The Piqua State Bank in Piqua, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Piqua State Bank - Overview

  • General
  • FDIC Certificate #: 18089
    Status: Active
    Federal Reserve ID: 300456
    Bank Holding Company (Regulatory Top Holder): My Anns Corporation (RSSDID: 1058389, Location: Piqua, KS)
    Date Established: January 01, 1910
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 12011
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: October 06, 1959
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1356 Xylan Road, Piqua, KS 66761
    County: Woodson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $24.7 mil
    Equity capital: $2.6 mil
    Deposits held in domestic offices: $22.0 mil
    Return on assets (ROA): 0.19% ($0.0 mil)
    Quarterly return on assets: -0.35% (-$0.1 mil)
    Return on Equity (ROE): 1.93% ($0.1 mil)
    Quarterly return on equity: -3.35% (-$0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.21% ($52.0 mil)
    Quarterly Pretax return on assets: -0.35% (-$86.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $24,748Total assets
  • $3,328Cash and due from depository institutions
  • $1,800Interest-bearing balances
  • $9,780Securities
  • $1,021Federal funds sold & reverse repurchase agreements
  • $9,903Net loans & leases
  • $246Loan loss allowance
  • $0Trading account assets
  • $266Bank premises and fixed assets
  • $96Other real estate owned
  • $0Goodwill and other intangibles
  • $24,748Life insurance assets
  • $354All other assets
  • $22,138Total liabilities and capital
  • $21,967Total liabilities
  • $14,362Total deposits
  • $21,967Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $171Subordinated debt
  • $2,610All other liabilities
  • $2,610Total equity capital
  • $2,610Total bank equity capital
  • $0Perpetual preferred stock
  • $128Common stock
  • $252Surplus
  • $2,230Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $194Income earned, not collected on loans
  • $0Earning assets
  • $201Long-term assets (5+ years)
  • $22,504Average Assets, year-to-date
  • $3,996Average Assets, quarterly
  • $25,683Volatile liabilities
  • $24,805Insider loans
  • $11,587FHLB advances
  • $25,144Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,511Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $346Restructured Loans and leases
  • $141Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $916Total interest income
  • $107Total interest expense
  • $809Net interest income
  • $0Provision for loan and lease losses
  • $134Total noninterest income
  • $0Fiduciary activities
  • $89Service charges on deposit accounts
  • $0Trading account gains & fees
  • $45Additional noninterest income
  • $896Total noninterest expense
  • $479Salaries and employee benefits
  • $93Premises and equipment expense
  • $324Additional noninterest expense
  • $47Pre-tax net operating income
  • $8Securities gains (losses)
  • $5Applicable income taxes
  • $50Income before extraordinary items
  • $0Extraordinary gains - net
  • $50Net income attributable to bank
  • $0Net charge-offs
  • $50Cash dividends
  • $24Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.86%Yield on earning assets
  • 0.45%Cost of funding earning assets
  • 3.41%Net interest margin
  • 0.56%Noninterest income to earning assets
  • 3.77%Noninterest expense to earning assets
  • 0.17%Net operating income to assets
  • 0.19%Return on assets (ROA)
  • 0.21%Pretax return on assets
  • 1.93%Return on equity (ROE)
  • 1.93%Retained earnings to average equity (YTD only)
  • 0.22%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 1.96%Efficiency ratio
  • 95,016Assets per employee
  • 1.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.42%Loss allowance to noncurrent loans
  • 126.80%Noncurrent assets plus other real estate owned to assets
  • 1.17%Noncurrent loans to loans
  • 1.91%Net loans and leases to deposits
  • 45.08%Net loans and leases to core deposits
  • 45.93%Equity capital to assets
  • 10.55%Core capital (leverage) ratio
  • 9.99%Tier 1 risk-based capital ratio
  • 21.67%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $25,683Average earning assets
  • $2,592Average equity
  • $23,740Average loans

List of branches

  • 3 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012011The Piqua State Bank1356 Xylan Road, Piqua, KS 66761January 01, 1910Full Service Brick and Mortar
    1243856Yates Center Branch701 West Mary, Yates Center, KS 66783March 15, 1988Full Service Brick and Mortar
    2243857Gas Branch303 West First, Gas, KS 66742October 03, 1988Limited Service Facility

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