The Monroe County Bank in Monroeville, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 2004

  • The Monroe County Bank in Monroeville, Alabama (AL)
  • Show street view No street view available for this location

The Monroe County Bank - Overview

  • General
  • FDIC Certificate #: 9611
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BankTrust (#26607)
    Federal Reserve ID: 506230
    Date Established: January 01, 1904
    WWW: http://www.monroebk.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 6139
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 01, 2004
    Last Structure Change Process Date: July 06, 2004
    Last Data Update: July 06, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 129 Hines Street, Monroeville, AL 36461
    County: Monroe
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Montgomery
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $126.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $126,577Total assets
  • $3,787Cash and due from depository institutions
  • $0Interest-bearing balances
  • $70,178Securities
  • $1,382Federal funds sold & reverse repurchase agreements
  • $44,504Net loans & leases
  • $688Loan loss allowance
  • $0Trading account assets
  • $1,415Bank premises and fixed assets
  • $0Other real estate owned
  • $3,981Goodwill and other intangibles
  • $0Life insurance assets
  • $1,330All other assets
  • $126,577Total liabilities and capital
  • $111,106Total liabilities
  • $109,223Total deposits
  • $92,576Interest-bearing deposits
  • $109,223Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $745Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,138All other liabilities
  • $15,471Total equity capital
  • $15,471Total bank equity capital
  • $15,471Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $19,235Undivided profits
  • Memoranda
  • $-3,765Noncurrent loans and leases
  • $10,432Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $5Earning assets
  • $0Long-term assets (5+ years)
  • $767Average Assets, year-to-date
  • $116,064Average Assets, quarterly
  • $52,244Volatile liabilities
  • $130,445Insider loans
  • $126,918FHLB advances
  • $14,764Loans and leases held for sale
  • $2,945Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $10,432Total unused commitments
  • $0Restructured Loans and leases
  • $688Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $5,315Total interest income
  • $1,480Total interest expense
  • $3,835Net interest income
  • $0Provision for loan and lease losses
  • $794Total noninterest income
  • $0Fiduciary activities
  • $481Service charges on deposit accounts
  • $0Trading account gains & fees
  • $313Additional noninterest income
  • $2,321Total noninterest expense
  • $1,371Salaries and employee benefits
  • $320Premises and equipment expense
  • $630Additional noninterest expense
  • $2,308Pre-tax net operating income
  • $169Securities gains (losses)
  • $601Applicable income taxes
  • $1,876Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,876Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$4Sale, conversion, retirement of capital stock, net
  • $4,525Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.41%Yield on earning assets
  • 1.23%Cost of funding earning assets
  • 3.18%Net interest margin
  • 0.66%Noninterest income to earning assets
  • 1.93%Noninterest expense to earning assets
  • 1.34%Net operating income to assets
  • 1.44%Return on assets (ROA)
  • 1.90%Pretax return on assets
  • 10.37%Return on equity (ROE)
  • -14.65%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 50,140Assets per employee
  • 4.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 241.20%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 13760.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.01%Net loans and leases to deposits
  • 40.75%Net loans and leases to core deposits
  • 46.75%Equity capital to assets
  • 12.22%Core capital (leverage) ratio
  • 8.72%Tier 1 risk-based capital ratio
  • 13.88%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $130,445Average earning assets
  • $18,083Average equity
  • $120,558Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Monroe County Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents