Wesbanco Bank Parkersburg in Parkersburg, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 15, 2000

  • Wesbanco Bank Parkersburg in Parkersburg, West Virginia (WV)
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Wesbanco Bank Parkersburg - Overview

  • General
  • FDIC Certificate #: 6174
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wesbanco Bank, Inc. (#803)
    Federal Reserve ID: 823834
    Date Established: August 18, 1903
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 16 (Interstate: No)
    OTS Docket #: 11245
    FDIC's unique #: 4158
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 15, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 415 Market Street, Parkersburg, WV 26101
    County: Wood
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Scott Depot
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Parkersburg-Marietta, WV-OH (#6020)
    Core Based Statistical Area (CBSA): Parkersburg-Marietta-Vienna, WV-OH (#37620)
    CBSA Metro Statistical Area: Parkersburg-Marietta-Vienna, WV-OH (#37620)
  • Financial Summary
  • Total assets: $415.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 214Total employees (full-time equivalent)
  • $415,335Total assets
  • $18,991Cash and due from depository institutions
  • $4,131Interest-bearing balances
  • $76,849Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $297,545Net loans & leases
  • $3,911Loan loss allowance
  • $0Trading account assets
  • $10,113Bank premises and fixed assets
  • $1,996Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $9,841All other assets
  • $415,335Total liabilities and capital
  • $376,168Total liabilities
  • $356,153Total deposits
  • $311,373Interest-bearing deposits
  • $356,153Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $7,309Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $7,964Other borrowed funds
  • $0Subordinated debt
  • $4,742All other liabilities
  • $39,167Total equity capital
  • $39,167Total bank equity capital
  • $39,167Perpetual preferred stock
  • $0Common stock
  • $8,000Surplus
  • $3,587Undivided profits
  • Memoranda
  • $27,580Noncurrent loans and leases
  • $30,308Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,076Earning assets
  • $0Long-term assets (5+ years)
  • $1,408Average Assets, year-to-date
  • $378,525Average Assets, quarterly
  • $128,321Volatile liabilities
  • $423,811Insider loans
  • $420,459FHLB advances
  • $36,783Loans and leases held for sale
  • $5,317Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $30,308Total unused commitments
  • $76Restructured Loans and leases
  • $3,644Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $30,168Total interest income
  • $12,935Total interest expense
  • $17,233Net interest income
  • $184Provision for loan and lease losses
  • $2,678Total noninterest income
  • $508Fiduciary activities
  • $1,651Service charges on deposit accounts
  • $0Trading account gains & fees
  • $519Additional noninterest income
  • $13,326Total noninterest expense
  • $6,664Salaries and employee benefits
  • $2,096Premises and equipment expense
  • $4,566Additional noninterest expense
  • $6,401Pre-tax net operating income
  • $61Securities gains (losses)
  • $2,117Applicable income taxes
  • $4,345Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,345Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $401Sale, conversion, retirement of capital stock, net
  • $900Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.80%Yield on earning assets
  • 3.35%Cost of funding earning assets
  • 4.46%Net interest margin
  • 0.69%Noninterest income to earning assets
  • 3.45%Noninterest expense to earning assets
  • 1.02%Net operating income to assets
  • 1.03%Return on assets (ROA)
  • 1.52%Pretax return on assets
  • 11.30%Return on equity (ROE)
  • 8.96%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 45.89%Credit loss provision to net charge-offs
  • 16.42%Efficiency ratio
  • 66,928Assets per employee
  • 1.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 20.71%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 127.15%Noncurrent assets plus other real estate owned to assets
  • 1.22%Noncurrent loans to loans
  • 1.02%Net loans and leases to deposits
  • 83.54%Net loans and leases to core deposits
  • 89.71%Equity capital to assets
  • 9.43%Core capital (leverage) ratio
  • 9.64%Tier 1 risk-based capital ratio
  • 13.87%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $423,811Average earning assets
  • $38,457Average equity
  • $386,577Average loans

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