The Monroe County Bank in Monroeville, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 2004

  • The Monroe County Bank in Monroeville, Alabama (AL)
  • Show street view No street view available for this location

The Monroe County Bank - Overview

  • General
  • FDIC Certificate #: 9611
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BankTrust (#26607)
    Federal Reserve ID: 506230
    Date Established: January 01, 1904
    WWW: http://www.monroebk.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 6139
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 01, 2004
    Last Structure Change Process Date: July 06, 2004
    Last Data Update: July 06, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 129 Hines Street, Monroeville, AL 36461
    County: Monroe
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Montgomery
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $126.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $126,577Total assets
  • $3,787Cash and due from depository institutions
  • $0Interest-bearing balances
  • $70,178Securities
  • $1,382Federal funds sold & reverse repurchase agreements
  • $44,504Net loans & leases
  • $688Loan loss allowance
  • $0Trading account assets
  • $1,415Bank premises and fixed assets
  • $0Other real estate owned
  • $3,981Goodwill and other intangibles
  • $0Life insurance assets
  • $1,330All other assets
  • $126,577Total liabilities and capital
  • $111,106Total liabilities
  • $109,223Total deposits
  • $92,576Interest-bearing deposits
  • $109,223Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $745Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,138All other liabilities
  • $15,471Total equity capital
  • $15,471Total bank equity capital
  • $15,471Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $19,235Undivided profits
  • Memoranda
  • $-3,765Noncurrent loans and leases
  • $10,432Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $5Earning assets
  • $0Long-term assets (5+ years)
  • $767Average Assets, year-to-date
  • $116,064Average Assets, quarterly
  • $52,244Volatile liabilities
  • $130,445Insider loans
  • $126,918FHLB advances
  • $14,764Loans and leases held for sale
  • $2,945Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $10,432Total unused commitments
  • $0Restructured Loans and leases
  • $688Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $5,315Total interest income
  • $1,480Total interest expense
  • $3,835Net interest income
  • $0Provision for loan and lease losses
  • $794Total noninterest income
  • $0Fiduciary activities
  • $481Service charges on deposit accounts
  • $0Trading account gains & fees
  • $313Additional noninterest income
  • $2,321Total noninterest expense
  • $1,371Salaries and employee benefits
  • $320Premises and equipment expense
  • $630Additional noninterest expense
  • $2,308Pre-tax net operating income
  • $169Securities gains (losses)
  • $601Applicable income taxes
  • $1,876Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,876Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$4Sale, conversion, retirement of capital stock, net
  • $4,525Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.41%Yield on earning assets
  • 1.23%Cost of funding earning assets
  • 3.18%Net interest margin
  • 0.66%Noninterest income to earning assets
  • 1.93%Noninterest expense to earning assets
  • 1.34%Net operating income to assets
  • 1.44%Return on assets (ROA)
  • 1.90%Pretax return on assets
  • 10.37%Return on equity (ROE)
  • -14.65%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 50,140Assets per employee
  • 4.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 241.20%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 13760.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.01%Net loans and leases to deposits
  • 40.75%Net loans and leases to core deposits
  • 46.75%Equity capital to assets
  • 12.22%Core capital (leverage) ratio
  • 8.72%Tier 1 risk-based capital ratio
  • 13.88%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $130,445Average earning assets
  • $18,083Average equity
  • $120,558Average loans
1
Alyssa Westerfield
Apr 29, 2023 @ 6:18 pm
I had CDs left At this bank how do I find them now ..

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