RelianzBank in Wichita, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


RelianzBank - Overview

  • General
  • FDIC Certificate #: 58122
    Status: Active
    Federal Reserve ID: 3349643
    Bank Holding Company (Regulatory Top Holder): Relianz Bancshares, Inc. (RSSDID: 3349652, Location: Wichita, KS)
    Date Established: December 12, 2005
    WWW: http://www.relianzbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 440117
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 12, 2005
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2327 North Ridge Road, Wichita, KS 67205
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $44.1 mil
    Equity capital: $4.5 mil
    Deposits held in domestic offices: $38.2 mil
    Return on assets (ROA): 1.08% ($0.5 mil)
    Quarterly return on assets: 0.78% ($0.3 mil)
    Return on Equity (ROE): 10.23% ($0.4 mil)
    Quarterly return on equity: 7.50% ($0.3 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.09% ($480.4 mil)
    Quarterly Pretax return on assets: 0.88% ($387.8 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $44,072Total assets
  • $9,420Cash and due from depository institutions
  • $8,767Interest-bearing balances
  • $0Securities
  • $1,181Federal funds sold & reverse repurchase agreements
  • $31,896Net loans & leases
  • $626Loan loss allowance
  • $0Trading account assets
  • $1,187Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $44,072Life insurance assets
  • $388All other assets
  • $39,603Total liabilities and capital
  • $38,239Total liabilities
  • $33,151Total deposits
  • $38,239Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,243Trading liabilities
  • $0Other borrowed funds
  • $121Subordinated debt
  • $4,469All other liabilities
  • $4,469Total equity capital
  • $4,469Total bank equity capital
  • $0Perpetual preferred stock
  • $2,340Common stock
  • $2,062Surplus
  • $67Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $138Long-term assets (5+ years)
  • $41,844Average Assets, year-to-date
  • $6,661Average Assets, quarterly
  • $41,843Volatile liabilities
  • $43,579Insider loans
  • $31,868FHLB advances
  • $43,251Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,469Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,777Restructured Loans and leases
  • $35Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,205Total interest income
  • $367Total interest expense
  • $1,838Net interest income
  • $150Provision for loan and lease losses
  • $70Total noninterest income
  • $0Fiduciary activities
  • $42Service charges on deposit accounts
  • $0Trading account gains & fees
  • $28Additional noninterest income
  • $1,303Total noninterest expense
  • $743Salaries and employee benefits
  • $145Premises and equipment expense
  • $415Additional noninterest expense
  • $455Pre-tax net operating income
  • $0Securities gains (losses)
  • $3Applicable income taxes
  • $452Income before extraordinary items
  • $0Extraordinary gains - net
  • $452Net income attributable to bank
  • $0Net charge-offs
  • $452Cash dividends
  • $25Sale, conversion, retirement of capital stock, net
  • $213Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.54%Yield on earning assets
  • 0.92%Cost of funding earning assets
  • 4.62%Net interest margin
  • 0.18%Noninterest income to earning assets
  • 3.27%Noninterest expense to earning assets
  • 1.08%Net operating income to assets
  • 1.08%Return on assets (ROA)
  • 1.09%Pretax return on assets
  • 10.23%Return on equity (ROE)
  • 5.41%Retained earnings to average equity (YTD only)
  • 0.08%Net charge-offs to loans
  • 600.00%Credit loss provision to net charge-offs
  • 24.20%Efficiency ratio
  • 68,291Assets per employee
  • 4.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 47.12%Loss allowance to loans
  • 1.92%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 83.41%Net loans and leases to core deposits
  • 106.57%Equity capital to assets
  • 10.14%Core capital (leverage) ratio
  • 10.33%Tier 1 risk-based capital ratio
  • 14.02%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $41,843Average earning assets
  • $4,419Average equity
  • $39,791Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0440117Relianzbank2327 North Ridge Road, Wichita, KS 67205December 12, 2005Full Service Brick and Mortar

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