First National Bank of Kansas in Burlington, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Kansas - Overview

  • General
  • FDIC Certificate #: 4794
    Status: Active
    Federal Reserve ID: 614256
    Bank Holding Company (Regulatory Top Holder): Meader Insurance Agency, Inc. (RSSDID: 1051371, Location: Waverly, KS)
    Date Established: January 14, 1902
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 3203
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 14, 2009
    Last Structure Change Process Date: July 23, 2010
    Last Data Update: July 23, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 600 North Fourth Street, Burlington, KS 66839
    County: Coffey
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Office Purchased
  • Financial Summary
  • Total assets: $69.0 mil
    Equity capital: $7.9 mil
    Deposits held in domestic offices: $55.0 mil
    Return on assets (ROA): 0.70% ($0.5 mil)
    Quarterly return on assets: 0.16% ($0.1 mil)
    Return on Equity (ROE): 6.43% ($0.5 mil)
    Quarterly return on equity: 1.37% ($0.1 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.73% ($503.5 mil)
    Quarterly Pretax return on assets: 0.22% ($151.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $68,972Total assets
  • $1,690Cash and due from depository institutions
  • $77Interest-bearing balances
  • $43,569Securities
  • $94Federal funds sold & reverse repurchase agreements
  • $18,444Net loans & leases
  • $423Loan loss allowance
  • $0Trading account assets
  • $1,544Bank premises and fixed assets
  • $356Other real estate owned
  • $161Goodwill and other intangibles
  • $68,972Life insurance assets
  • $3,114All other assets
  • $61,098Total liabilities and capital
  • $54,996Total liabilities
  • $46,098Total deposits
  • $54,996Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 1800.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,900Trading liabilities
  • $0Other borrowed funds
  • $402Subordinated debt
  • $7,874All other liabilities
  • $7,874Total equity capital
  • $7,874Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $1,535Surplus
  • $6,239Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $143Income earned, not collected on loans
  • $0Earning assets
  • $362Long-term assets (5+ years)
  • $62,184Average Assets, year-to-date
  • $33,614Average Assets, quarterly
  • $68,410Volatile liabilities
  • $68,804Insider loans
  • $28,851FHLB advances
  • $69,578Loans and leases held for sale
  • $1,251Unused loan commitments
  • $1,251Tier 1 (core) risk-based capital
  • $6,510Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,963Restructured Loans and leases
  • $474Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,801Total interest income
  • $686Total interest expense
  • $2,115Net interest income
  • -$3Provision for loan and lease losses
  • $554Total noninterest income
  • $0Fiduciary activities
  • $295Service charges on deposit accounts
  • $0Trading account gains & fees
  • $259Additional noninterest income
  • $2,323Total noninterest expense
  • $1,204Salaries and employee benefits
  • $246Premises and equipment expense
  • $873Additional noninterest expense
  • $349Pre-tax net operating income
  • $153Securities gains (losses)
  • $25Applicable income taxes
  • $477Income before extraordinary items
  • $0Extraordinary gains - net
  • $477Net income attributable to bank
  • $0Net charge-offs
  • $477Cash dividends
  • $9Sale, conversion, retirement of capital stock, net
  • $100Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.49%Yield on earning assets
  • 1.10%Cost of funding earning assets
  • 3.39%Net interest margin
  • 0.89%Noninterest income to earning assets
  • 3.73%Noninterest expense to earning assets
  • 0.48%Net operating income to assets
  • 0.70%Return on assets (ROA)
  • 0.73%Pretax return on assets
  • 6.43%Return on equity (ROE)
  • 5.08%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • -33.33%Credit loss provision to net charge-offs
  • 38.44%Efficiency ratio
  • 86,250Assets per employee
  • 3.00%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 20.96%Loss allowance to loans
  • 2.24%Loss allowance to noncurrent loans
  • 295.80%Noncurrent assets plus other real estate owned to assets
  • 0.72%Noncurrent loans to loans
  • 0.76%Net loans and leases to deposits
  • 33.54%Net loans and leases to core deposits
  • 35.34%Equity capital to assets
  • 11.42%Core capital (leverage) ratio
  • 9.36%Tier 1 risk-based capital ratio
  • 22.56%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $68,410Average earning assets
  • $7,416Average equity
  • $62,337Average loans

List of branches

  • 3 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03203First National Bank Of Kansas600 North Fourth Street, Burlington, KS 66839January 14, 1902Full Service Brick and Mortar
    18817Waverly Branch305 Pearson, Waverly, KS 66871April 01, 1910Full Service Brick and Mortar
    2235280Osage Branch18 Main Street, Osage City, KS 66523June 27, 1991Full Service Brick and Mortar

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