Peoples National Bank in city_name, state_name - Detailed Financial Reports, Location

Peoples National Bank in Colorado Springs, Colorado (CO)
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Peoples National Bank routing number info

Peoples National Bank - Overview

General
FDIC Certificate #: 22211
Status: Active
Federal Reserve ID: 602356
Bank Holding Company (Regulatory Top Holder): Winter Trust Of 12/3/74 (RSSDID: 1995103, Location: Lawrence, KS)
Date Established: January 16, 1976
WWW: http://www.epeoples.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 8 (Domestic: 8, Interstate: No)
OTS Docket #: 11057
FDIC's unique #: 15431
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 16, 1976
Last Structure Change Effective Date: November 05, 2007
Last Structure Change Process Date: December 13, 2007
Last Data Update: December 13, 2007
Data Source Date: April 05, 2012
Location
Address: 5175 North Academy Boulevard, Colorado Springs, CO 80918
County: El Paso
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Kansas City
FDIC Field Office: Denver
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Colorado Springs, CO (#1720)
Core Based Statistical Area (CBSA): Colorado Springs, CO (#17820)
CBSA Metro Statistical Area: Colorado Springs, CO (#17820)
History of Changes
Change in Location
Name Change
Financial Summary
Total assets: $196.6 mil
Equity capital: $19.1 mil
Deposits held in domestic offices: $148.0 mil
Return on assets (ROA): 0.99% ($2.0 mil)
Quarterly return on assets: 1.30% ($2.6 mil)
Return on Equity (ROE): 9.71% ($1.8 mil)
Quarterly return on equity: 12.94% ($2.5 mil)
Net income: $1.8 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.35% ($2,654.2 mil)
Quarterly Pretax return on assets: 2.06% ($4,050.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
211Total employees (full-time equivalent)
$196,611Total assets
$9,903Cash and due from depository institutions
$8,668Interest-bearing balances
$18,426Securities
$0Federal funds sold & reverse repurchase agreements
$146,519Net loans & leases
$2,707Loan loss allowance
$0Trading account assets
$11,033Bank premises and fixed assets
$4,838Other real estate owned
$252Goodwill and other intangibles
$196,611Life insurance assets
$5,640All other assets
$177,496Total liabilities and capital
$148,045Total liabilities
$115,336Total deposits
$148,045Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$23,720Trading liabilities
$0Other borrowed funds
$5,731Subordinated debt
$19,115All other liabilities
$19,115Total equity capital
$19,115Total bank equity capital
$0Perpetual preferred stock
$288Common stock
$19,840Surplus
$-1,013Undivided profits
Memoranda
$0Noncurrent loans and leases
$74,203Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,184Income earned, not collected on loans
$0Earning assets
$305Long-term assets (5+ years)
$173,613Average Assets, year-to-date
$50,136Average Assets, quarterly
$177,793Volatile liabilities
$187,912Insider loans
$115,393FHLB advances
$189,026Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$17,671Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$8,306Restructured Loans and leases
$19Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,561Total interest income
$641Total interest expense
$5,920Net interest income
$53Provision for loan and lease losses
$20,930Total noninterest income
$0Fiduciary activities
$578Service charges on deposit accounts
$0Trading account gains & fees
$20,352Additional noninterest income
$24,543Total noninterest expense
$17,230Salaries and employee benefits
$1,982Premises and equipment expense
$5,331Additional noninterest expense
$2,254Pre-tax net operating income
$149Securities gains (losses)
$651Applicable income taxes
$1,752Income before extraordinary items
$0Extraordinary gains - net
$1,752Net income attributable to bank
$0Net charge-offs
$1,752Cash dividends
$164Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.26%Yield on earning assets
0.42%Cost of funding earning assets
3.85%Net interest margin
13.60%Noninterest income to earning assets
15.94%Noninterest expense to earning assets
0.92%Net operating income to assets
0.99%Return on assets (ROA)
1.35%Pretax return on assets
9.71%Return on equity (ROE)
9.71%Retained earnings to average equity (YTD only)
0.14%Net charge-offs to loans
32.32%Credit loss provision to net charge-offs
14.07%Efficiency ratio
91,408Assets per employee
0.93%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.81%Loss allowance to noncurrent loans
123.95%Noncurrent assets plus other real estate owned to assets
3.57%Noncurrent loans to loans
1.46%Net loans and leases to deposits
98.97%Net loans and leases to core deposits
100.38%Equity capital to assets
9.72%Core capital (leverage) ratio
9.35%Tier 1 risk-based capital ratio
15.31%Total risk-based capital ratio
Memoranda
$17Average assets
$177,793Average earning assets
$18,041Average equity
$153,925Average loans

List of branches

8 Colorado Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	15431	Peoples National Bank	5175 North Academy Boulevard, Colorado Springs, CO 80918	January 16, 1976	Full Service Brick and Mortar
12	419207	Plaza Branch	551 Highway 105, Monument, CO 80132	April 21, 2003	Limited Service Facility
16	469596	Monument Branch	1899 Woodmoor Drive, Monument, CO 80132	November 05, 2007	Full Service Brick and Mortar
17	254233	Gleneagle Branch	13725 Struthers Road Suite 1, Colorado Springs, CO 80921	March 25, 1996	Full Service Brick and Mortar
19	288112	Widefield Branch	101 Fontaine Boulevard, Colorado Springs, CO 80911	March 03, 1993	Full Service Brick and Mortar
22	468105	Fountain Branch	6830 Mesa Ridge Parkway, Fountain, CO 80817	August 21, 2007	Full Service Brick and Mortar
24	477819	North Tejon Branch	19 North Tejon, Ste 100, Colorado Springs, CO 80903	December 17, 2007	Full Service Brick and Mortar
25	477820	Woodland Park Branch	651 Scott Avenue, Woodland Park, CO 80863	January 14, 2008	Full Service Brick and Mortar

Peoples National Bank in Colorado Springs, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Peoples National Bank in Colorado Springs, Colorado (CO)Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Peoples National Bank in Colorado Springs, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches