Wesbanco Bank Barnesville in Barnesville, Ohio (OH)

Show street view No street view available for this location
Table of contents:
Wesbanco Bank Barnesville
GeneralFDIC Certificate #: 6525
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Wesbanco Bank, Inc. (#803)
Federal Reserve ID: 113012
Date Established: March 18, 1865
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 6 (Interstate: No)
FDIC's unique #: 4364
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 17, 1998
Last Structure Change Process Date: August 12, 1998
Last Data Update: August 12, 1998
Data Source Date: April 05, 2012
LocationAddress: 101 East Main Street, Barnesville, OH 43713
County: Belmont
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Atlanta
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Wheeling, WV-OH (#9000)
Core Based Statistical Area (CBSA): Wheeling, WV-OH (#48540)
CBSA Metro Statistical Area: Wheeling, WV-OH (#48540)
Financial SummaryTotal assets: $162.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)
(Dollar figures in thousands)
Total employees (full-time equivalent)66
Total assets$156,328
Cash and due from depository institutions$4,382
Interest-bearing balances$0
Federal funds sold & reverse repurchase agreements$6,405
Net loans & leases$81,581
Loan loss allowance $1,246
Trading account assets$0
Bank premises and fixed assets$1,925
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$2,139
Life insurance assets$0
Total liabilities and capital$156,328
Total liabilities$143,789
Total deposits$135,507
Interest-bearing deposits$121,446
Deposits held in domestic offices$135,507
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $4,351
Trading liabilities$0
Other borrowed funds $885
Subordinated debt $0
All other liabilities $3,046
Total equity capital$12,539
Total bank equity capital$12,539
Perpetual preferred stock$12,539
Common stock$0
Undivided profits $2,000
Noncurrent loans and leases $9,539
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $1,116
Long-term assets (5+ years) $0
Average Assets, year-to-date $365
Average Assets, quarterly $147,882
Volatile liabilities $70,128
Insider loans $149,255
FHLB advances $155,822
Loans and leases held for sale $14,195
Unused loan commitments $271
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $0
Total risk weighted assets $0
Total unused commitments $7,157
Restructured Loans and leases $0
Back to page top, Back to table top

Income and Expense (December 31, 1997)
(Dollar figures in thousands)
Total interest income $10,489
Total interest expense $5,298
Net interest income $5,191
Provision for loan and lease losses $494
Total noninterest income $669
Fiduciary activities $2
Service charges on deposit accounts $407
Trading account gains & fees $0
Additional noninterest income $260
Total noninterest expense $3,360
Salaries and employee benefits $1,715
Premises and equipment expense $374
Additional noninterest expense $1,271
Pre-tax net operating income $2,006
Securities gains (losses) $32
Applicable income taxes $336
Income before extraordinary items $1,702
Extraordinary gains - net $0
Net income attributable to bank $1,702
Net charge-offs $0
Cash dividends $0
Sale, conversion, retirement of capital stock, net $559
Net operating income $1,500
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 1997)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets7.47%
Cost of funding earning assets 3.77%
Net interest margin 3.70%
Noninterest income to earning assets 0.48%
Noninterest expense to earning assets 2.39%
Net operating income to assets 1.12%
Return on assets (ROA) 1.14%
Pretax return on assets 1.37%
Return on equity (ROE) 13.57%
Retained earnings to average equity (YTD only) 1.61%
Net charge-offs to loans 0.67%
Credit loss provision to net charge-offs 88.37%
Efficiency ratio4.47%
Assets per employee$57,338
Cash dividends to net income (YTD only)2.37%
Condition Ratios (%)
Loss allowance to loans 88.13%
Loss allowance to noncurrent loans 1.50%
Noncurrent assets plus other real estate owned to assets 111.65%
Noncurrent loans to loans 0.71%
Net loans and leases to deposits1.35%
Net loans and leases to core deposits 60.20%
Equity capital to assets 64.47%
Core capital (leverage) ratio 8.02%
Tier 1 risk-based capital ratio 7.77%
Total risk-based capital ratio 14.98%
Average assets$16
Average earning assets$149,255
Average equity $12,546
Average loans $140,442
Back to page top, Back to table top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Wesbanco Bank Barnesville.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.