The Peoples National Bank of Mount Pleasant in Mount Pleasant, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Peoples National Bank of Mount Pleasant - Overview

  • General
  • FDIC Certificate #: 6649
    Status: Active
    Federal Reserve ID: 484927
    Bank Holding Company (Regulatory Top Holder): Peoples Bancorp Of Mt. Pleasant, Inc. (RSSDID: 2293909, Location: Mount Pleasant, OH)
    Date Established: March 12, 1903
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 4456
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Consumer Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 298 Union Street, Mount Pleasant, OH 43939
    County: Jefferson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Steubenville-Weirton, OH-WV (#8080)
    Core Based Statistical Area (CBSA): Steubenville-Weirton, OH-WV (#44600)
    CBSA Metro Statistical Area: Steubenville-Weirton, OH-WV (#44600)
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $59.2 mil
    Equity capital: $6.7 mil
    Deposits held in domestic offices: $52.4 mil
    Return on assets (ROA): 0.55% ($0.3 mil)
    Quarterly return on assets: 0.21% ($0.1 mil)
    Return on Equity (ROE): 4.62% ($0.3 mil)
    Quarterly return on equity: 1.84% ($0.1 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.84% ($497.3 mil)
    Quarterly Pretax return on assets: 0.36% ($213.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 26Total employees (full-time equivalent)
  • $59,202Total assets
  • $14,531Cash and due from depository institutions
  • $12,101Interest-bearing balances
  • $503Securities
  • $4,392Federal funds sold & reverse repurchase agreements
  • $38,688Net loans & leases
  • $175Loan loss allowance
  • $0Trading account assets
  • $260Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $59,202Life insurance assets
  • $828All other assets
  • $52,462Total liabilities and capital
  • $52,391Total liabilities
  • $45,696Total deposits
  • $52,391Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $71Subordinated debt
  • $6,740All other liabilities
  • $6,740Total equity capital
  • $6,740Total bank equity capital
  • $200Perpetual preferred stock
  • $200Common stock
  • $0Surplus
  • $6,340Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $408Income earned, not collected on loans
  • $0Earning assets
  • $165Long-term assets (5+ years)
  • $55,684Average Assets, year-to-date
  • $10,453Average Assets, quarterly
  • $56,186Volatile liabilities
  • $58,573Insider loans
  • $39,300FHLB advances
  • $58,062Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,740Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $16Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,001Total interest income
  • $564Total interest expense
  • $2,437Net interest income
  • $135Provision for loan and lease losses
  • $153Total noninterest income
  • $0Fiduciary activities
  • $100Service charges on deposit accounts
  • $0Trading account gains & fees
  • $53Additional noninterest income
  • $1,983Total noninterest expense
  • $1,030Salaries and employee benefits
  • $72Premises and equipment expense
  • $881Additional noninterest expense
  • $472Pre-tax net operating income
  • $0Securities gains (losses)
  • $163Applicable income taxes
  • $309Income before extraordinary items
  • $0Extraordinary gains - net
  • $309Net income attributable to bank
  • $0Net charge-offs
  • $309Cash dividends
  • $147Sale, conversion, retirement of capital stock, net
  • $170Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.67%Yield on earning assets
  • 1.07%Cost of funding earning assets
  • 4.61%Net interest margin
  • 0.29%Noninterest income to earning assets
  • 3.75%Noninterest expense to earning assets
  • 0.55%Net operating income to assets
  • 0.55%Return on assets (ROA)
  • 0.84%Pretax return on assets
  • 4.62%Return on equity (ROE)
  • 2.08%Retained earnings to average equity (YTD only)
  • 0.36%Net charge-offs to loans
  • 91.84%Credit loss provision to net charge-offs
  • 4.13%Efficiency ratio
  • 76,564Assets per employee
  • 2.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 55.02%Loss allowance to loans
  • 0.45%Loss allowance to noncurrent loans
  • 42.89%Noncurrent assets plus other real estate owned to assets
  • 0.69%Noncurrent loans to loans
  • 1.05%Net loans and leases to deposits
  • 73.84%Net loans and leases to core deposits
  • 76.28%Equity capital to assets
  • 11.38%Core capital (leverage) ratio
  • 11.61%Tier 1 risk-based capital ratio
  • 17.15%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $56,186Average earning assets
  • $6,690Average equity
  • $52,897Average loans

List of branches

  • 3 Ohio Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    04456The Peoples National Bank Of Mount P298 Union Street, Mount Pleasant, OH 43939March 12, 1903Full Service Brick and Mortar
    1211763Adena Branch9 East Main Street, Adena, OH 43901July 09, 1960Full Service Brick and Mortar
    2211764Dillonvale Branch44 Smithfield Street, Dillonvale, OH 43917January 18, 1982Full Service Brick and Mortar
Vicki Vanchure
I would like to have the name of your branch manager and how to get ahold of him or her.
thank you

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