Valley Bank East in Kiel, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 26, 1993

  • Valley Bank East in Kiel, Wisconsin (WI)
  • Show street view No street view available for this location

Valley Bank East - Overview

  • General
  • FDIC Certificate #: 12804
    Status: Inactive
    Closing history: Consolidated - Without Assistance
    Acquiring institution: Bank Wisconsin (#9534)
    Federal Reserve ID: 388249
    Date Established: May 01, 1914
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 8108
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 26, 1993
    Last Structure Change Process Date: July 23, 1993
    Last Data Update: July 23, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 601 Fremont Street, Kiel, WI 53042
    County: Manitowoc
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Manitowoc, WI (#31820)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $40.0 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $20Total assets
  • $39,963Cash and due from depository institutions
  • $1,621Interest-bearing balances
  • $0Securities
  • $8,762Federal funds sold & reverse repurchase agreements
  • $3,088Net loans & leases
  • $24,472Loan loss allowance
  • $464Trading account assets
  • $0Bank premises and fixed assets
  • $74Other real estate owned
  • $133Goodwill and other intangibles
  • $512Life insurance assets
  • $1,301All other assets
  • $0Total liabilities and capital
  • $39,963Total liabilities
  • $35,206Total deposits
  • $34,666Interest-bearing deposits
  • $30,480Deposits held in domestic offices
  • 34666.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $198Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $342Total equity capital
  • $342Total bank equity capital
  • $4,757Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $4,095Undivided profits
  • Memoranda
  • $562Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $554Income earned, not collected on loans
  • $133Earning assets
  • $36,322Long-term assets (5+ years)
  • $1,785Average Assets, year-to-date
  • $39,603Average Assets, quarterly
  • $39,857Volatile liabilities
  • $399Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,694Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,456Total risk weighted assets
  • $23,789Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,967Total interest expense
  • $1,402Net interest income
  • $1,565Provision for loan and lease losses
  • $75Total noninterest income
  • $130Fiduciary activities
  • $0Service charges on deposit accounts
  • $77Trading account gains & fees
  • $0Additional noninterest income
  • $53Total noninterest expense
  • $1,096Salaries and employee benefits
  • $534Premises and equipment expense
  • $86Additional noninterest expense
  • $476Pre-tax net operating income
  • $524Securities gains (losses)
  • $0Applicable income taxes
  • $184Income before extraordinary items
  • $340Extraordinary gains - net
  • $0Net income attributable to bank
  • $340Net charge-offs
  • $145Cash dividends
  • $21Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.23%Cost of funding earning assets
  • 3.89%Net interest margin
  • 4.34%Noninterest income to earning assets
  • 0.36%Noninterest expense to earning assets
  • 3.04%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 0.86%Pretax return on assets
  • 1.32%Return on equity (ROE)
  • 7.43%Retained earnings to average equity (YTD only)
  • 6.97%Net charge-offs to loans
  • 0.59%Credit loss provision to net charge-offs
  • 51.72%Efficiency ratio
  • 57,876Assets per employee
  • 2.00%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 6.18%Loss allowance to loans
  • 1.86%Loss allowance to noncurrent loans
  • 83.75%Noncurrent assets plus other real estate owned to assets
  • 1.72%Noncurrent loans to loans
  • 2.22%Net loans and leases to deposits
  • 70.59%Net loans and leases to core deposits
  • 71.01%Equity capital to assets
  • 11.90%Core capital (leverage) ratio
  • 9.03%Tier 1 risk-based capital ratio
  • 14.53%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $39,603Average earning assets
  • $4,574Average equity
  • $36,062Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Valley Bank East.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents