Western Alliance Bank in Phoenix, Arizona (AZ), NV
Overview, Financial Summary, Detailed Financial Reports, Branches

Western Alliance Bank - Overview

  • General
  • FDIC Certificate #: 57512
    Status: Active
    Federal Reserve ID: 3138146
    Bank Holding Company (Regulatory Top Holder): Western Alliance Bancorporation (RSSDID: 2349815, Location: Phoenix, AZ)
    Date Established: Febuary 03, 2003
    WWW: http://www.alliancebankofarizona.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 17 (Domestic: 17, Interstate: Yes)
    FDIC's unique #: 364554
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 03, 2003
    Last Structure Change Effective Date: December 31, 2010
    Last Structure Change Process Date: January 05, 2011
    Last Data Update: January 05, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: One East Wasington Street Suite 1400, Phoenix, AZ 85004
    County: Maricopa
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Phoenix
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Phoenix-Mesa, AZ (#6200)
    Core Based Statistical Area (CBSA): Phoenix-Mesa-Glendale, AZ (#38060)
    CBSA Metro Statistical Area: Phoenix-Mesa-Glendale, AZ (#38060)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
    Change in Location
    Name Change
  • Financial Summary
  • Total assets: $2,234.7 mil
    Equity capital: $192.7 mil
    Deposits held in domestic offices: $1,877.5 mil
    Return on assets (ROA): 0.97% ($21.7 mil)
    Quarterly return on assets: 1.05% ($23.5 mil)
    Return on Equity (ROE): 11.11% ($21.4 mil)
    Quarterly return on equity: 11.82% ($22.8 mil)
    Net income: $19.8 mil
    Quarterly Net income: $5.6 mil
    Pretax return on assets: 1.50% ($33,520.5 mil)
    Quarterly Pretax return on assets: 1.57% ($35,084.8 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 225Total employees (full-time equivalent)
  • $2,234,702Total assets
  • $35,638Cash and due from depository institutions
  • $5,470Interest-bearing balances
  • $448,666Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,623,201Net loans & leases
  • $21,640Loan loss allowance
  • $6,409Trading account assets
  • $35,120Bank premises and fixed assets
  • $7,773Other real estate owned
  • $4,254Goodwill and other intangibles
  • $2,234,702Life insurance assets
  • $73,641All other assets
  • $2,041,959Total liabilities and capital
  • $1,877,475Total liabilities
  • $1,461,345Total deposits
  • $1,877,475Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 71009.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $55,000Trading liabilities
  • $23,000Other borrowed funds
  • $15,475Subordinated debt
  • $192,743All other liabilities
  • $192,743Total equity capital
  • $192,743Total bank equity capital
  • $0Perpetual preferred stock
  • $97,343Common stock
  • $165,247Surplus
  • $-69,847Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $17,035Income earned, not collected on loans
  • $1,922Earning assets
  • $7,854Long-term assets (5+ years)
  • $2,083,746Average Assets, year-to-date
  • $588,269Average Assets, quarterly
  • $2,054,171Volatile liabilities
  • $2,153,915Insider loans
  • $1,944,580FHLB advances
  • $2,128,033Loans and leases held for sale
  • $39,497Unused loan commitments
  • $8,579Tier 1 (core) risk-based capital
  • $188,328Tier 2 risk-based capital
  • $10,924Total risk weighted assets
  • $19,994Total unused commitments
  • $336,015Restructured Loans and leases
  • $720Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $94,232Total interest income
  • $11,281Total interest expense
  • $82,951Net interest income
  • $10,076Provision for loan and lease losses
  • $4,551Total noninterest income
  • $0Fiduciary activities
  • $1,985Service charges on deposit accounts
  • $213Trading account gains & fees
  • $2,353Additional noninterest income
  • $47,385Total noninterest expense
  • $20,773Salaries and employee benefits
  • $7,433Premises and equipment expense
  • $19,179Additional noninterest expense
  • $30,041Pre-tax net operating income
  • $694Securities gains (losses)
  • $10,890Applicable income taxes
  • $19,845Income before extraordinary items
  • $0Extraordinary gains - net
  • $19,845Net income attributable to bank
  • $0Net charge-offs
  • $19,845Cash dividends
  • $8,822Sale, conversion, retirement of capital stock, net
  • $2,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.97%Yield on earning assets
  • 0.59%Cost of funding earning assets
  • 4.37%Net interest margin
  • 0.24%Noninterest income to earning assets
  • 2.50%Noninterest expense to earning assets
  • 0.94%Net operating income to assets
  • 0.97%Return on assets (ROA)
  • 1.50%Pretax return on assets
  • 11.11%Return on equity (ROE)
  • 9.99%Retained earnings to average equity (YTD only)
  • 0.61%Net charge-offs to loans
  • 114.21%Credit loss provision to net charge-offs
  • 4.55%Efficiency ratio
  • 53,234Assets per employee
  • 9.93%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 10.08%Loss allowance to loans
  • 1.32%Loss allowance to noncurrent loans
  • 127.03%Noncurrent assets plus other real estate owned to assets
  • 1.11%Noncurrent loans to loans
  • 1.04%Net loans and leases to deposits
  • 86.46%Net loans and leases to core deposits
  • 125.82%Equity capital to assets
  • 8.62%Core capital (leverage) ratio
  • 8.85%Tier 1 risk-based capital ratio
  • 9.68%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $2,054,171Average earning assets
  • $178,551Average equity
  • $1,897,087Average loans

List of branches

  • 9 Arizona Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0364554Western Alliance BankOne East Wasington Street Suite 1400, Phoenix, AZ 85004Febuary 03, 2003Full Service Brick and Mortar
    1419557Swan Corporate4703 E. Camp Lowell Drive, Tucson, AZ 85712March 03, 2003Full Service Brick and Mortar
    2430251Scottsdale Centre Branch7373 North Scottsdale Road, Suite A195, Scottsdale, AZ 85253November 24, 2003Full Service Brick and Mortar
    4442483Williams Centre Office200 South Craycroft Road, Tucson, AZ 85711July 01, 2005Full Service Brick and Mortar
    5443068Phoenix Plaza Branch2901 N. Central Ave., Ste. 100, Phoenix, AZ 85012August 02, 2004Full Service Brick and Mortar
    8466639Sedona Branch6486 Highway 179, Suite 110, Sedona, AZ 86351November 20, 2006Full Service Brick and Mortar
    9466640Flagstaff Branch214 East Birch Ave., Flagstaff, AZ 86001March 05, 2007Full Service Brick and Mortar
    10469060Mesa Branch1110 East Baseline Road, Mesa, AZ 85204October 29, 2007Full Service Brick and Mortar
    19521935Camelback Branch2701 East Camelback Road, Phoenix, AZ 85016December 31, 2010Full Service Brick and Mortar
  • 8 Nevada Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    1176168Reno Main Branch5335 Kietzke Lane, Reno, NV 89509September 27, 1999Full Service Brick and Mortar
    12362924Sparks Branch725 Sparks Boulevard, Sparks, NV 89434Febuary 01, 2002Full Service Brick and Mortar
    13433876I-80 & Robb Drive Branch6290 Sharlands Avenue, Reno, NV 89523January 05, 2005Full Service Brick and Mortar
    14439718Fallon Office Branch2061 West Williams Avenue, Fallon, NV 89406April 04, 2005Full Service Brick and Mortar
    15443311Kietzke Financial Center Branch5335 Kietzke Lane, Reno, NV 89511January 24, 2005Limited Service Messenger
    16470561Spanish Springs381 Los Altos Parkway, Sparks, NV 89436January 24, 2008Full Service Brick and Mortar
    17474006Sparks Industrial980 South Mccarran Blvd., Sparks, NV 89431April 21, 2008Full Service Brick and Mortar
    18506563Carson City Branch1818 East College Parkway, Carson City, NV 89706March 01, 2010Full Service Brick and Mortar

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