Washington County National Bank in Williamsport, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 06, 1997

  • Washington County National Bank in Williamsport, Maryland (MD)
  • Show street view No street view available for this location

Washington County National Bank - Overview

  • General
  • FDIC Certificate #: 4876
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: American Trust Bank, National Association (#6770)
    Federal Reserve ID: 527824
    Date Established: January 01, 1815
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 9 (Interstate: No)
    OTS Docket #: 14153
    FDIC's unique #: 3245
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 06, 1997
    Last Structure Change Process Date: June 13, 1997
    Last Data Update: June 14, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 14 West Potomac Street, Williamsport, MD 21795
    County: Washington
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Baltimore
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Hagerstown, MD (#3180)
    Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
    Core Based Statistical Area (CBSA): Hagerstown-Martinsburg, MD-WV (#25180)
    CBSA Metro Statistical Area: Hagerstown-Martinsburg, MD-WV (#25180)
  • Financial Summary
  • Total assets: $147.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $85Total assets
  • $147,885Cash and due from depository institutions
  • $4,198Interest-bearing balances
  • $0Securities
  • $45,332Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $91,488Loan loss allowance
  • $1,484Trading account assets
  • $0Bank premises and fixed assets
  • $3,538Other real estate owned
  • $715Goodwill and other intangibles
  • $2,171Life insurance assets
  • $443All other assets
  • $0Total liabilities and capital
  • $147,885Total liabilities
  • $134,634Total deposits
  • $132,096Interest-bearing deposits
  • $115,711Deposits held in domestic offices
  • 132096.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $1,275Trading liabilities
  • $0Other borrowed funds
  • $303Subordinated debt
  • $0All other liabilities
  • $960Total equity capital
  • $960Total bank equity capital
  • $13,251Perpetual preferred stock
  • $0Common stock
  • $4,688Surplus
  • $4,688Undivided profits
  • Memoranda
  • $3,875Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $450Income earned, not collected on loans
  • $409Earning assets
  • $136,820Long-term assets (5+ years)
  • $24,618Average Assets, year-to-date
  • $143,956Average Assets, quarterly
  • $147,157Volatile liabilities
  • $8,053Insider loans
  • $791FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $7,472Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $12,807Total risk weighted assets
  • $79,983Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $10,469Total interest expense
  • $4,287Net interest income
  • $6,182Provision for loan and lease losses
  • -$180Total noninterest income
  • $807Fiduciary activities
  • $0Service charges on deposit accounts
  • $357Trading account gains & fees
  • $0Additional noninterest income
  • $450Total noninterest expense
  • $4,510Salaries and employee benefits
  • $2,605Premises and equipment expense
  • $459Additional noninterest expense
  • $1,446Pre-tax net operating income
  • $2,659Securities gains (losses)
  • -$49Applicable income taxes
  • $795Income before extraordinary items
  • $1,815Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,815Net charge-offs
  • $6Cash dividends
  • $735Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.90%Cost of funding earning assets
  • 3.24%Net interest margin
  • 4.67%Noninterest income to earning assets
  • 0.61%Noninterest expense to earning assets
  • 3.41%Net operating income to assets
  • 1.28%Return on assets (ROA)
  • 1.26%Pretax return on assets
  • 1.81%Return on equity (ROE)
  • 14.50%Retained earnings to average equity (YTD only)
  • 8.63%Net charge-offs to loans
  • 0.01%Credit loss provision to net charge-offs
  • -3000.00%Efficiency ratio
  • 63,815Assets per employee
  • 1.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 40.50%Loss allowance to loans
  • 1.60%Loss allowance to noncurrent loans
  • 329.78%Noncurrent assets plus other real estate owned to assets
  • 0.79%Noncurrent loans to loans
  • 0.48%Net loans and leases to deposits
  • 69.26%Net loans and leases to core deposits
  • 72.83%Equity capital to assets
  • 8.96%Core capital (leverage) ratio
  • 8.73%Tier 1 risk-based capital ratio
  • 16.01%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $143,956Average earning assets
  • $12,521Average equity
  • $132,445Average loans
Delsie Hartnett
May 12, 2022 @ 10:10 am
I have a interest income from Washington County National Bk in Williamsport Md. 21795. The statement belongs to Daniel J. Hartnett. The Identifying number is 52-0522570.and Account number is 2090376. I need to find some information about this account. This statement was in 1994. Just found this. Could you please get back with me.

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