Peoples National Bank in Colorado Springs, Colorado (CO)
Other nearby banks:
Show street view
No street view available for this location
Peoples National Bank routing number info
Table of contents:
| Peoples National Bank | |
|---|---|
| General | FDIC Certificate #: 22211 Status: Active Federal Reserve ID: 602356 Bank Holding Company (Regulatory Top Holder): Winter Trust Of 12/3/74 (RSSDID: 1995103, Location: Lawrence, KS) Date Established: January 16, 1976 WWW: http://www.epeoples.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 8 (Domestic: 8, Interstate: No) OTS Docket #: 11057 FDIC's unique #: 15431 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: January 16, 1976 Last Structure Change Effective Date: November 05, 2007 Last Structure Change Process Date: December 13, 2007 Last Data Update: December 13, 2007 Data Source Date: April 05, 2012 |
| Location | Address: 5175 North Academy Boulevard, Colorado Springs, CO 80918 County: El Paso Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Kansas City FDIC Field Office: Denver Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Colorado Springs, CO (#1720) Core Based Statistical Area (CBSA): Colorado Springs, CO (#17820) CBSA Metro Statistical Area: Colorado Springs, CO (#17820) |
| History of Changes | Change in Location Name Change |
| Financial Summary | Total assets: $196.6 mil Equity capital: $19.1 mil Deposits held in domestic offices: $148.0 mil Return on assets (ROA): 0.99% ($2.0 mil) Quarterly return on assets: 1.30% ($2.6 mil) Return on Equity (ROE): 9.71% ($1.8 mil) Quarterly return on equity: 12.94% ($2.5 mil) Net income: $1.8 mil Quarterly Net income: $0.6 mil Pretax return on assets: 1.35% ($2,654.2 mil) Quarterly Pretax return on assets: 2.06% ($4,050.2 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 211 |
| Total assets | $196,611 |
| Cash and due from depository institutions | $9,903 |
| Interest-bearing balances | $8,668 |
| Securities | $18,426 |
| Federal funds sold & reverse repurchase agreements | $0 |
| Net loans & leases | $146,519 |
| Loan loss allowance | $2,707 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $11,033 |
| Other real estate owned | $4,838 |
| Goodwill and other intangibles | $252 |
| All other assets | $5,640 |
| Life insurance assets | $196,611 |
| Total liabilities and capital | $177,496 |
| Total liabilities | $148,045 |
| Total deposits | $115,336 |
| Interest-bearing deposits | $148,045 |
| Deposits held in domestic offices | $97 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $23,720 |
| Other borrowed funds | $0 |
| Subordinated debt | $5,731 |
| All other liabilities | $19,115 |
| Total equity capital | $19,115 |
| Total bank equity capital | $19,115 |
| Perpetual preferred stock | $0 |
| Common stock | $288 |
| Surplus | $19,840 |
| Undivided profits | $-1,013 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $74,203 |
| Income earned, not collected on loans | $2,184 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $305 |
| Average Assets, year-to-date | $173,613 |
| Average Assets, quarterly | $50,136 |
| Volatile liabilities | $177,793 |
| Insider loans | $187,912 |
| FHLB advances | $115,393 |
| Loans and leases held for sale | $189,026 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $17,671 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $8,306 |
| Derivatives | $19 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $6,561 |
| Total interest expense | $641 |
| Net interest income | $5,920 |
| Provision for loan and lease losses | $53 |
| Total noninterest income | $20,930 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $578 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $20,352 |
| Total noninterest expense | $24,543 |
| Salaries and employee benefits | $17,230 |
| Premises and equipment expense | $1,982 |
| Additional noninterest expense | $5,331 |
| Pre-tax net operating income | $2,254 |
| Securities gains (losses) | $149 |
| Applicable income taxes | $651 |
| Income before extraordinary items | $1,752 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $1,752 |
| Net charge-offs | $0 |
| Cash dividends | $1,752 |
| Sale, conversion, retirement of capital stock, net | $164 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 4.26% |
| Cost of funding earning assets | 0.42% |
| Net interest margin | 3.85% |
| Noninterest income to earning assets | 13.60% |
| Noninterest expense to earning assets | 15.94% |
| Net operating income to assets | 0.92% |
| Return on assets (ROA) | 0.99% |
| Pretax return on assets | 1.35% |
| Return on equity (ROE) | 9.71% |
| Retained earnings to average equity (YTD only) | 9.71% |
| Net charge-offs to loans | 0.14% |
| Credit loss provision to net charge-offs | 32.32% |
| Efficiency ratio | 14.07% |
| Assets per employee | $91,408 |
| Cash dividends to net income (YTD only) | 0.93% |
| Condition Ratios (%) | |
| Loss allowance to loans | 0.00% |
| Loss allowance to noncurrent loans | 1.81% |
| Noncurrent assets plus other real estate owned to assets | 123.95% |
| Noncurrent loans to loans | 3.57% |
| Net loans and leases to deposits | 1.46% |
| Net loans and leases to core deposits | 98.97% |
| Equity capital to assets | 100.38% |
| Core capital (leverage) ratio | 9.72% |
| Tier 1 risk-based capital ratio | 9.35% |
| Total risk-based capital ratio | 15.31% |
| Memoranda | |
| Average assets | $17 |
| Average earning assets | $177,793 |
| Average equity | $18,041 |
| Average loans | $153,925 |
| 8 Colorado Branches as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 15431 | Peoples National Bank | 5175 North Academy Boulevard, Colorado Springs, CO 80918 | January 16, 1976 | Full Service Brick and Mortar |  |
| 12 | 419207 | Plaza Branch | 551 Highway 105, Monument, CO 80132 | April 21, 2003 | Limited Service Facility |  |
| 16 | 469596 | Monument Branch | 1899 Woodmoor Drive, Monument, CO 80132 | November 05, 2007 | Full Service Brick and Mortar | |
| 17 | 254233 | Gleneagle Branch | 13725 Struthers Road Suite 1, Colorado Springs, CO 80921 | March 25, 1996 | Full Service Brick and Mortar | |
| 19 | 288112 | Widefield Branch | 101 Fontaine Boulevard, Colorado Springs, CO 80911 | March 03, 1993 | Full Service Brick and Mortar | |
| 22 | 468105 | Fountain Branch | 6830 Mesa Ridge Parkway, Fountain, CO 80817 | August 21, 2007 | Full Service Brick and Mortar | |
| 24 | 477819 | North Tejon Branch | 19 North Tejon, Ste 100, Colorado Springs, CO 80903 | December 17, 2007 | Full Service Brick and Mortar | |
| 25 | 477820 | Woodland Park Branch | 651 Scott Avenue, Woodland Park, CO 80863 | January 14, 2008 | Full Service Brick and Mortar | |
User Contributions:
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Peoples National Bank.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.