninterest expense
  • $786Salaries and employee benefits
  • $209Premises and equipment expense
  • $755Additional noninterest expense
  • $1,287Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,287Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,287Net income attributable to bank
  • $0Net charge-offs
  • $1,287Cash dividends
  • $199Sale, conversion, retirement of capital stock, net
  • $1,600Net operating income

Performance and Condition Ratios (December 31, 2009)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.73%Yield on earning assets
  • 0.95%Cost of funding earning assets
  • 4.79%Net interest margin
  • 0.87%Noninterest income to earning assets
  • 3.11%Noninterest expense to earning assets
  • 2.12%Net operating income to assets
  • 2.12%Return on assets (ROA)
  • 2.12%Pretax return on assets
  • 19.13%Return on equity (ROE)
  • -4.65%Retained earnings to average equity (YTD only)
  • 0.35%Net charge-offs to loans
  • 70.35%Credit loss provision to net charge-offs
  • 7.17%Efficiency ratio
  • 55,083Assets per employee
  • 3.17%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 124.32%Loss allowance to loans
  • 1.01%Loss allowance to noncurrent loans
  • 176.34%Noncurrent assets plus other real estate owned to assets
  • 0.53%Noncurrent loans to loans
  • 0.57%Net loans and leases to deposits
  • 102.44%Net loans and leases to core deposits
  • 130.76%Equity capital to assets
  • 10.52%Core capital (leverage) ratio
  • 10.53%Tier 1 risk-based capital ratio
  • 11.49%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $60,812Average earning assets
  • $6,729Average equity
  • $56,193Average loans

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