UMB Bank Colorado, National Association in Denver, Colorado (CO)



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UMB Bank Colorado, National Association routing number info

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UMB Bank Colorado, National Association
GeneralFDIC Certificate #: 19298
Status: Active
Federal Reserve ID: 593753
Bank Holding Company (Regulatory Top Holder): Umb Financial Corporation (RSSDID: 1049828, Location: Kansas City, MO)
Date Established: Febuary 24, 1958
WWW: http://www.umb.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 16 (Domestic: 16, Interstate: No)
FDIC's unique #: 13111
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: November 25, 1964
Last Structure Change Effective Date: October 31, 2008
Last Structure Change Process Date: November 26, 2008
Last Data Update: November 26, 2008
Data Source Date: April 05, 2012
LocationAddress: 1670 Broadway, Denver, CO 80202
County: Denver
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Kansas City
FDIC Field Office: Denver
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Denver, CO (#2080)
Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
History of ChangesParticipated in Absorption/Consolidation/Merger
Financial SummaryTotal assets: $1,566.2 mil
Equity capital: $164.9 mil
Deposits held in domestic offices: $1,205.8 mil
Return on assets (ROA): 0.92% ($14.4 mil)
Quarterly return on assets: 0.86% ($13.5 mil)
Return on Equity (ROE): 8.90% ($14.7 mil)
Quarterly return on equity: 8.11% ($13.4 mil)
Net income: $13.5 mil
Quarterly Net income: $3.3 mil
Pretax return on assets: 1.35% ($21,143.6 mil)
Quarterly Pretax return on assets: 1.27% ($19,890.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)208
Total assets$1,566,195
Cash and due from depository institutions$31,772
Interest-bearing balances$4,811
Securities$791,366
Federal funds sold & reverse repurchase agreements$20,563
Net loans & leases$626,943
Loan loss allowance $6,398
Trading account assets$0
Bank premises and fixed assets$31,835
Other real estate owned$191
Goodwill and other intangibles$52,691
All other assets$10,834
Life insurance assets$1,566,195
Total liabilities and capital$1,401,315
Total liabilities$1,205,804
Total deposits$1,083,087
Interest-bearing deposits$1,205,804
Deposits held in domestic offices$75
% insured (estimated)182769.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $12,742
All other liabilities $164,880
Total equity capital$164,880
Total bank equity capital$164,880
Perpetual preferred stock$0
Common stock$6,000
Surplus$109,250
Undivided profits $49,630
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,594
Earning assets $0
Long-term assets (5+ years) $4,844
Average Assets, year-to-date $1,443,683
Average Assets, quarterly $502,034
Volatile liabilities $1,471,317
Insider loans $1,536,443
FHLB advances $884,818
Loans and leases held for sale $1,483,802
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $103,867
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $302,532
Derivatives$43,045
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $42,745
Total interest expense $3,267
Net interest income $39,478
Provision for loan and lease losses $0
Total noninterest income $10,675
Fiduciary activities $1,690
Service charges on deposit accounts $4,876
Trading account gains & fees $0
Additional noninterest income $4,109
Total noninterest expense $31,262
Salaries and employee benefits $13,115
Premises and equipment expense $5,171
Additional noninterest expense $12,976
Pre-tax net operating income $18,891
Securities gains (losses) $971
Applicable income taxes $6,346
Income before extraordinary items $13,516
Extraordinary gains - net $0
Net income attributable to bank $13,516
Net charge-offs $0
Cash dividends $13,516
Sale, conversion, retirement of capital stock, net $522
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets3.15%
Cost of funding earning assets 0.24%
Net interest margin 2.91%
Noninterest income to earning assets 0.79%
Noninterest expense to earning assets 2.31%
Net operating income to assets 0.87%
Return on assets (ROA) 0.92%
Pretax return on assets 1.35%
Return on equity (ROE) 8.90%
Retained earnings to average equity (YTD only) 8.90%
Net charge-offs to loans 0.09%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio36.19%
Assets per employee$59,185
Cash dividends to net income (YTD only)7.53%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.01%
Noncurrent assets plus other real estate owned to assets 401.38%
Noncurrent loans to loans 0.11%
Net loans and leases to deposits0.25%
Net loans and leases to core deposits 51.99%
Equity capital to assets 56.77%
Core capital (leverage) ratio 10.53%
Tier 1 risk-based capital ratio 7.00%
Total risk-based capital ratio 11.74%
Memoranda
Average assets$12
Average earning assets$1,471,317
Average equity $151,876
Average loans $1,355,413
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$175,886
Number of Accounts1
Personal trust and agency accounts$147,939
Employee benefit-defined contribution accounts$48,942
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$2,345
Investment management agency accounts$0
Other fiduciary accounts$94,630
Fiduciary accounts held in foreign offices$2,022
Non-managed Assets$0
Number of Accounts122
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$2,345
Employee benefit-defined benefit accounts$15,433
Other retirement accounts$27,947
Corporate trust and agency accounts$9,518
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
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16 Colorado Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
013111Umb Bank Colorado, National Association1670 Broadway, Denver, CO 80202Febuary 24, 1958Full Service Brick and Mortar
1247844Drive-In Branch510 Security Boulevard, Security, CO 80911November 13, 1972Limited Service Facility
217557Rockrimmon Branch5825 Delmonico Drive, Colorado Springs, CO 80919September 18, 1984Full Service Brick and Mortar
3247845Broadmoor Branch290 East Cheyenne Mountain Boulevard, Colorado Springs, CO 80915June 01, 1992Full Service Brick and Mortar
535377East Galley Road Branch5910 East Galley Road, Colorado Springs, CO 80915April 01, 1986Full Service Brick and Mortar
6247847Security Boulevard Branch502 Security Boulevard, Security, CO 80911September 23, 1994Full Service Brick and Mortar
713832Columbine Branch6900 East Hampden Avenue, Denver, CO 80222Febuary 16, 1970Full Service Brick and Mortar
8247848Highlands Banking Center Branch8190 South University Boulevard, Littleton, CO 80122July 05, 1995Full Service Brick and Mortar
12247852Southwest Plaza Branch8046 West Bowles Avenue, Littleton, CO 80123March 02, 1998Full Service Brick and Mortar
13360256Cherry Creek Banking Center703 Colorado Boulevard, Denver, CO 80206May 29, 2001Full Service Brick and Mortar
1410783Mountain States Bank Branch1635 East Colfax Avenue, Denver, CO 80218January 20, 1943Full Service Brick and Mortar
18469273Stapleton Banking Center3535 Quebec Street, Denver, CO 80207September 24, 2007Full Service Brick and Mortar
19473126Cascade Avenue Banking Center101 North Cascade Avenue, Colorado Springs, CO 80903January 14, 2008Full Service Brick and Mortar
2014273The Citadel Bank Branch730 Citadel Drive East, Colorado Springs, CO 80932April 29, 1972Full Service Brick and Mortar
21340793Messenger Service730 Citadel Drive East, Colorado Springs, CO 80932May 23, 2000Limited Service Messenger
224927571400 Wewatta (Lodo) Branch1400 Wewatta St, Denver, CO 80202January 01, 2009Full Service Brick and Mortar
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