The Farmers State Bank of Union City in Union City, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 17, 2000

  • The Farmers State Bank of Union City in Union City, Ohio (OH)
  • Show street view No street view available for this location

The Farmers State Bank of Union City - Overview

  • General
  • FDIC Certificate #: 10661
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Old National Bank (#3832)
    Federal Reserve ID: 533526
    Date Established: July 18, 1916
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 15917
    FDIC's unique #: 6838
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 17, 2000
    Last Structure Change Process Date: September 14, 2000
    Last Data Update: September 14, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 East Elm Street, Union City, OH 45390
    County: Darke
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): Dayton-Springfield-Greenville, OH (#212)
    Core Based Statistical Area (CBSA): Greenville, OH (#24820)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $89.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $87,251Total assets
  • $2,799Cash and due from depository institutions
  • $5Interest-bearing balances
  • $13,607Securities
  • $1,250Federal funds sold & reverse repurchase agreements
  • $67,360Net loans & leases
  • $1,273Loan loss allowance
  • $0Trading account assets
  • $1,080Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,155All other assets
  • $87,251Total liabilities and capital
  • $80,004Total liabilities
  • $75,535Total deposits
  • $69,664Interest-bearing deposits
  • $75,535Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,000Other borrowed funds
  • $0Subordinated debt
  • $469All other liabilities
  • $7,247Total equity capital
  • $7,247Total bank equity capital
  • $7,247Perpetual preferred stock
  • $0Common stock
  • $2,500Surplus
  • $2,500Undivided profits
  • Memoranda
  • $2,247Noncurrent loans and leases
  • $4,970Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $284Earning assets
  • $0Long-term assets (5+ years)
  • $627Average Assets, year-to-date
  • $82,222Average Assets, quarterly
  • $23,501Volatile liabilities
  • $89,010Insider loans
  • $87,572FHLB advances
  • $11,705Loans and leases held for sale
  • $2,550Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,970Total unused commitments
  • $48Restructured Loans and leases
  • $760Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $6,684Total interest income
  • $3,039Total interest expense
  • $3,645Net interest income
  • $120Provision for loan and lease losses
  • $406Total noninterest income
  • $0Fiduciary activities
  • $279Service charges on deposit accounts
  • $0Trading account gains & fees
  • $127Additional noninterest income
  • $2,099Total noninterest expense
  • $1,096Salaries and employee benefits
  • $318Premises and equipment expense
  • $685Additional noninterest expense
  • $1,832Pre-tax net operating income
  • $12Securities gains (losses)
  • $603Applicable income taxes
  • $1,241Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,241Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $82Sale, conversion, retirement of capital stock, net
  • $3,383Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.97%Yield on earning assets
  • 3.62%Cost of funding earning assets
  • 4.34%Net interest margin
  • 0.48%Noninterest income to earning assets
  • 2.50%Noninterest expense to earning assets
  • 1.39%Net operating income to assets
  • 1.39%Return on assets (ROA)
  • 2.07%Pretax return on assets
  • 14.35%Return on equity (ROE)
  • -24.76%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 146.34%Credit loss provision to net charge-offs
  • 23.80%Efficiency ratio
  • 51,814Assets per employee
  • 2.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 272.60%Loss allowance to loans
  • 1.85%Loss allowance to noncurrent loans
  • 448.24%Noncurrent assets plus other real estate owned to assets
  • 0.33%Noncurrent loans to loans
  • 0.41%Net loans and leases to deposits
  • 89.18%Net loans and leases to core deposits
  • 99.31%Equity capital to assets
  • 8.31%Core capital (leverage) ratio
  • 8.44%Tier 1 risk-based capital ratio
  • 12.34%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $89,010Average earning assets
  • $8,650Average equity
  • $83,893Average loans

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