The Olpe State Bank in Olpe, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Olpe State Bank - Overview

  • General
  • FDIC Certificate #: 13697
    Status: Active
    Federal Reserve ID: 396356
    Date Established: October 05, 1905
    WWW: http://www.olpestatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 8563
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 24, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 202 Westphalia, Olpe, KS 66865
    County: Lyon
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Emporia, KS (#21380)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $36.6 mil
    Equity capital: $5.3 mil
    Deposits held in domestic offices: $30.3 mil
    Return on assets (ROA): 0.94% ($0.3 mil)
    Quarterly return on assets: 1.02% ($0.4 mil)
    Return on Equity (ROE): 6.65% ($0.3 mil)
    Quarterly return on equity: 7.04% ($0.4 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.99% ($362.3 mil)
    Quarterly Pretax return on assets: 1.06% ($388.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $36,601Total assets
  • $2,586Cash and due from depository institutions
  • $2,040Interest-bearing balances
  • $13,253Securities
  • $30Federal funds sold & reverse repurchase agreements
  • $19,837Net loans & leases
  • $216Loan loss allowance
  • $0Trading account assets
  • $56Bank premises and fixed assets
  • $206Other real estate owned
  • $30Goodwill and other intangibles
  • $36,601Life insurance assets
  • $603All other assets
  • $31,321Total liabilities and capital
  • $30,347Total liabilities
  • $26,568Total deposits
  • $30,347Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 837.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $40Other borrowed funds
  • $97Subordinated debt
  • $5,280All other liabilities
  • $5,280Total equity capital
  • $5,280Total bank equity capital
  • $0Perpetual preferred stock
  • $121Common stock
  • $354Surplus
  • $4,805Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6Income earned, not collected on loans
  • $0Earning assets
  • $141Long-term assets (5+ years)
  • $35,160Average Assets, year-to-date
  • $8,248Average Assets, quarterly
  • $36,630Volatile liabilities
  • $36,900Insider loans
  • $21,896FHLB advances
  • $37,127Loans and leases held for sale
  • $252Unused loan commitments
  • $252Tier 1 (core) risk-based capital
  • $4,973Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,183Restructured Loans and leases
  • $281Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,502Total interest income
  • $344Total interest expense
  • $1,158Net interest income
  • $41Provision for loan and lease losses
  • $143Total noninterest income
  • $0Fiduciary activities
  • $70Service charges on deposit accounts
  • $0Trading account gains & fees
  • $73Additional noninterest income
  • $893Total noninterest expense
  • $561Salaries and employee benefits
  • $75Premises and equipment expense
  • $257Additional noninterest expense
  • $367Pre-tax net operating income
  • -$5Securities gains (losses)
  • $17Applicable income taxes
  • $345Income before extraordinary items
  • $0Extraordinary gains - net
  • $345Net income attributable to bank
  • $0Net charge-offs
  • $345Cash dividends
  • -$3Sale, conversion, retirement of capital stock, net
  • $212Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.24%Yield on earning assets
  • 0.97%Cost of funding earning assets
  • 3.27%Net interest margin
  • 0.40%Noninterest income to earning assets
  • 2.52%Noninterest expense to earning assets
  • 0.95%Net operating income to assets
  • 0.94%Return on assets (ROA)
  • 0.99%Pretax return on assets
  • 6.65%Return on equity (ROE)
  • 2.56%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -1366.67%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 68,640Assets per employee
  • 3.66%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 61.45%Loss allowance to loans
  • 1.08%Loss allowance to noncurrent loans
  • 3600.00%Noncurrent assets plus other real estate owned to assets
  • 0.58%Noncurrent loans to loans
  • 0.03%Net loans and leases to deposits
  • 65.37%Net loans and leases to core deposits
  • 70.94%Equity capital to assets
  • 14.43%Core capital (leverage) ratio
  • 13.39%Tier 1 risk-based capital ratio
  • 22.71%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $36,630Average earning assets
  • $5,192Average equity
  • $35,403Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08563The Olpe State Bank202 Westphalia, Olpe, KS 66865October 05, 1905Full Service Brick and Mortar

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