Wesbanco Bank Barnesville in Barnesville, Ohio (OH)



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Wesbanco Bank Barnesville
GeneralFDIC Certificate #: 6525
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Wesbanco Bank, Inc. (#803)
Federal Reserve ID: 113012
Date Established: March 18, 1865
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 6 (Interstate: No)
FDIC's unique #: 4364
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 17, 1998
Last Structure Change Process Date: August 12, 1998
Last Data Update: August 12, 1998
Data Source Date: April 05, 2012
LocationAddress: 101 East Main Street, Barnesville, OH 43713
County: Belmont
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Atlanta
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Wheeling, WV-OH (#9000)
Core Based Statistical Area (CBSA): Wheeling, WV-OH (#48540)
CBSA Metro Statistical Area: Wheeling, WV-OH (#48540)
Financial SummaryTotal assets: $162.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)
(Dollar figures in thousands)
Total employees (full-time equivalent)66
Total assets$156,328
Cash and due from depository institutions$4,382
Interest-bearing balances$0
Securities$59,896
Federal funds sold & reverse repurchase agreements$6,405
Net loans & leases$81,581
Loan loss allowance $1,246
Trading account assets$0
Bank premises and fixed assets$1,925
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$2,139
Life insurance assets$0
Total liabilities and capital$156,328
Total liabilities$143,789
Total deposits$135,507
Interest-bearing deposits$121,446
Deposits held in domestic offices$135,507
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $4,351
Trading liabilities$0
Other borrowed funds $885
Subordinated debt $0
All other liabilities $3,046
Total equity capital$12,539
Total bank equity capital$12,539
Perpetual preferred stock$12,539
Common stock$0
Surplus$1,000
Undivided profits $2,000
Memoranda
Noncurrent loans and leases $9,539
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $1,116
Long-term assets (5+ years) $0
Average Assets, year-to-date $365
Average Assets, quarterly $147,882
Volatile liabilities $70,128
Insider loans $149,255
FHLB advances $155,822
Loans and leases held for sale $14,195
Unused loan commitments $271
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $0
Total risk weighted assets $0
Total unused commitments $7,157
Restructured Loans and leases $0
Derivatives$81,005
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Income and Expense (December 31, 1997)
(Dollar figures in thousands)
Total interest income $10,489
Total interest expense $5,298
Net interest income $5,191
Provision for loan and lease losses $494
Total noninterest income $669
Fiduciary activities $2
Service charges on deposit accounts $407
Trading account gains & fees $0
Additional noninterest income $260
Total noninterest expense $3,360
Salaries and employee benefits $1,715
Premises and equipment expense $374
Additional noninterest expense $1,271
Pre-tax net operating income $2,006
Securities gains (losses) $32
Applicable income taxes $336
Income before extraordinary items $1,702
Extraordinary gains - net $0
Net income attributable to bank $1,702
Net charge-offs $0
Cash dividends $0
Sale, conversion, retirement of capital stock, net $559
Net operating income $1,500
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Performance and Condition Ratios (December 31, 1997)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets7.47%
Cost of funding earning assets 3.77%
Net interest margin 3.70%
Noninterest income to earning assets 0.48%
Noninterest expense to earning assets 2.39%
Net operating income to assets 1.12%
Return on assets (ROA) 1.14%
Pretax return on assets 1.37%
Return on equity (ROE) 13.57%
Retained earnings to average equity (YTD only) 1.61%
Net charge-offs to loans 0.67%
Credit loss provision to net charge-offs 88.37%
Efficiency ratio4.47%
Assets per employee$57,338
Cash dividends to net income (YTD only)2.37%
Condition Ratios (%)
Loss allowance to loans 88.13%
Loss allowance to noncurrent loans 1.50%
Noncurrent assets plus other real estate owned to assets 111.65%
Noncurrent loans to loans 0.71%
Net loans and leases to deposits1.35%
Net loans and leases to core deposits 60.20%
Equity capital to assets 64.47%
Core capital (leverage) ratio 8.02%
Tier 1 risk-based capital ratio 7.77%
Total risk-based capital ratio 14.98%
Memoranda
Average assets$16
Average earning assets$149,255
Average equity $12,546
Average loans $140,442
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