The Farmers State Bank of Aliceville, Kansas in Westphalia, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • The Farmers State Bank of Aliceville, Kansas in Westphalia, Kansas (KS)
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The Farmers State Bank of Aliceville, Kansas - Overview

  • General
  • FDIC Certificate #: 18120
    Status: Active
    Federal Reserve ID: 138051
    Date Established: January 01, 1908
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 12042
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: November 30, 1959
    Last Structure Change Effective Date: July 11, 2009
    Last Structure Change Process Date: July 22, 2009
    Last Data Update: July 22, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 305 Dobell Street, Westphalia, KS 66093
    County: Coffey
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $117.8 mil
    Equity capital: $10.5 mil
    Deposits held in domestic offices: $106.9 mil
    Return on assets (ROA): 1.18% ($1.4 mil)
    Quarterly return on assets: 0.91% ($1.1 mil)
    Return on Equity (ROE): 13.74% ($1.5 mil)
    Quarterly return on equity: 10.15% ($1.1 mil)
    Net income: $1.4 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.73% ($2,037.2 mil)
    Quarterly Pretax return on assets: 1.34% ($1,578.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $117,760Total assets
  • $13,328Cash and due from depository institutions
  • $11,439Interest-bearing balances
  • $19,207Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $82,053Net loans & leases
  • $961Loan loss allowance
  • $0Trading account assets
  • $233Bank premises and fixed assets
  • $223Other real estate owned
  • $1,345Goodwill and other intangibles
  • $117,760Life insurance assets
  • $1,371All other assets
  • $107,229Total liabilities and capital
  • $106,948Total liabilities
  • $96,544Total deposits
  • $106,948Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $281Subordinated debt
  • $10,531All other liabilities
  • $10,531Total equity capital
  • $10,531Total bank equity capital
  • $0Perpetual preferred stock
  • $30Common stock
  • $625Surplus
  • $9,876Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $174Income earned, not collected on loans
  • $0Earning assets
  • $1,177Long-term assets (5+ years)
  • $112,699Average Assets, year-to-date
  • $3,056Average Assets, quarterly
  • $114,927Volatile liabilities
  • $116,684Insider loans
  • $80,665FHLB advances
  • $114,670Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,186Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $9,576Restructured Loans and leases
  • $3,928Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,608Total interest income
  • $1,156Total interest expense
  • $3,452Net interest income
  • $148Provision for loan and lease losses
  • $180Total noninterest income
  • $0Fiduciary activities
  • $137Service charges on deposit accounts
  • $0Trading account gains & fees
  • $43Additional noninterest income
  • $1,495Total noninterest expense
  • $830Salaries and employee benefits
  • $126Premises and equipment expense
  • $539Additional noninterest expense
  • $1,989Pre-tax net operating income
  • $0Securities gains (losses)
  • $632Applicable income taxes
  • $1,357Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,357Net income attributable to bank
  • $0Net charge-offs
  • $1,357Cash dividends
  • $95Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.21%Yield on earning assets
  • 1.06%Cost of funding earning assets
  • 3.16%Net interest margin
  • 0.16%Noninterest income to earning assets
  • 1.37%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.73%Pretax return on assets
  • 13.74%Return on equity (ROE)
  • 13.74%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 155.79%Credit loss provision to net charge-offs
  • 22.49%Efficiency ratio
  • 41,162Assets per employee
  • 6.54%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.16%Loss allowance to noncurrent loans
  • 552.30%Noncurrent assets plus other real estate owned to assets
  • 0.34%Noncurrent loans to loans
  • 0.21%Net loans and leases to deposits
  • 76.72%Net loans and leases to core deposits
  • 88.67%Equity capital to assets
  • 8.94%Core capital (leverage) ratio
  • 8.01%Tier 1 risk-based capital ratio
  • 11.39%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $114,927Average earning assets
  • $9,873Average equity
  • $109,387Average loans

List of branches

  • 3 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012042The Farmers State Bank Of Aliceville, Kansas305 Dobell Street, Westphalia, KS 66093January 01, 1908Full Service Brick and Mortar
    1243964Burlington Branch510 Neosho Street, Burlington, KS 66839July 15, 1998Full Service Brick and Mortar
    29631State Bank Of Lebo BranchMain Street, Lebo, KS 66856January 16, 1932Full Service Brick and Mortar

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