The First National Bank of Southern Kansas in Mount Hope, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • The First National Bank of Southern Kansas in Mount Hope, Kansas (KS)
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The First National Bank of Southern Kansas - Overview

  • General
  • FDIC Certificate #: 4734
    Status: Active
    Federal Reserve ID: 329756
    Bank Holding Company (Regulatory Top Holder): Mount Hope Bancshares, Inc. (RSSDID: 1067653, Location: Mount Hope, KS)
    Date Established: January 01, 1883
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 52116
    FDIC's unique #: 3152
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Ohio Street, Mount Hope, KS 67108
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $61.3 mil
    Equity capital: $6.4 mil
    Deposits held in domestic offices: $54.1 mil
    Return on assets (ROA): 0.37% ($0.2 mil)
    Quarterly return on assets: 0.35% ($0.2 mil)
    Return on Equity (ROE): 3.86% ($0.2 mil)
    Quarterly return on equity: 3.39% ($0.2 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.49% ($300.2 mil)
    Quarterly Pretax return on assets: 0.42% ($257.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $61,264Total assets
  • $18,882Cash and due from depository institutions
  • $4,969Interest-bearing balances
  • $5,847Securities
  • $152Federal funds sold & reverse repurchase agreements
  • $31,874Net loans & leases
  • $855Loan loss allowance
  • $0Trading account assets
  • $2,079Bank premises and fixed assets
  • $419Other real estate owned
  • $0Goodwill and other intangibles
  • $61,264Life insurance assets
  • $2,011All other assets
  • $54,886Total liabilities and capital
  • $54,127Total liabilities
  • $40,447Total deposits
  • $54,127Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $198Trading liabilities
  • $0Other borrowed funds
  • $561Subordinated debt
  • $6,378All other liabilities
  • $6,378Total equity capital
  • $6,378Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $1,348Surplus
  • $4,930Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $621Income earned, not collected on loans
  • $0Earning assets
  • $194Long-term assets (5+ years)
  • $42,842Average Assets, year-to-date
  • $8,294Average Assets, quarterly
  • $63,361Volatile liabilities
  • $61,485Insider loans
  • $45,367FHLB advances
  • $63,295Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,277Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,499Restructured Loans and leases
  • $932Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,383Total interest income
  • $304Total interest expense
  • $2,079Net interest income
  • $0Provision for loan and lease losses
  • $587Total noninterest income
  • $0Fiduciary activities
  • $171Service charges on deposit accounts
  • $0Trading account gains & fees
  • $416Additional noninterest income
  • $2,353Total noninterest expense
  • $1,424Salaries and employee benefits
  • $169Premises and equipment expense
  • $760Additional noninterest expense
  • $313Pre-tax net operating income
  • $0Securities gains (losses)
  • $79Applicable income taxes
  • $234Income before extraordinary items
  • $0Extraordinary gains - net
  • $234Net income attributable to bank
  • $0Net charge-offs
  • $234Cash dividends
  • -$19Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.19%Yield on earning assets
  • 0.66%Cost of funding earning assets
  • 4.53%Net interest margin
  • 1.28%Noninterest income to earning assets
  • 5.13%Noninterest expense to earning assets
  • 0.37%Net operating income to assets
  • 0.37%Return on assets (ROA)
  • 0.49%Pretax return on assets
  • 3.86%Return on equity (ROE)
  • 3.86%Retained earnings to average equity (YTD only)
  • -0.06%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 88,260Assets per employee
  • 2.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.61%Loss allowance to noncurrent loans
  • 137.68%Noncurrent assets plus other real estate owned to assets
  • 1.70%Noncurrent loans to loans
  • 1.90%Net loans and leases to deposits
  • 58.89%Net loans and leases to core deposits
  • 60.25%Equity capital to assets
  • 10.41%Core capital (leverage) ratio
  • 9.92%Tier 1 risk-based capital ratio
  • 13.84%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $63,361Average earning assets
  • $6,059Average equity
  • $45,889Average loans

List of branches

  • 3 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03152The First National Bank Of Southern100 North Ohio Street, Mount Hope, KS 67108January 01, 1883Full Service Brick and Mortar
    1204048Andale Branch6206 North 247th Street West, Andale, KS 67001September 05, 1998Full Service Brick and Mortar
    2361361Goddard Branch18400 W Kellogg Dr, Goddard, KS 67052January 03, 2001Full Service Brick and Mortar

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