The Hamler State Bank in Hamler, Ohio (OH)

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The Hamler State Bank routing number info

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The Hamler State Bank
GeneralFDIC Certificate #: 14920
Status: Active
Federal Reserve ID: 887827
Date Established: January 01, 1921
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 1 (Domestic: 1, Interstate: No)
OTS Docket #: 15867
FDIC's unique #: 9346
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: December 15, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 210 Randolph Street, Hamler, OH 43524
County: Henry
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $66.1 mil
Equity capital: $10.6 mil
Deposits held in domestic offices: $55.2 mil
Return on assets (ROA): 1.25% ($0.8 mil)
Quarterly return on assets: 0.84% ($0.6 mil)
Return on Equity (ROE): 7.94% ($0.9 mil)
Quarterly return on equity: 5.22% ($0.6 mil)
Net income: $0.8 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 1.25% ($826.0 mil)
Quarterly Pretax return on assets: 0.84% ($555.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)8
Total assets$66,084
Cash and due from depository institutions$8,210
Interest-bearing balances$3,408
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$31,117
Loan loss allowance $203
Trading account assets$0
Bank premises and fixed assets$166
Other real estate owned$196
Goodwill and other intangibles$0
All other assets$785
Life insurance assets$66,084
Total liabilities and capital$55,460
Total liabilities$55,249
Total deposits$50,045
Interest-bearing deposits$55,249
Deposits held in domestic offices$98
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $211
All other liabilities $10,624
Total equity capital$10,624
Total bank equity capital$10,624
Perpetual preferred stock$0
Common stock$343
Undivided profits $9,441
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $45
Earning assets $10
Long-term assets (5+ years) $409
Average Assets, year-to-date $60,135
Average Assets, quarterly $35,263
Volatile liabilities $64,233
Insider loans $65,777
FHLB advances $34,236
Loans and leases held for sale $65,851
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $10,323
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $3,836
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,561
Total interest expense $561
Net interest income $2,000
Provision for loan and lease losses $145
Total noninterest income $89
Fiduciary activities $0
Service charges on deposit accounts $38
Trading account gains & fees $0
Additional noninterest income $51
Total noninterest expense $1,143
Salaries and employee benefits $623
Premises and equipment expense $72
Additional noninterest expense $448
Pre-tax net operating income $801
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $801
Extraordinary gains - net $0
Net income attributable to bank $801
Net charge-offs $0
Cash dividends $801
Sale, conversion, retirement of capital stock, net $193
Net operating income $428
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.34%
Cost of funding earning assets 0.95%
Net interest margin 3.39%
Noninterest income to earning assets 0.15%
Noninterest expense to earning assets 1.94%
Net operating income to assets 1.25%
Return on assets (ROA) 1.25%
Pretax return on assets 1.25%
Return on equity (ROE) 7.94%
Retained earnings to average equity (YTD only) 3.70%
Net charge-offs to loans 0.61%
Credit loss provision to net charge-offs 75.13%
Efficiency ratio4.90%
Assets per employee$54,715
Cash dividends to net income (YTD only)8.26%
Condition Ratios (%)
Loss allowance to loans 53.43%
Loss allowance to noncurrent loans 0.65%
Noncurrent assets plus other real estate owned to assets 451.11%
Noncurrent loans to loans 0.36%
Net loans and leases to deposits0.14%
Net loans and leases to core deposits 56.32%
Equity capital to assets 56.68%
Core capital (leverage) ratio 16.08%
Tier 1 risk-based capital ratio 15.68%
Total risk-based capital ratio 30.15%
Average assets$31
Average earning assets$64,233
Average equity $10,093
Average loans $58,951
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1 Ohio Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
09346The Hamler State Bank210 Randolph Street, Hamler, OH 43524January 01, 1921Full Service Brick and Mortar
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