The Stock Exchange Bank, Caldwell, Kansas in Caldwell, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Stock Exchange Bank, Caldwell, Kansas - Overview

  • General
  • FDIC Certificate #: 15784
    Status: Active
    Federal Reserve ID: 671053
    Bank Holding Company (Regulatory Top Holder): Stock Exchange Financial Corporation (RSSDID: 1956702, Location: Caldwell, KS)
    Date Established: November 12, 1881
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 10031
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: December 27, 1940
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 103 South Main Street, Caldwell, KS 67022
    County: Sumner
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $41.0 mil
    Equity capital: $3.5 mil
    Deposits held in domestic offices: $37.4 mil
    Return on assets (ROA): 0.02% ($0.0 mil)
    Quarterly return on assets: -0.26% (-$0.1 mil)
    Return on Equity (ROE): 0.20% ($0.0 mil)
    Quarterly return on equity: -3.02% (-$0.1 mil)
    Net income: $0.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.02% ($8.2 mil)
    Quarterly Pretax return on assets: -0.28% (-$114.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $41,045Total assets
  • $3,499Cash and due from depository institutions
  • $1,874Interest-bearing balances
  • $21,379Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $14,866Net loans & leases
  • $281Loan loss allowance
  • $0Trading account assets
  • $805Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $41,045Life insurance assets
  • $496All other assets
  • $37,547Total liabilities and capital
  • $37,433Total liabilities
  • $30,854Total deposits
  • $37,433Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $114Subordinated debt
  • $3,498All other liabilities
  • $3,498Total equity capital
  • $3,498Total bank equity capital
  • $0Perpetual preferred stock
  • $120Common stock
  • $880Surplus
  • $2,498Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $26Income earned, not collected on loans
  • $0Earning assets
  • $266Long-term assets (5+ years)
  • $38,119Average Assets, year-to-date
  • $19,448Average Assets, quarterly
  • $40,816Volatile liabilities
  • $41,629Insider loans
  • $18,322FHLB advances
  • $41,566Loans and leases held for sale
  • $83Unused loan commitments
  • $83Tier 1 (core) risk-based capital
  • $3,280Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,182Restructured Loans and leases
  • $122Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,405Total interest income
  • $290Total interest expense
  • $1,115Net interest income
  • $6Provision for loan and lease losses
  • $130Total noninterest income
  • $0Fiduciary activities
  • $101Service charges on deposit accounts
  • $0Trading account gains & fees
  • $29Additional noninterest income
  • $1,275Total noninterest expense
  • $739Salaries and employee benefits
  • $144Premises and equipment expense
  • $392Additional noninterest expense
  • -$36Pre-tax net operating income
  • $45Securities gains (losses)
  • $2Applicable income taxes
  • $7Income before extraordinary items
  • $0Extraordinary gains - net
  • $7Net income attributable to bank
  • $0Net charge-offs
  • $7Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.72%Yield on earning assets
  • 0.77%Cost of funding earning assets
  • 2.96%Net interest margin
  • 0.34%Noninterest income to earning assets
  • 3.38%Noninterest expense to earning assets
  • -0.07%Net operating income to assets
  • 0.02%Return on assets (ROA)
  • 0.02%Pretax return on assets
  • 0.20%Return on equity (ROE)
  • 0.20%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 102,410Assets per employee
  • 3.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.86%Loss allowance to noncurrent loans
  • 1080.77%Noncurrent assets plus other real estate owned to assets
  • 0.06%Noncurrent loans to loans
  • 0.17%Net loans and leases to deposits
  • 39.71%Net loans and leases to core deposits
  • 43.72%Equity capital to assets
  • 8.52%Core capital (leverage) ratio
  • 7.89%Tier 1 risk-based capital ratio
  • 17.90%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $40,816Average earning assets
  • $3,443Average equity
  • $37,727Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010031The Stock Exchange Bank, Caldwell, Kansas103 South Main Street, Caldwell, KS 67022November 12, 1881Full Service Brick and Mortar
    2520919Arkansas City Branch401 N. Summit, Arkansas City, KS 67005June 27, 2011Full Service Brick and Mortar

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