First National Bank of Weatherford in Weatherford, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Weatherford - Overview

  • General
  • FDIC Certificate #: 19263
    Status: Active
    Federal Reserve ID: 538950
    Bank Holding Company (Regulatory Top Holder): First National Bancshares Of Weatherford, Inc. (RSSDID: 1064465, Location: Weatherford, OK)
    Date Established: October 26, 1964
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 13077
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 26, 1964
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1101 East Main Street, Weatherford, OK 73096
    County: Custer
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Weatherford, OK (#48220)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $121.0 mil
    Equity capital: $17.2 mil
    Deposits held in domestic offices: $101.8 mil
    Return on assets (ROA): 1.51% ($1.8 mil)
    Quarterly return on assets: 1.79% ($2.2 mil)
    Return on Equity (ROE): 10.53% ($1.8 mil)
    Quarterly return on equity: 12.48% ($2.1 mil)
    Net income: $1.8 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.54% ($1,863.0 mil)
    Quarterly Pretax return on assets: 1.83% ($2,213.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 36Total employees (full-time equivalent)
  • $120,972Total assets
  • $28,797Cash and due from depository institutions
  • $24,857Interest-bearing balances
  • $9,056Securities
  • $2,579Federal funds sold & reverse repurchase agreements
  • $71,857Net loans & leases
  • $662Loan loss allowance
  • $0Trading account assets
  • $3,325Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $120,972Life insurance assets
  • $5,358All other assets
  • $103,797Total liabilities and capital
  • $101,787Total liabilities
  • $73,315Total deposits
  • $101,787Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,010Subordinated debt
  • $17,175All other liabilities
  • $17,175Total equity capital
  • $17,175Total bank equity capital
  • $0Perpetual preferred stock
  • $230Common stock
  • $1,057Surplus
  • $15,888Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $42Income earned, not collected on loans
  • $0Earning assets
  • $616Long-term assets (5+ years)
  • $108,349Average Assets, year-to-date
  • $22,327Average Assets, quarterly
  • $120,107Volatile liabilities
  • $121,595Insider loans
  • $89,357FHLB advances
  • $122,785Loans and leases held for sale
  • $4,112Unused loan commitments
  • $4,112Tier 1 (core) risk-based capital
  • $17,130Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $21,159Restructured Loans and leases
  • $272Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,812Total interest income
  • $414Total interest expense
  • $4,398Net interest income
  • $180Provision for loan and lease losses
  • $1,378Total noninterest income
  • $0Fiduciary activities
  • $779Service charges on deposit accounts
  • $0Trading account gains & fees
  • $599Additional noninterest income
  • $3,751Total noninterest expense
  • $1,932Salaries and employee benefits
  • $511Premises and equipment expense
  • $1,308Additional noninterest expense
  • $1,845Pre-tax net operating income
  • $0Securities gains (losses)
  • $30Applicable income taxes
  • $1,815Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,815Net income attributable to bank
  • $0Net charge-offs
  • $1,815Cash dividends
  • -$5Sale, conversion, retirement of capital stock, net
  • $1,427Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.47%Yield on earning assets
  • 0.38%Cost of funding earning assets
  • 4.09%Net interest margin
  • 1.28%Noninterest income to earning assets
  • 3.48%Noninterest expense to earning assets
  • 1.51%Net operating income to assets
  • 1.51%Return on assets (ROA)
  • 1.54%Pretax return on assets
  • 10.53%Return on equity (ROE)
  • 2.25%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -3600.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 64,941Assets per employee
  • 3.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 78.62%Loss allowance to loans
  • 0.91%Loss allowance to noncurrent loans
  • 1576.19%Noncurrent assets plus other real estate owned to assets
  • 0.03%Noncurrent loans to loans
  • 0.06%Net loans and leases to deposits
  • 70.60%Net loans and leases to core deposits
  • 73.15%Equity capital to assets
  • 14.20%Core capital (leverage) ratio
  • 13.95%Tier 1 risk-based capital ratio
  • 19.17%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $120,107Average earning assets
  • $17,233Average equity
  • $107,657Average loans

Total Fiduciary and Related Assets (December 31, 2007)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $17Managed Assets
  • 1Number of Accounts
  • $17Personal trust and agency accounts
  • $17Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 3 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013077First National Bank Of Weatherford1101 East Main Street, Weatherford, OK 73096October 26, 1964Full Service Brick and Mortar
    12644Cordell Branch120 S Market Street, Cordell, OK 73632January 01, 1903Full Service Brick and Mortar
    2357085Hinton Branch1107 N Broadway, Hinton, OK 73047August 02, 1999Full Service Brick and Mortar

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