Southwest National Bank in Weatherford, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

Southwest National Bank - Overview

  • General
  • FDIC Certificate #: 4076
    Status: Active
    Federal Reserve ID: 1014059
    Bank Holding Company (Regulatory Top Holder): Southwest Capital, L.L.c. (RSSDID: 2912312, Location: Weatherford, OK)
    Date Established: June 04, 1907
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 14733
    FDIC's unique #: 2650
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 720 East Main, Weatherford, OK 73096
    County: Custer
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Weatherford, OK (#48220)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $59.4 mil
    Equity capital: $7.3 mil
    Deposits held in domestic offices: $51.7 mil
    Return on assets (ROA): 1.27% ($0.7 mil)
    Quarterly return on assets: 1.11% ($0.7 mil)
    Return on Equity (ROE): 10.45% ($0.7 mil)
    Quarterly return on equity: 9.17% ($0.6 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.77% ($1,051.8 mil)
    Quarterly Pretax return on assets: 1.56% ($927.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $59,422Total assets
  • $3,216Cash and due from depository institutions
  • $2,028Interest-bearing balances
  • $25,051Securities
  • $200Federal funds sold & reverse repurchase agreements
  • $28,592Net loans & leases
  • $597Loan loss allowance
  • $0Trading account assets
  • $824Bank premises and fixed assets
  • $210Other real estate owned
  • $0Goodwill and other intangibles
  • $59,422Life insurance assets
  • $1,329All other assets
  • $52,157Total liabilities and capital
  • $51,724Total liabilities
  • $39,727Total deposits
  • $51,724Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $433Subordinated debt
  • $7,265All other liabilities
  • $7,265Total equity capital
  • $7,265Total bank equity capital
  • $0Perpetual preferred stock
  • $250Common stock
  • $250Surplus
  • $6,765Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $584Income earned, not collected on loans
  • $0Earning assets
  • $465Long-term assets (5+ years)
  • $55,871Average Assets, year-to-date
  • $19,497Average Assets, quarterly
  • $57,627Volatile liabilities
  • $59,463Insider loans
  • $39,701FHLB advances
  • $59,711Loans and leases held for sale
  • $574Unused loan commitments
  • $574Tier 1 (core) risk-based capital
  • $6,690Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,698Restructured Loans and leases
  • $443Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,600Total interest income
  • $345Total interest expense
  • $2,255Net interest income
  • $0Provision for loan and lease losses
  • $446Total noninterest income
  • $0Fiduciary activities
  • $281Service charges on deposit accounts
  • $0Trading account gains & fees
  • $165Additional noninterest income
  • $1,691Total noninterest expense
  • $951Salaries and employee benefits
  • $140Premises and equipment expense
  • $600Additional noninterest expense
  • $1,010Pre-tax net operating income
  • $10Securities gains (losses)
  • $290Applicable income taxes
  • $730Income before extraordinary items
  • $0Extraordinary gains - net
  • $730Net income attributable to bank
  • $0Net charge-offs
  • $730Cash dividends
  • $51Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.04%Yield on earning assets
  • 0.67%Cost of funding earning assets
  • 4.37%Net interest margin
  • 0.86%Noninterest income to earning assets
  • 3.28%Noninterest expense to earning assets
  • 1.25%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.77%Pretax return on assets
  • 10.45%Return on equity (ROE)
  • 4.72%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 19.80%Efficiency ratio
  • 62,606Assets per employee
  • 3.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 54.79%Loss allowance to loans
  • 2.05%Loss allowance to noncurrent loans
  • 102.23%Noncurrent assets plus other real estate owned to assets
  • 1.34%Noncurrent loans to loans
  • 2.00%Net loans and leases to deposits
  • 55.28%Net loans and leases to core deposits
  • 58.50%Equity capital to assets
  • 12.23%Core capital (leverage) ratio
  • 11.20%Tier 1 risk-based capital ratio
  • 16.85%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $57,627Average earning assets
  • $6,984Average equity
  • $51,619Average loans

List of branches

  • 2 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02650Southwest National Bank720 East Main, Weatherford, OK 73096June 04, 1907Full Service Brick and Mortar
    1202279Custer City Branch400 North Main, Custer, OK 73639January 03, 1995Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Southwest National Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents