The First National Bank of Coweta in Coweta, Oklahoma (OK)



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The First National Bank of Coweta routing number info

Table of contents:
The First National Bank of Coweta
GeneralFDIC Certificate #: 4071
Status: Active
Federal Reserve ID: 61953
Bank Holding Company (Regulatory Top Holder): First Coweta Corporation (RSSDID: 1063329, Location: Coweta, OK)
Date Established: January 01, 1903
WWW: http://www.fnbcoweta.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 9878
FDIC's unique #: 2645
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 01, 2010
Last Structure Change Process Date: June 01, 2010
Last Data Update: June 01, 2010
Data Source Date: April 05, 2012
LocationAddress: 106 S Broadway St, Coweta, OK 74429
County: Wagoner
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Tulsa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
CBSA Metro Statistical Area: Tulsa, OK (#46140)
History of ChangesChange in Location
Financial SummaryTotal assets: $66.6 mil
Equity capital: $5.3 mil
Deposits held in domestic offices: $61.3 mil
Return on assets (ROA): 0.20% ($0.1 mil)
Quarterly return on assets: 0.02% ($0.0 mil)
Return on Equity (ROE): 2.48% ($0.1 mil)
Quarterly return on equity: 0.22% ($0.0 mil)
Net income: $0.1 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.20% ($133.3 mil)
Quarterly Pretax return on assets: 0.02% ($13.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)27
Total assets$66,636
Cash and due from depository institutions$10,109
Interest-bearing balances$9,231
Securities$24,232
Federal funds sold & reverse repurchase agreements$1,722
Net loans & leases$28,551
Loan loss allowance $457
Trading account assets$0
Bank premises and fixed assets$1,131
Other real estate owned$219
Goodwill and other intangibles$0
All other assets$672
Life insurance assets$66,636
Total liabilities and capital$61,287
Total liabilities$61,256
Total deposits$48,381
Interest-bearing deposits$61,256
Deposits held in domestic offices$92
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $31
All other liabilities $5,349
Total equity capital$5,349
Total bank equity capital$5,349
Perpetual preferred stock$0
Common stock$100
Surplus$100
Undivided profits $5,149
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $581
Earning assets $0
Long-term assets (5+ years) $307
Average Assets, year-to-date $63,736
Average Assets, quarterly $17,327
Volatile liabilities $65,442
Insider loans $66,362
FHLB advances $34,686
Loans and leases held for sale $66,609
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $5,281
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $440
Derivatives$195
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,626
Total interest expense $369
Net interest income $2,257
Provision for loan and lease losses $58
Total noninterest income $617
Fiduciary activities $0
Service charges on deposit accounts $391
Trading account gains & fees $0
Additional noninterest income $226
Total noninterest expense $2,683
Salaries and employee benefits $1,583
Premises and equipment expense $400
Additional noninterest expense $700
Pre-tax net operating income $133
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $133
Extraordinary gains - net $0
Net income attributable to bank $133
Net charge-offs $0
Cash dividends $133
Sale, conversion, retirement of capital stock, net $33
Net operating income $58
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.22%
Cost of funding earning assets 0.59%
Net interest margin 3.63%
Noninterest income to earning assets 0.99%
Noninterest expense to earning assets 4.31%
Net operating income to assets 0.20%
Return on assets (ROA) 0.20%
Pretax return on assets 0.20%
Return on equity (ROE) 2.48%
Retained earnings to average equity (YTD only) 1.40%
Net charge-offs to loans 0.11%
Credit loss provision to net charge-offs 175.76%
Efficiency ratio5.79%
Assets per employee$93,354
Cash dividends to net income (YTD only)2.47%
Condition Ratios (%)
Loss allowance to loans 43.61%
Loss allowance to noncurrent loans 1.58%
Noncurrent assets plus other real estate owned to assets 78.66%
Noncurrent loans to loans 1.20%
Net loans and leases to deposits2.00%
Net loans and leases to core deposits 46.61%
Equity capital to assets 50.66%
Core capital (leverage) ratio 8.03%
Tier 1 risk-based capital ratio 7.93%
Total risk-based capital ratio 15.23%
Memoranda
Average assets$16
Average earning assets$65,442
Average equity $5,366
Average loans $62,248
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3 Oklahoma Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
02645The First National Bank Of Coweta106 S Broadway St, Coweta, OK 74429January 01, 1903Full Service Brick and Mortar
1202275Drive-In FacilitySycamore And Avenue D, Coweta, OK 74429March 13, 1979Limited Service Retail
2202276Oneta Branch10097 South 241st East Avenue, Coweta, OK 74429December 15, 1999Full Service Brick and Mortar
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