UMB Bank of the West in Colorado Springs, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 03, 1993

  • UMB Bank of the West in Colorado Springs, Colorado (CO)
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UMB Bank of the West - Overview

  • General
  • FDIC Certificate #: 26645
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: UMB Bank Colorado, National Association (#19298)
    Federal Reserve ID: 636052
    Date Established: April 01, 1986
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 35377
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 01, 1986
    Last Structure Change Effective Date: May 03, 1993
    Last Structure Change Process Date: May 26, 1993
    Last Data Update: May 26, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 5910 East Galley Road, Colorado Springs, CO 80915
    County: El Paso
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Colorado Springs, CO (#1720)
    Core Based Statistical Area (CBSA): Colorado Springs, CO (#17820)
    CBSA Metro Statistical Area: Colorado Springs, CO (#17820)
  • Financial Summary
  • Total assets: $17.4 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $13Total assets
  • $17,400Cash and due from depository institutions
  • $1,319Interest-bearing balances
  • $0Securities
  • $9,171Federal funds sold & reverse repurchase agreements
  • $1,832Net loans & leases
  • $3,909Loan loss allowance
  • $137Trading account assets
  • $0Bank premises and fixed assets
  • $85Other real estate owned
  • $0Goodwill and other intangibles
  • $165Life insurance assets
  • $919All other assets
  • $0Total liabilities and capital
  • $17,400Total liabilities
  • $15,492Total deposits
  • $15,147Interest-bearing deposits
  • $11,355Deposits held in domestic offices
  • 15147.00%% insured (estimated)
  • $85Federal funds purchased & repurchase agreements
  • $250Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $95Total equity capital
  • $95Total bank equity capital
  • $1,908Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $1,379Undivided profits
  • Memoranda
  • $29Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $20Earning assets
  • $14,912Long-term assets (5+ years)
  • $809Average Assets, year-to-date
  • $18,853Average Assets, quarterly
  • $18,032Volatile liabilities
  • $663Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $495Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $989Total risk weighted assets
  • $5,093Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,008Total interest expense
  • $423Net interest income
  • $585Provision for loan and lease losses
  • $0Total noninterest income
  • $232Fiduciary activities
  • $0Service charges on deposit accounts
  • $176Trading account gains & fees
  • $0Additional noninterest income
  • $56Total noninterest expense
  • $788Salaries and employee benefits
  • $332Premises and equipment expense
  • $178Additional noninterest expense
  • $278Pre-tax net operating income
  • $29Securities gains (losses)
  • $7Applicable income taxes
  • $31Income before extraordinary items
  • $5Extraordinary gains - net
  • $0Net income attributable to bank
  • $5Net charge-offs
  • $1Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.69%Cost of funding earning assets
  • 2.81%Net interest margin
  • 3.88%Noninterest income to earning assets
  • 1.54%Noninterest expense to earning assets
  • 5.23%Net operating income to assets
  • 0.00%Return on assets (ROA)
  • 0.03%Pretax return on assets
  • 0.19%Return on equity (ROE)
  • 0.26%Retained earnings to average equity (YTD only)
  • 0.26%Net charge-offs to loans
  • 0.02%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 88,372Assets per employee
  • 1.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.39%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 25.81%Net loans and leases to core deposits
  • 26.53%Equity capital to assets
  • 10.97%Core capital (leverage) ratio
  • 6.00%Tier 1 risk-based capital ratio
  • 19.42%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $18,853Average earning assets
  • $1,906Average equity
  • $15,072Average loans

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