First National Bank of Weatherford in city_name, state_name

First National Bank of Weatherford in Weatherford, Oklahoma (OK)
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First National Bank of Weatherford routing number info

First National Bank of Weatherford - Overview

General
FDIC Certificate #: 19263
Status: Active
Federal Reserve ID: 538950
Bank Holding Company (Regulatory Top Holder): First National Bancshares Of Weatherford, Inc. (RSSDID: 1064465, Location: Weatherford, OK)
Date Established: October 26, 1964
WWW: http://www.fnbwford.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 13077
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: October 26, 1964
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 1101 East Main Street, Weatherford, OK 73096
County: Custer
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Weatherford, OK (#48220)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $121.0 mil
Equity capital: $17.2 mil
Deposits held in domestic offices: $101.8 mil
Return on assets (ROA): 1.51% ($1.8 mil)
Quarterly return on assets: 1.79% ($2.2 mil)
Return on Equity (ROE): 10.53% ($1.8 mil)
Quarterly return on equity: 12.48% ($2.1 mil)
Net income: $1.8 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 1.54% ($1,863.0 mil)
Quarterly Pretax return on assets: 1.83% ($2,213.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
36Total employees (full-time equivalent)
$120,972Total assets
$28,797Cash and due from depository institutions
$24,857Interest-bearing balances
$9,056Securities
$2,579Federal funds sold & reverse repurchase agreements
$71,857Net loans & leases
$662Loan loss allowance
$0Trading account assets
$3,325Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$120,972Life insurance assets
$5,358All other assets
$103,797Total liabilities and capital
$101,787Total liabilities
$73,315Total deposits
$101,787Interest-bearing deposits
$94Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,010Subordinated debt
$17,175All other liabilities
$17,175Total equity capital
$17,175Total bank equity capital
$0Perpetual preferred stock
$230Common stock
$1,057Surplus
$15,888Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$42Income earned, not collected on loans
$0Earning assets
$616Long-term assets (5+ years)
$108,349Average Assets, year-to-date
$22,327Average Assets, quarterly
$120,107Volatile liabilities
$121,595Insider loans
$89,357FHLB advances
$122,785Loans and leases held for sale
$4,112Unused loan commitments
$4,112Tier 1 (core) risk-based capital
$17,130Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$21,159Restructured Loans and leases
$272Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,812Total interest income
$414Total interest expense
$4,398Net interest income
$180Provision for loan and lease losses
$1,378Total noninterest income
$0Fiduciary activities
$779Service charges on deposit accounts
$0Trading account gains & fees
$599Additional noninterest income
$3,751Total noninterest expense
$1,932Salaries and employee benefits
$511Premises and equipment expense
$1,308Additional noninterest expense
$1,845Pre-tax net operating income
$0Securities gains (losses)
$30Applicable income taxes
$1,815Income before extraordinary items
$0Extraordinary gains - net
$1,815Net income attributable to bank
$0Net charge-offs
$1,815Cash dividends
-$5Sale, conversion, retirement of capital stock, net
$1,427Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.47%Yield on earning assets
0.38%Cost of funding earning assets
4.09%Net interest margin
1.28%Noninterest income to earning assets
3.48%Noninterest expense to earning assets
1.51%Net operating income to assets
1.51%Return on assets (ROA)
1.54%Pretax return on assets
10.53%Return on equity (ROE)
2.25%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
-3600.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
64,941Assets per employee
3.36%Cash dividends to net income (YTD only)
Condition Ratios (%)
78.62%Loss allowance to loans
0.91%Loss allowance to noncurrent loans
1576.19%Noncurrent assets plus other real estate owned to assets
0.03%Noncurrent loans to loans
0.06%Net loans and leases to deposits
70.60%Net loans and leases to core deposits
73.15%Equity capital to assets
14.20%Core capital (leverage) ratio
13.95%Tier 1 risk-based capital ratio
19.17%Total risk-based capital ratio
Memoranda
$20Average assets
$120,107Average earning assets
$17,233Average equity
$107,657Average loans

Total Fiduciary and Related Assets (December 31, 2007)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$17Managed Assets
1Number of Accounts
$17Personal trust and agency accounts
$17Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
1Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

3 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	13077	First National Bank Of Weatherford	1101 East Main Street, Weatherford, OK 73096	October 26, 1964	Full Service Brick and Mortar
1	2644	Cordell Branch	120 S Market Street, Cordell, OK 73632	January 01, 1903	Full Service Brick and Mortar
2	357085	Hinton Branch	1107 N Broadway, Hinton, OK 73047	August 02, 1999	Full Service Brick and Mortar

First National Bank of Weatherford in Weatherford, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Weatherford - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2007)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Weatherford in Weatherford, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Weatherford - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2007)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Weatherford in Weatherford, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches