Patriot Bank in Broken Arrow, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches


Patriot Bank - Overview

  • General
  • FDIC Certificate #: 34098
    Status: Active
    Federal Reserve ID: 2371508
    Bank Holding Company (Regulatory Top Holder): Cache Holdings, Inc. (RSSDID: 3937488, Location: Broken Arrow, OK)
    Date Established: December 04, 1995
    WWW: http://www.patriotbankok.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 11880
    FDIC's unique #: 56238
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 04, 1995
    Last Structure Change Effective Date: October 17, 2009
    Last Structure Change Process Date: October 21, 2009
    Last Data Update: October 21, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 1650 South Elm Place, Broken Arrow, OK 74012
    County: Tulsa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • History of Changes
  • Corrections
    Name Change
  • Financial Summary
  • Total assets: $84.9 mil
    Equity capital: $11.7 mil
    Deposits held in domestic offices: $72.3 mil
    Return on assets (ROA): 0.53% ($0.5 mil)
    Quarterly return on assets: 0.71% ($0.6 mil)
    Return on Equity (ROE): 3.53% ($0.4 mil)
    Quarterly return on equity: 5.11% ($0.6 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.53% ($449.8 mil)
    Quarterly Pretax return on assets: 0.71% ($602.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $84,874Total assets
  • $9,848Cash and due from depository institutions
  • $8,820Interest-bearing balances
  • $3,931Securities
  • $602Federal funds sold & reverse repurchase agreements
  • $64,034Net loans & leases
  • $1,010Loan loss allowance
  • $0Trading account assets
  • $2,665Bank premises and fixed assets
  • $0Other real estate owned
  • $2,867Goodwill and other intangibles
  • $84,874Life insurance assets
  • $927All other assets
  • $73,221Total liabilities and capital
  • $72,285Total liabilities
  • $68,896Total deposits
  • $72,285Interest-bearing deposits
  • $65Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $600Trading liabilities
  • $0Other borrowed funds
  • $336Subordinated debt
  • $11,653All other liabilities
  • $11,653Total equity capital
  • $11,653Total bank equity capital
  • $0Perpetual preferred stock
  • $1,375Common stock
  • $11,155Surplus
  • $-877Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $11,009Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $454Income earned, not collected on loans
  • $0Earning assets
  • $198Long-term assets (5+ years)
  • $77,387Average Assets, year-to-date
  • $3,803Average Assets, quarterly
  • $70,518Volatile liabilities
  • $80,374Insider loans
  • $61,880FHLB advances
  • $79,246Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,662Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,690Restructured Loans and leases
  • $5,276Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,130Total interest income
  • $643Total interest expense
  • $2,487Net interest income
  • $180Provision for loan and lease losses
  • $147Total noninterest income
  • $0Fiduciary activities
  • $76Service charges on deposit accounts
  • $0Trading account gains & fees
  • $71Additional noninterest income
  • $2,079Total noninterest expense
  • $1,207Salaries and employee benefits
  • $260Premises and equipment expense
  • $612Additional noninterest expense
  • $375Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $375Income before extraordinary items
  • $0Extraordinary gains - net
  • $375Net income attributable to bank
  • $0Net charge-offs
  • $375Cash dividends
  • $131Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.90%Yield on earning assets
  • 1.01%Cost of funding earning assets
  • 3.90%Net interest margin
  • 0.23%Noninterest income to earning assets
  • 3.26%Noninterest expense to earning assets
  • 0.53%Net operating income to assets
  • 0.53%Return on assets (ROA)
  • 0.53%Pretax return on assets
  • 3.53%Return on equity (ROE)
  • 3.53%Retained earnings to average equity (YTD only)
  • 0.26%Net charge-offs to loans
  • 137.40%Credit loss provision to net charge-offs
  • 4.24%Efficiency ratio
  • 78,929Assets per employee
  • 6.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.55%Loss allowance to noncurrent loans
  • 222.47%Noncurrent assets plus other real estate owned to assets
  • 0.53%Noncurrent loans to loans
  • 0.70%Net loans and leases to deposits
  • 88.59%Net loans and leases to core deposits
  • 96.67%Equity capital to assets
  • 13.73%Core capital (leverage) ratio
  • 10.93%Tier 1 risk-based capital ratio
  • 14.00%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $70,518Average earning assets
  • $10,613Average equity
  • $63,851Average loans

List of branches

  • 1 Oklahoma Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    056238Patriot Bank1650 South Elm Place, Broken Arrow, OK 74012December 04, 1995Full Service Brick and Mortar

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