Academy Bank, National Association in Colorado Springs, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Academy Bank, National Association in Colorado Springs, Colorado (CO)
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Academy Bank, National Association - Overview

  • General
  • FDIC Certificate #: 19600
    Status: Active
    Federal Reserve ID: 535753
    Bank Holding Company (Regulatory Top Holder): Dickinson Financial Corporation Ii (RSSDID: 2107707, Location: Kansas City, MO)
    Date Established: June 15, 1966
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 54 (Domestic: 54, Interstate: No)
    FDIC's unique #: 13399
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: June 15, 1966
    Last Structure Change Effective Date: March 28, 2008
    Last Structure Change Process Date: June 10, 2008
    Last Data Update: June 10, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 2835 Briargate Boulevard, Colorado Springs, CO 80920
    County: El Paso
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Colorado Springs, CO (#1720)
    Core Based Statistical Area (CBSA): Colorado Springs, CO (#17820)
    CBSA Metro Statistical Area: Colorado Springs, CO (#17820)
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $282.1 mil
    Equity capital: $55.4 mil
    Deposits held in domestic offices: $218.0 mil
    Return on assets (ROA): 1.82% ($5.1 mil)
    Quarterly return on assets: 2.12% ($6.0 mil)
    Return on Equity (ROE): 10.56% ($5.8 mil)
    Quarterly return on equity: 11.19% ($6.2 mil)
    Net income: $5.5 mil
    Quarterly Net income: $1.5 mil
    Pretax return on assets: 2.99% ($8,434.3 mil)
    Quarterly Pretax return on assets: 3.48% ($9,816.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 267Total employees (full-time equivalent)
  • $282,084Total assets
  • $59,736Cash and due from depository institutions
  • $39,054Interest-bearing balances
  • $76,758Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $103,848Net loans & leases
  • $10,295Loan loss allowance
  • $0Trading account assets
  • $7,450Bank premises and fixed assets
  • $22,668Other real estate owned
  • $692Goodwill and other intangibles
  • $282,084Life insurance assets
  • $10,932All other assets
  • $226,662Total liabilities and capital
  • $217,978Total liabilities
  • $169,807Total deposits
  • $217,978Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 171.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $8,513Subordinated debt
  • $55,422All other liabilities
  • $55,422Total equity capital
  • $55,422Total bank equity capital
  • $0Perpetual preferred stock
  • $12,000Common stock
  • $2,400Surplus
  • $41,022Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $180Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $19,488Income earned, not collected on loans
  • $0Earning assets
  • $572Long-term assets (5+ years)
  • $219,660Average Assets, year-to-date
  • $66,642Average Assets, quarterly
  • $302,869Volatile liabilities
  • $287,998Insider loans
  • $152,405FHLB advances
  • $278,085Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $54,155Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,315Restructured Loans and leases
  • $10Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,700Total interest income
  • $1,009Total interest expense
  • $7,691Net interest income
  • $3,850Provision for loan and lease losses
  • $28,117Total noninterest income
  • $0Fiduciary activities
  • $26,389Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,728Additional noninterest income
  • $22,937Total noninterest expense
  • $9,510Salaries and employee benefits
  • $3,546Premises and equipment expense
  • $9,881Additional noninterest expense
  • $9,021Pre-tax net operating income
  • $26Securities gains (losses)
  • $3,525Applicable income taxes
  • $5,522Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,522Net income attributable to bank
  • $0Net charge-offs
  • $5,522Cash dividends
  • $4,622Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.63%Yield on earning assets
  • 0.42%Cost of funding earning assets
  • 3.21%Net interest margin
  • 11.73%Noninterest income to earning assets
  • 9.57%Noninterest expense to earning assets
  • 1.82%Net operating income to assets
  • 1.82%Return on assets (ROA)
  • 2.99%Pretax return on assets
  • 10.56%Return on equity (ROE)
  • 10.56%Retained earnings to average equity (YTD only)
  • 3.36%Net charge-offs to loans
  • 83.30%Credit loss provision to net charge-offs
  • 2.78%Efficiency ratio
  • 63,751Assets per employee
  • 1.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 9.02%Loss allowance to noncurrent loans
  • 52.83%Noncurrent assets plus other real estate owned to assets
  • 14.94%Noncurrent loans to loans
  • 17.07%Net loans and leases to deposits
  • 47.64%Net loans and leases to core deposits
  • 47.94%Equity capital to assets
  • 19.65%Core capital (leverage) ratio
  • 19.47%Tier 1 risk-based capital ratio
  • 35.53%Total risk-based capital ratio
  • Memoranda
  • $37Average assets
  • $302,869Average earning assets
  • $52,295Average equity
  • $239,628Average loans

List of branches

  • 54 Colorado Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013399Academy Bank, National Association2835 Briargate Boulevard, Colorado Springs, CO 80920June 15, 1966Full Service Brick and Mortar
    2301152Razorback Road Branch8250 Razorback Road, Colorado Springs, CO 80920April 28, 2000Full Service Retail
    3301153Hwy 85/87 Branch6510 U.S. Highway 85/87, Fountain, CO 80817April 28, 2000Full Service Retail
    4357141Platte Branch3201 E. Platte Avenue, Colorado Springs, CO 80909May 15, 2000Full Service Retail
    5357142Colorado Springs Branch707 South 8th Street, Colorado Springs, CO 80905May 15, 2000Full Service Retail
    6358760Dillon Drive Branch4200 Dillon Drive, Pueblo, CO 81008September 11, 2000Full Service Retail
    7358761Englewood Parkway Branch601 Englewood Parkway, Englewood, CO 80110September 20, 2000Full Service Retail
    8362833Magnolia Branch1250 E. Magnolia, Fort Collins, CO 80524October 24, 2001Full Service Retail
    9362835Bromley Lane Wal-Mart60 West Bromley Lane, Brighton, CO 80601July 25, 2001Full Service Retail
    10364274Walmart Aurora Branch9400 East Hampden Avenue, Aurora, CO 80014June 28, 2002Full Service Retail
    11364499Greeley Branch3103 23rd Avenue, Greeley, CO 80631June 25, 2001Full Service Retail
    13365017Loveland BranchSwc Highway 34 And Denver Street, Loveland, CO 80537April 17, 2002Full Service Retail
    14365450Walmart Pueblo Branch4080 West Northern Avenue, Pueblo, CO 81001July 10, 2002Full Service Retail
    15419497Stapleton Branch7800 E. Smith Road, Denver, CO 80207August 15, 2002Full Service Retail
    16428829Grand Junction Branch2881 North Avenue, Grand Junction, CO 81501Febuary 24, 2004Full Service Retail
    17429311Palmer Park Branch1650 Space Center Drive, Colorado Springs, CO 80915April 06, 2004Limited Service Facility
    18429629Woodmen Branch5550 East Woodmen, Colorado Springs, CO 80920January 16, 2004Full Service Retail
    19429630Littleton Branch13420 Coal Mine Road, Littleton, CO 80127January 15, 2004Full Service Retail
    20429631Grand Junction North Branch2545 Rimrock Avenue, Grand Junction, CO 81505Febuary 15, 2004Full Service Retail
    21429632Briargate Office2835 Briargate Blvd, Colorado Springs, CO 80920January 15, 2004Full Service Brick and Mortar
    22433493Dahlia Street Branch5990 Dahlia Street, Commerce City, CO 80022October 31, 2004Full Service Retail
    23437903Thornton Branch98th And Grant, Thornton, CO 80229January 26, 2005Full Service Retail
    24437904Centennial Branch10900 East Briarwood Avenue, Centennial, CO 80112January 26, 2005Full Service Retail
    2543966847th Avenue Branch920 47th Avenue, Greeley, CO 80634March 15, 2005Full Service Retail
    26440197Yoder Avenue Branch171 Yoder Avenue, Avon, CO 81620March 31, 2005Full Service Retail
    27440202Colfax Branch7455 West Colfax Avenue, Lakewood, CO 80214March 23, 2005Full Service Retail
    28440696South Townsend Branch16750 South Townsend, Montrose, CO 81401April 22, 2005Full Service Retail
    29443061Aurora Smokey Hill Branch6101 South Aurora Parkway, Aurora, CO 80016October 01, 2004Full Service Retail
    30443553Broomfield Branch500 Summit Boulevard, Broomfield, CO 80021August 01, 2004Full Service Retail
    31445954La Junta Branch6 Conley Road, La Junta, CO 81050September 30, 2005Full Service Retail
    32445955Sterling Branch1510 West Main Street, Sterling, CO 80751September 28, 2005Full Service Retail
    33446024Westminster Branch9499 Sheridan Boulevard, Westminster, CO 80031October 26, 2005Full Service Retail
    34447891Downtown Colo Sprs Main BranchOne South Tejon Street, Colorado Springs, CO 80903December 22, 2005Full Service Brick and Mortar
    35449800Aurora Tower Center Branch9600 E Hampden Ave, Denver, CO 80231November 09, 2005Full Service Brick and Mortar
    364505831575 Space Center Drive Branch1575 Space Center Drive, Colorado Springs, CO 80915March 15, 2006Full Service Retail
    37454115Tower Road Branch3301 North Tower Road, Aurora, CO 80011November 09, 2005Full Service Retail
    38454116Pueblo West Branch78 N. Mcculloch Blve, Pueblo, CO 81007April 01, 2006Full Service Retail
    39454117Denver Tech Branch8110 E Union Avenue Ste 125, Denver, CO 80237June 01, 2006Full Service Brick and Mortar
    40454118Longmont Branch2514 Main Street, Longmont, CO 80504January 01, 2006Full Service Retail
    41461020Westminster 136th Ave Branch200 West 135th Avenue, Westminster, CO 80020January 19, 2007Full Service Retail
    42463399Ft. Morgan Branch1300 Barlow Road, Fort Morgan, CO 80701April 04, 2007Full Service Retail
    43463653Rifle Branch1000 Airport Road, Rifle, CO 81650May 02, 2007Full Service Retail
    44465809Delta Branch37 Stafford Lane, Delta, CO 81416June 06, 2007Full Service Retail
    45465810Monument Branch16218 Jackson Creek Parkway, Monument, CO 80132September 20, 2006Full Service Retail
    46467918Peyton Branch11550 Meridan Road, Peyton, CO 80831July 18, 2007Full Service Retail
    47468031Lafayette Branch745 Us Highway 287, Lafayette, CO 80026August 08, 2007Full Service Retail
    48469329Loveland North Branch250 West 65th Street, Loveland, CO 80538September 19, 2007Full Service Retail
    49469330Woodland Park Branch19600 E. Us Highway 24, Woodland Park, CO 80863September 19, 2007Full Service Retail
    50470069Golden Branch952 Swede Gulch Road, Golden, CO 80401November 07, 2007Full Service Retail
    51359263Castle Rock Branch4400 Front Street, Castle Rock, CO 80104March 02, 2000Full Service Retail
    52359923Parker Branch11101 South Parker Road, Parker, CO 80134August 28, 2000Full Service Retail
    53476612Aurora South Financial Center5650 South Chambers Rd, Aurora, CO 80015December 31, 2006Full Service Retail
    54477835Highlands Branch6675 Business Center Drive, Highlands Ranch, CO 80130April 30, 2008Full Service Retail
    55479181Westminster South Branch7155 Sheridan Blvd, Westminster, CO 80003May 01, 2008Full Service Retail

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