Valley Bank, Menomonie in Menomonie, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 01, 1994

  • Valley Bank, Menomonie in Menomonie, Wisconsin (WI)
  • Show street view No street view available for this location

Valley Bank, Menomonie - Overview

  • General
  • FDIC Certificate #: 9043
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: M&I Community State Bank (#18111)
    Federal Reserve ID: 212652
    Date Established: March 18, 1914
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 10 (Interstate: No)
    FDIC's unique #: 5782
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 01, 1994
    Last Structure Change Process Date: August 09, 1994
    Last Data Update: August 09, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 500 Main Street, Menomonie, WI 54751
    County: Dunn
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Eau Claire
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): Eau Claire-Menomonie, WI (#232)
    Core Based Statistical Area (CBSA): Menomonie, WI (#32860)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $190.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $85Total assets
  • $194,163Cash and due from depository institutions
  • $8,237Interest-bearing balances
  • $0Securities
  • $41,192Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $133,118Loan loss allowance
  • $1,420Trading account assets
  • $0Bank premises and fixed assets
  • $5,392Other real estate owned
  • $0Goodwill and other intangibles
  • $1,886Life insurance assets
  • $4,338All other assets
  • $0Total liabilities and capital
  • $194,163Total liabilities
  • $176,105Total deposits
  • $167,878Interest-bearing deposits
  • $148,334Deposits held in domestic offices
  • 167878.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $6,359Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,868Total equity capital
  • $1,868Total bank equity capital
  • $18,058Perpetual preferred stock
  • $0Common stock
  • $955Surplus
  • $15,497Undivided profits
  • Memoranda
  • $1,606Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,239Income earned, not collected on loans
  • $743Earning assets
  • $174,310Long-term assets (5+ years)
  • $15,716Average Assets, year-to-date
  • $190,373Average Assets, quarterly
  • $191,514Volatile liabilities
  • $20,652Insider loans
  • $560FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $26,090Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $13,720Total risk weighted assets
  • $127,900Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $13,381Total interest expense
  • $5,315Net interest income
  • $8,066Provision for loan and lease losses
  • $253Total noninterest income
  • $1,414Fiduciary activities
  • $2Service charges on deposit accounts
  • $891Trading account gains & fees
  • $0Additional noninterest income
  • $521Total noninterest expense
  • $6,476Salaries and employee benefits
  • $2,117Premises and equipment expense
  • $846Additional noninterest expense
  • $3,513Pre-tax net operating income
  • $2,751Securities gains (losses)
  • -$1Applicable income taxes
  • $1,036Income before extraordinary items
  • $1,714Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,714Net charge-offs
  • $297Cash dividends
  • $1,931Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.79%Cost of funding earning assets
  • 3.09%Net interest margin
  • 4.70%Noninterest income to earning assets
  • 0.82%Noninterest expense to earning assets
  • 3.77%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 0.90%Pretax return on assets
  • 1.44%Return on equity (ROE)
  • 9.51%Retained earnings to average equity (YTD only)
  • -1.20%Net charge-offs to loans
  • 0.22%Credit loss provision to net charge-offs
  • 85.19%Efficiency ratio
  • 64,008Assets per employee
  • 2.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 112.66%Loss allowance to loans
  • 1.06%Loss allowance to noncurrent loans
  • 114.61%Noncurrent assets plus other real estate owned to assets
  • 0.64%Noncurrent loans to loans
  • 0.92%Net loans and leases to deposits
  • 79.29%Net loans and leases to core deposits
  • 86.67%Equity capital to assets
  • 9.30%Core capital (leverage) ratio
  • 7.35%Tier 1 risk-based capital ratio
  • 10.73%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $190,373Average earning assets
  • $18,023Average equity
  • $171,760Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Valley Bank, Menomonie.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents