The First National Bank of Thomas in Thomas, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Thomas - Overview

  • General
  • FDIC Certificate #: 4209
    Status: Active
    Federal Reserve ID: 328058
    Bank Holding Company (Regulatory Top Holder): First Thomas Ban Corp. (RSSDID: 1057636, Location: Thomas, OK)
    Date Established: May 28, 1904
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 14735
    FDIC's unique #: 2761
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 West Broadway, Thomas, OK 73669
    County: Custer
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Weatherford, OK (#48220)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $40.9 mil
    Equity capital: $6.6 mil
    Deposits held in domestic offices: $34.2 mil
    Return on assets (ROA): 1.08% ($0.4 mil)
    Quarterly return on assets: 0.96% ($0.4 mil)
    Return on Equity (ROE): 6.59% ($0.5 mil)
    Quarterly return on equity: 5.98% ($0.4 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.08% ($441.3 mil)
    Quarterly Pretax return on assets: 0.96% ($392.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $40,860Total assets
  • $2,531Cash and due from depository institutions
  • $1,103Interest-bearing balances
  • $20,314Securities
  • $1,049Federal funds sold & reverse repurchase agreements
  • $15,662Net loans & leases
  • $323Loan loss allowance
  • $0Trading account assets
  • $44Bank premises and fixed assets
  • $66Other real estate owned
  • $0Goodwill and other intangibles
  • $40,860Life insurance assets
  • $1,194All other assets
  • $34,220Total liabilities and capital
  • $34,198Total liabilities
  • $29,862Total deposits
  • $34,198Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $10Trading liabilities
  • $0Other borrowed funds
  • $12Subordinated debt
  • $6,640All other liabilities
  • $6,640Total equity capital
  • $6,640Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $500Surplus
  • $5,640Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $534Income earned, not collected on loans
  • $0Earning assets
  • $265Long-term assets (5+ years)
  • $38,128Average Assets, year-to-date
  • $14,509Average Assets, quarterly
  • $40,069Volatile liabilities
  • $41,202Insider loans
  • $23,204FHLB advances
  • $41,332Loans and leases held for sale
  • $574Unused loan commitments
  • $574Tier 1 (core) risk-based capital
  • $6,075Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,989Restructured Loans and leases
  • $530Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,536Total interest income
  • $237Total interest expense
  • $1,299Net interest income
  • $15Provision for loan and lease losses
  • $231Total noninterest income
  • $0Fiduciary activities
  • $117Service charges on deposit accounts
  • $0Trading account gains & fees
  • $114Additional noninterest income
  • $1,094Total noninterest expense
  • $613Salaries and employee benefits
  • $120Premises and equipment expense
  • $361Additional noninterest expense
  • $421Pre-tax net operating income
  • $10Securities gains (losses)
  • $0Applicable income taxes
  • $431Income before extraordinary items
  • $0Extraordinary gains - net
  • $431Net income attributable to bank
  • $0Net charge-offs
  • $431Cash dividends
  • -$9Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.32%Yield on earning assets
  • 0.67%Cost of funding earning assets
  • 3.65%Net interest margin
  • 0.65%Noninterest income to earning assets
  • 3.08%Noninterest expense to earning assets
  • 1.05%Net operating income to assets
  • 1.08%Return on assets (ROA)
  • 1.08%Pretax return on assets
  • 6.59%Return on equity (ROE)
  • 0.47%Retained earnings to average equity (YTD only)
  • -0.06%Net charge-offs to loans
  • -166.67%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 71,503Assets per employee
  • 4.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 92.81%Loss allowance to loans
  • 2.02%Loss allowance to noncurrent loans
  • 60.49%Noncurrent assets plus other real estate owned to assets
  • 1.47%Noncurrent loans to loans
  • 3.34%Net loans and leases to deposits
  • 45.80%Net loans and leases to core deposits
  • 47.63%Equity capital to assets
  • 16.25%Core capital (leverage) ratio
  • 14.70%Tier 1 risk-based capital ratio
  • 26.18%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $40,069Average earning assets
  • $6,545Average equity
  • $35,546Average loans

List of branches

  • 1 Oklahoma Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02761The First National Bank Of Thomas301 West Broadway, Thomas, OK 73669May 28, 1904Full Service Brick and Mortar

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