The Moxham National Bank of Johnstown in Johnstown, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 26, 1996

  • The Moxham National Bank of Johnstown in Johnstown, Pennsylvania (PA)
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The Moxham National Bank of Johnstown - Overview

  • General
  • FDIC Certificate #: 7541
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Promistar Bank (#14501)
    Federal Reserve ID: 742010
    Date Established: January 01, 1919
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 11 (Interstate: No)
    OTS Docket #: 10881
    FDIC's unique #: 4894
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 26, 1996
    Last Structure Change Process Date: August 14, 1996
    Last Data Update: August 14, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 550 Central Avenue, Johnstown, PA 15902
    County: Cambria
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Wexford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Johnstown, PA (#3680)
    Core Based Statistical Area (CBSA): Johnstown, PA (#27780)
    CBSA Metro Statistical Area: Johnstown, PA (#27780)
  • Financial Summary
  • Total assets: $194.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $116Total assets
  • $195,626Cash and due from depository institutions
  • $7,562Interest-bearing balances
  • $33Securities
  • $49,683Federal funds sold & reverse repurchase agreements
  • $5,900Net loans & leases
  • $124,278Loan loss allowance
  • $1,599Trading account assets
  • $0Bank premises and fixed assets
  • $5,273Other real estate owned
  • $119Goodwill and other intangibles
  • $2,811Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $195,626Total liabilities
  • $180,005Total deposits
  • $178,223Interest-bearing deposits
  • $157,664Deposits held in domestic offices
  • 178223.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $100Subordinated debt
  • $0All other liabilities
  • $1,682Total equity capital
  • $1,682Total bank equity capital
  • $15,621Perpetual preferred stock
  • $0Common stock
  • $720Surplus
  • $2,106Undivided profits
  • Memoranda
  • $12,795Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,140Income earned, not collected on loans
  • $730Earning assets
  • $179,894Long-term assets (5+ years)
  • $42,524Average Assets, year-to-date
  • $194,473Average Assets, quarterly
  • $196,348Volatile liabilities
  • $9,326Insider loans
  • $2,966FHLB advances
  • $0Loans and leases held for sale
  • $2,413Unused loan commitments
  • $20,815Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $15,340Total risk weighted assets
  • $131,656Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $14,582Total interest expense
  • $7,441Net interest income
  • $7,141Provision for loan and lease losses
  • $204Total noninterest income
  • $1,346Fiduciary activities
  • $564Service charges on deposit accounts
  • $295Trading account gains & fees
  • $6Additional noninterest income
  • $481Total noninterest expense
  • $6,515Salaries and employee benefits
  • $3,587Premises and equipment expense
  • $1,105Additional noninterest expense
  • $1,823Pre-tax net operating income
  • $1,768Securities gains (losses)
  • $61Applicable income taxes
  • $517Income before extraordinary items
  • $1,312Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,312Net charge-offs
  • $114Cash dividends
  • $697Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.14%Cost of funding earning assets
  • 4.15%Net interest margin
  • 3.99%Noninterest income to earning assets
  • 0.75%Noninterest expense to earning assets
  • 3.64%Net operating income to assets
  • 0.65%Return on assets (ROA)
  • 0.67%Pretax return on assets
  • 0.94%Return on equity (ROE)
  • 8.97%Retained earnings to average equity (YTD only)
  • 4.20%Net charge-offs to loans
  • 0.09%Credit loss provision to net charge-offs
  • 178.95%Efficiency ratio
  • 76,764Assets per employee
  • 1.69%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 53.13%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 140.26%Noncurrent assets plus other real estate owned to assets
  • 0.64%Noncurrent loans to loans
  • 0.91%Net loans and leases to deposits
  • 69.73%Net loans and leases to core deposits
  • 73.54%Equity capital to assets
  • 7.99%Core capital (leverage) ratio
  • 7.78%Tier 1 risk-based capital ratio
  • 11.65%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $194,473Average earning assets
  • $14,627Average equity
  • $179,150Average loans

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