The Hamler State Bank in Hamler, Ohio (OH)



Show street view No street view available for this location

The Hamler State Bank routing number info

Table of contents:
The Hamler State Bank
GeneralFDIC Certificate #: 14920
Status: Active
Federal Reserve ID: 887827
Date Established: January 01, 1921
WWW: http://www.hamlerstatebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 1 (Domestic: 1, Interstate: No)
OTS Docket #: 15867
FDIC's unique #: 9346
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: December 15, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 210 Randolph Street, Hamler, OH 43524
County: Henry
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $66.1 mil
Equity capital: $10.6 mil
Deposits held in domestic offices: $55.2 mil
Return on assets (ROA): 1.25% ($0.8 mil)
Quarterly return on assets: 0.84% ($0.6 mil)
Return on Equity (ROE): 7.94% ($0.9 mil)
Quarterly return on equity: 5.22% ($0.6 mil)
Net income: $0.8 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 1.25% ($826.0 mil)
Quarterly Pretax return on assets: 0.84% ($555.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)8
Total assets$66,084
Cash and due from depository institutions$8,210
Interest-bearing balances$3,408
Securities$25,610
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$31,117
Loan loss allowance $203
Trading account assets$0
Bank premises and fixed assets$166
Other real estate owned$196
Goodwill and other intangibles$0
All other assets$785
Life insurance assets$66,084
Total liabilities and capital$55,460
Total liabilities$55,249
Total deposits$50,045
Interest-bearing deposits$55,249
Deposits held in domestic offices$98
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $211
All other liabilities $10,624
Total equity capital$10,624
Total bank equity capital$10,624
Perpetual preferred stock$0
Common stock$343
Surplus$840
Undivided profits $9,441
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $45
Earning assets $10
Long-term assets (5+ years) $409
Average Assets, year-to-date $60,135
Average Assets, quarterly $35,263
Volatile liabilities $64,233
Insider loans $65,777
FHLB advances $34,236
Loans and leases held for sale $65,851
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $10,323
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $3,836
Derivatives$446
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,561
Total interest expense $561
Net interest income $2,000
Provision for loan and lease losses $145
Total noninterest income $89
Fiduciary activities $0
Service charges on deposit accounts $38
Trading account gains & fees $0
Additional noninterest income $51
Total noninterest expense $1,143
Salaries and employee benefits $623
Premises and equipment expense $72
Additional noninterest expense $448
Pre-tax net operating income $801
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $801
Extraordinary gains - net $0
Net income attributable to bank $801
Net charge-offs $0
Cash dividends $801
Sale, conversion, retirement of capital stock, net $193
Net operating income $428
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.34%
Cost of funding earning assets 0.95%
Net interest margin 3.39%
Noninterest income to earning assets 0.15%
Noninterest expense to earning assets 1.94%
Net operating income to assets 1.25%
Return on assets (ROA) 1.25%
Pretax return on assets 1.25%
Return on equity (ROE) 7.94%
Retained earnings to average equity (YTD only) 3.70%
Net charge-offs to loans 0.61%
Credit loss provision to net charge-offs 75.13%
Efficiency ratio4.90%
Assets per employee$54,715
Cash dividends to net income (YTD only)8.26%
Condition Ratios (%)
Loss allowance to loans 53.43%
Loss allowance to noncurrent loans 0.65%
Noncurrent assets plus other real estate owned to assets 451.11%
Noncurrent loans to loans 0.36%
Net loans and leases to deposits0.14%
Net loans and leases to core deposits 56.32%
Equity capital to assets 56.68%
Core capital (leverage) ratio 16.08%
Tier 1 risk-based capital ratio 15.68%
Total risk-based capital ratio 30.15%
Memoranda
Average assets$31
Average earning assets$64,233
Average equity $10,093
Average loans $58,951
Back to page top, Back to table top

1 Ohio Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
09346The Hamler State Bank210 Randolph Street, Hamler, OH 43524January 01, 1921Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:

CAPTCHA


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Hamler State Bank.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.