Trust Company Bank of North Georgia in city_name, state_name

Trust Company Bank of North Georgia in Gainesville, Georgia (GA)
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Trust Company Bank of North Georgia - Overview

General
FDIC Certificate #: 30930
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: SunTrust Bank, Northeast Georgia, National Association (#2114)
Federal Reserve ID: 706571
Date Established: January 01, 1956
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Interstate: No)
OTS Docket #: 6132
FDIC's unique #: 43764
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
SAIF Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: Febuary 07, 1957
Last Structure Change Effective Date: January 01, 1995
Last Structure Change Process Date: January 12, 1995
Last Data Update: January 12, 1995
Data Source Date: April 05, 2012
Location
Address: 104 Green Street Ne, Gainesville, GA 30501
County: Hall
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
Core Based Statistical Area (CBSA): Gainesville, GA (#23580)
CBSA Metro Statistical Area: Gainesville, GA (#23580)
Financial Summary
Total assets: $318.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$156Total assets
$318,320Cash and due from depository institutions
$5,273Interest-bearing balances
$0Securities
$30,999Federal funds sold & reverse repurchase agreements
$3,575Net loans & leases
$267,808Loan loss allowance
$6,761Trading account assets
$0Bank premises and fixed assets
$5,931Other real estate owned
$1,893Goodwill and other intangibles
$2,841Life insurance assets
$0All other assets
$0Total liabilities and capital
$318,320Total liabilities
$295,842Total deposits
$244,989Interest-bearing deposits
$224,775Deposits held in domestic offices
244989.00%% insured (estimated)
$96Federal funds purchased & repurchase agreements
$36,500Trading liabilities
$0Other borrowed funds
$10,882Subordinated debt
$1,500All other liabilities
$1,971Total equity capital
$1,971Total bank equity capital
$22,478Perpetual preferred stock
$0Common stock
$1Surplus
$10,459Undivided profits
Memoranda
$12,018Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$6,694Income earned, not collected on loans
$1,545Earning assets
$302,382Long-term assets (5+ years)
$27,841Average Assets, year-to-date
$319,434Average Assets, quarterly
$318,661Volatile liabilities
$53,064Insider loans
$734FHLB advances
$0Loans and leases held for sale
$238Unused loan commitments
$34,517Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$23,018Total risk weighted assets
$236,114Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$24,410Total interest expense
$10,902Net interest income
$13,508Provision for loan and lease losses
$1,200Total noninterest income
$4,099Fiduciary activities
$0Service charges on deposit accounts
$1,583Trading account gains & fees
$0Additional noninterest income
$2,516Total noninterest expense
$12,411Salaries and employee benefits
$5,848Premises and equipment expense
$1,239Additional noninterest expense
$5,324Pre-tax net operating income
$3,996Securities gains (losses)
$6Applicable income taxes
$1,131Income before extraordinary items
$2,871Extraordinary gains - net
$0Net income attributable to bank
$2,871Net charge-offs
$979Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.07%Cost of funding earning assets
3.60%Net interest margin
4.47%Noninterest income to earning assets
1.36%Noninterest expense to earning assets
4.10%Net operating income to assets
0.90%Return on assets (ROA)
0.90%Pretax return on assets
1.25%Return on equity (ROE)
13.42%Retained earnings to average equity (YTD only)
13.42%Net charge-offs to loans
0.36%Credit loss provision to net charge-offs
122.57%Efficiency ratio
70,489Assets per employee
2.04%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.46%Loss allowance to noncurrent loans
101.00%Noncurrent assets plus other real estate owned to assets
2.55%Noncurrent loans to loans
2.44%Net loans and leases to deposits
109.31%Net loans and leases to core deposits
117.07%Equity capital to assets
7.06%Core capital (leverage) ratio
7.22%Tier 1 risk-based capital ratio
9.75%Total risk-based capital ratio
Memoranda
$12Average assets
$319,434Average earning assets
$21,392Average equity
$302,437Average loans

Clel Alan Hall

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I am trying to find out about $$$ that I had in a retirement fund with Trust Company Bank. My name is Clel Alan Hall, please contact me.

Trust Company Bank of North Georgia in Gainesville, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Trust Company Bank of North Georgia - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Trust Company Bank of North Georgia in Gainesville, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

Trust Company Bank of North Georgia - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Trust Company Bank of North Georgia in Gainesville, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches