The Bank at Broadmoor in Colorado Springs, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Bank at Broadmoor - Overview

  • General
  • FDIC Certificate #: 23058
    Status: Active
    Federal Reserve ID: 776659
    Bank Holding Company (Regulatory Top Holder): Carlile Bancshares, Inc. (RSSDID: 3975770, Location: Fort Worth, TX)
    Date Established: Febuary 14, 1980
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 16147
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 14, 1980
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 155 Lake Avenue, Colorado Springs, CO 80906
    County: El Paso
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Colorado Springs, CO (#1720)
    Core Based Statistical Area (CBSA): Colorado Springs, CO (#17820)
    CBSA Metro Statistical Area: Colorado Springs, CO (#17820)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $179.7 mil
    Equity capital: $21.0 mil
    Deposits held in domestic offices: $156.1 mil
    Return on assets (ROA): 0.39% ($0.7 mil)
    Quarterly return on assets: 1.10% ($2.0 mil)
    Return on Equity (ROE): 3.97% ($0.8 mil)
    Quarterly return on equity: 9.48% ($2.0 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 0.61% ($1,096.4 mil)
    Quarterly Pretax return on assets: 1.66% ($2,983.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $179,734Total assets
  • $10,962Cash and due from depository institutions
  • $3,824Interest-bearing balances
  • $43,020Securities
  • $22,963Federal funds sold & reverse repurchase agreements
  • $78,189Net loans & leases
  • $267Loan loss allowance
  • $0Trading account assets
  • $7,503Bank premises and fixed assets
  • $3,311Other real estate owned
  • $8,786Goodwill and other intangibles
  • $179,734Life insurance assets
  • $5,000All other assets
  • $158,773Total liabilities and capital
  • $156,112Total liabilities
  • $100,214Total deposits
  • $156,112Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,661Subordinated debt
  • $20,961All other liabilities
  • $20,961Total equity capital
  • $20,961Total bank equity capital
  • $0Perpetual preferred stock
  • $494Common stock
  • $19,778Surplus
  • $689Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $178Income earned, not collected on loans
  • $0Earning assets
  • $465Long-term assets (5+ years)
  • $147,996Average Assets, year-to-date
  • $14,165Average Assets, quarterly
  • $175,564Volatile liabilities
  • $178,343Insider loans
  • $100,482FHLB advances
  • $169,503Loans and leases held for sale
  • $3,251Unused loan commitments
  • $3,251Tier 1 (core) risk-based capital
  • $11,624Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10,798Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,789Total interest income
  • $77Total interest expense
  • $2,712Net interest income
  • $316Provision for loan and lease losses
  • $423Total noninterest income
  • $0Fiduciary activities
  • $106Service charges on deposit accounts
  • $0Trading account gains & fees
  • $317Additional noninterest income
  • $1,746Total noninterest expense
  • $830Salaries and employee benefits
  • $270Premises and equipment expense
  • $646Additional noninterest expense
  • $1,073Pre-tax net operating income
  • $0Securities gains (losses)
  • $396Applicable income taxes
  • $677Income before extraordinary items
  • $0Extraordinary gains - net
  • $677Net income attributable to bank
  • $0Net charge-offs
  • $677Cash dividends
  • $49Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 1.84%Yield on earning assets
  • 0.05%Cost of funding earning assets
  • 1.79%Net interest margin
  • 0.28%Noninterest income to earning assets
  • 1.15%Noninterest expense to earning assets
  • 0.39%Net operating income to assets
  • 0.39%Return on assets (ROA)
  • 0.61%Pretax return on assets
  • 3.97%Return on equity (ROE)
  • 3.97%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 644.90%Credit loss provision to net charge-offs
  • 28.35%Efficiency ratio
  • 51,962Assets per employee
  • 4.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.34%Loss allowance to noncurrent loans
  • 150.00%Noncurrent assets plus other real estate owned to assets
  • 1.94%Noncurrent loans to loans
  • 0.23%Net loans and leases to deposits
  • 50.09%Net loans and leases to core deposits
  • 51.23%Equity capital to assets
  • 11.66%Core capital (leverage) ratio
  • 6.86%Tier 1 risk-based capital ratio
  • 11.57%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $175,564Average earning assets
  • $17,038Average equity
  • $151,657Average loans

List of branches

  • 4 Colorado Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016147The Bank At Broadmoor155 Lake Avenue, Colorado Springs, CO 80906Febuary 14, 1980Full Service Brick and Mortar
    1255840Downtown Bank501 South Tejon, Colorado Springs, CO 80903September 21, 1994Full Service Brick and Mortar
    2358501Briargate Bank440 Chapel Hills Drive, Colorado Springs, CO 80920September 07, 2000Full Service Brick and Mortar
    34644903216 West Colorado Avenue Branch3216 West Colorado Avenue, Colorado Springs, CO 80904June 13, 2007Full Service Brick and Mortar

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