AVB Bank in Broken Arrow, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

AVB Bank - Overview

  • General
  • FDIC Certificate #: 2326
    Status: Active
    Federal Reserve ID: 262059
    Bank Holding Company (Regulatory Top Holder): Arkansas Valley Bancshares, Inc. (RSSDID: 1057980, Location: Broken Arrow, OK)
    Date Established: Febuary 16, 1905
    WWW: http://www.bankavb.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: No)
    OTS Docket #: 52136
    FDIC's unique #: 1542
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 27, 2008
    Last Structure Change Process Date: November 12, 2008
    Last Data Update: November 12, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 302 South Main Street, Broken Arrow, OK 74012
    County: Tulsa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • History of Changes
  • Name Change
  • Financial Summary
  • Total assets: $260.7 mil
    Equity capital: $37.0 mil
    Deposits held in domestic offices: $221.1 mil
    Return on assets (ROA): 0.57% ($1.5 mil)
    Quarterly return on assets: 0.45% ($1.2 mil)
    Return on Equity (ROE): 4.16% ($1.5 mil)
    Quarterly return on equity: 3.22% ($1.2 mil)
    Net income: $1.5 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.76% ($1,981.2 mil)
    Quarterly Pretax return on assets: 0.23% ($599.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 72Total employees (full-time equivalent)
  • $260,688Total assets
  • $14,766Cash and due from depository institutions
  • $10,119Interest-bearing balances
  • $80,696Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $139,615Net loans & leases
  • $3,534Loan loss allowance
  • $0Trading account assets
  • $9,337Bank premises and fixed assets
  • $3,296Other real estate owned
  • $0Goodwill and other intangibles
  • $260,688Life insurance assets
  • $12,978All other assets
  • $223,671Total liabilities and capital
  • $221,105Total liabilities
  • $183,699Total deposits
  • $221,105Interest-bearing deposits
  • $80Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,566Subordinated debt
  • $37,017All other liabilities
  • $37,017Total equity capital
  • $37,017Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $2,000Surplus
  • $34,017Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,930Income earned, not collected on loans
  • $140Earning assets
  • $805Long-term assets (5+ years)
  • $230,430Average Assets, year-to-date
  • $96,962Average Assets, quarterly
  • $264,017Volatile liabilities
  • $266,637Insider loans
  • $177,736FHLB advances
  • $266,716Loans and leases held for sale
  • $8,624Unused loan commitments
  • $8,624Tier 1 (core) risk-based capital
  • $35,112Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $13,654Restructured Loans and leases
  • $275Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $10,921Total interest income
  • $1,145Total interest expense
  • $9,776Net interest income
  • $1,035Provision for loan and lease losses
  • $2,491Total noninterest income
  • $0Fiduciary activities
  • $1,271Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,220Additional noninterest income
  • $9,844Total noninterest expense
  • $4,507Salaries and employee benefits
  • $1,358Premises and equipment expense
  • $3,979Additional noninterest expense
  • $1,388Pre-tax net operating income
  • $622Securities gains (losses)
  • $504Applicable income taxes
  • $1,506Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,506Net income attributable to bank
  • $0Net charge-offs
  • $1,506Cash dividends
  • $2,044Sale, conversion, retirement of capital stock, net
  • $421Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.64%Yield on earning assets
  • 0.49%Cost of funding earning assets
  • 4.15%Net interest margin
  • 1.06%Noninterest income to earning assets
  • 4.18%Noninterest expense to earning assets
  • 0.39%Net operating income to assets
  • 0.57%Return on assets (ROA)
  • 0.76%Pretax return on assets
  • 4.16%Return on equity (ROE)
  • 3.00%Retained earnings to average equity (YTD only)
  • 1.36%Net charge-offs to loans
  • 50.64%Credit loss provision to net charge-offs
  • 1.19%Efficiency ratio
  • 80,248Assets per employee
  • 3.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 27.95%Loss allowance to loans
  • 2.47%Loss allowance to noncurrent loans
  • 183.11%Noncurrent assets plus other real estate owned to assets
  • 2.00%Noncurrent loans to loans
  • 1.35%Net loans and leases to deposits
  • 63.14%Net loans and leases to core deposits
  • 72.51%Equity capital to assets
  • 14.20%Core capital (leverage) ratio
  • 13.16%Tier 1 risk-based capital ratio
  • 19.76%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $264,017Average earning assets
  • $36,167Average equity
  • $235,385Average loans

List of branches

  • 5 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01542Avb Bank302 South Main Street, Broken Arrow, OK 74012Febuary 16, 1905Full Service Brick and Mortar
    1192490Drive-In Branch302 1/2 South Main Street, Broken Arrow, OK 74012October 23, 1970Limited Service Facility
    2365399South Branch6401 S Elm Place, Broken Arrow, OK 74011March 01, 2002Full Service Brick and Mortar
    3424320Mingo Branch9810 East 51st Street, Tulsa, OK 74146December 18, 2003Full Service Brick and Mortar
    4465570Stone Wood Hills Branch2201 N. Elm Place, Broken Arrow, OK 74012June 14, 2007Full Service Brick and Mortar

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