The State Bank of Spring Hill in Spring Hill, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The State Bank of Spring Hill in Spring Hill, Kansas (KS)
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The State Bank of Spring Hill - Overview

  • General
  • FDIC Certificate #: 8110
    Status: Active
    Federal Reserve ID: 418856
    Bank Holding Company (Regulatory Top Holder): Dunmire Agency, Inc., The (RSSDID: 1051063, Location: Overland Park, KS)
    Date Established: May 17, 1927
    WWW: http://www.sbsh-ks.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 5162
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 South Webster Street, Spring Hill, KS 66083
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $38.4 mil
    Equity capital: $5.4 mil
    Deposits held in domestic offices: $32.6 mil
    Return on assets (ROA): 0.17% ($0.1 mil)
    Quarterly return on assets: -0.14% (-$0.1 mil)
    Return on Equity (ROE): 1.27% ($0.1 mil)
    Quarterly return on equity: -1.03% (-$0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.13% ($49.9 mil)
    Quarterly Pretax return on assets: -0.26% (-$99.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $38,397Total assets
  • $1,197Cash and due from depository institutions
  • $492Interest-bearing balances
  • $25,775Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $10,565Net loans & leases
  • $252Loan loss allowance
  • $0Trading account assets
  • $123Bank premises and fixed assets
  • $398Other real estate owned
  • $0Goodwill and other intangibles
  • $38,397Life insurance assets
  • $339All other assets
  • $33,003Total liabilities and capital
  • $32,565Total liabilities
  • $26,361Total deposits
  • $32,565Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $350Trading liabilities
  • $0Other borrowed funds
  • $88Subordinated debt
  • $5,394All other liabilities
  • $5,394Total equity capital
  • $5,394Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $400Surplus
  • $4,894Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $699Income earned, not collected on loans
  • $0Earning assets
  • $225Long-term assets (5+ years)
  • $36,832Average Assets, year-to-date
  • $7,518Average Assets, quarterly
  • $40,254Volatile liabilities
  • $38,778Insider loans
  • $38,643FHLB advances
  • $40,002Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,387Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,250Restructured Loans and leases
  • $10Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,176Total interest income
  • $207Total interest expense
  • $969Net interest income
  • $36Provision for loan and lease losses
  • $145Total noninterest income
  • $0Fiduciary activities
  • $100Service charges on deposit accounts
  • $0Trading account gains & fees
  • $45Additional noninterest income
  • $1,033Total noninterest expense
  • $575Salaries and employee benefits
  • $104Premises and equipment expense
  • $354Additional noninterest expense
  • $45Pre-tax net operating income
  • $6Securities gains (losses)
  • -$18Applicable income taxes
  • $69Income before extraordinary items
  • $0Extraordinary gains - net
  • $69Net income attributable to bank
  • $0Net charge-offs
  • $69Cash dividends
  • $41Sale, conversion, retirement of capital stock, net
  • $75Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.05%Yield on earning assets
  • 0.54%Cost of funding earning assets
  • 2.52%Net interest margin
  • 0.38%Noninterest income to earning assets
  • 2.68%Noninterest expense to earning assets
  • 0.16%Net operating income to assets
  • 0.17%Return on assets (ROA)
  • 0.13%Pretax return on assets
  • 1.27%Return on equity (ROE)
  • -0.11%Retained earnings to average equity (YTD only)
  • 0.39%Net charge-offs to loans
  • 87.80%Credit loss provision to net charge-offs
  • 1.98%Efficiency ratio
  • 92,729Assets per employee
  • 3.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 108.70%Loss allowance to loans
  • 2.33%Loss allowance to noncurrent loans
  • 36.05%Noncurrent assets plus other real estate owned to assets
  • 2.86%Noncurrent loans to loans
  • 6.46%Net loans and leases to deposits
  • 32.44%Net loans and leases to core deposits
  • 33.18%Equity capital to assets
  • 14.05%Core capital (leverage) ratio
  • 13.47%Tier 1 risk-based capital ratio
  • 13.94%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $40,254Average earning assets
  • $5,426Average equity
  • $38,508Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05162The State Bank Of Spring Hill201 South Webster Street, Spring Hill, KS 66083May 17, 1927Full Service Brick and Mortar

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