The Commerce Bank of Oregon in Portland, Oregon (OR)

Show street view No street view available for this location

The Commerce Bank of Oregon routing number info

Table of contents:
The Commerce Bank of Oregon
GeneralFDIC Certificate #: 58223
Status: Active
Federal Reserve ID: 3374186
Bank Holding Company (Regulatory Top Holder): Zions Bancorporation (RSSDID: 1027004, Location: Salt Lake City, UT)
Date Established: October 26, 2005
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 443028
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: October 26, 2005
Last Structure Change Effective Date: April 13, 2011
Last Structure Change Process Date: April 13, 2011
Last Data Update: April 13, 2011
Data Source Date: April 05, 2012
LocationAddress: 1211 Sw 5th Avenue, Suite 1250, Portland, OR 97204
County: Multnomah
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Portland
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Portland-Vancouver, OR-WA (#6440)
Consolidated Metropolitan Statistical Area (CMSA): Portland-Salem, OR-WA (#79)
Core Based Statistical Area (CBSA): Portland-Vancouver-Hillsboro, OR-WA (#38900)
CBSA Metro Statistical Area: Portland-Vancouver-Hillsboro, OR-WA (#38900)
Financial SummaryTotal assets: $73.6 mil
Equity capital: $14.2 mil
Deposits held in domestic offices: $58.7 mil
Return on assets (ROA): 0.01% ($0.0 mil)
Quarterly return on assets: -0.05% (-$0.0 mil)
Return on Equity (ROE): 0.05% ($0.0 mil)
Quarterly return on equity: -0.28% (-$0.0 mil)
Net income: $0.0 mil
Quarterly Net income: -$0.0 mil
Pretax return on assets: 0.11% ($81.0 mil)
Quarterly Pretax return on assets: -0.02% (-$14.7 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)18
Total assets$73,620
Cash and due from depository institutions$2,806
Interest-bearing balances$0
Federal funds sold & reverse repurchase agreements$2,108
Net loans & leases$62,484
Loan loss allowance $1,557
Trading account assets$308
Bank premises and fixed assets$124
Other real estate owned$57
Goodwill and other intangibles$1,000
All other assets$1,619
Life insurance assets$73,620
Total liabilities and capital$59,408
Total liabilities$58,738
Total deposits$44,341
Interest-bearing deposits$58,738
Deposits held in domestic offices$61
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $310
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $360
All other liabilities $14,212
Total equity capital$14,212
Total bank equity capital$14,212
Perpetual preferred stock$0
Common stock$20,714
Undivided profits $-7,096
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $687
Earning assets $0
Long-term assets (5+ years) $285
Average Assets, year-to-date $68,014
Average Assets, quarterly $24,997
Volatile liabilities $69,931
Insider loans $72,729
FHLB advances $68,726
Loans and leases held for sale $71,886
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $12,196
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $27,932
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,343
Total interest expense $188
Net interest income $3,155
Provision for loan and lease losses $60
Total noninterest income $420
Fiduciary activities $0
Service charges on deposit accounts $282
Trading account gains & fees $0
Additional noninterest income $138
Total noninterest expense $3,436
Salaries and employee benefits $2,191
Premises and equipment expense $342
Additional noninterest expense $903
Pre-tax net operating income $79
Securities gains (losses) $0
Applicable income taxes $72
Income before extraordinary items $7
Extraordinary gains - net $0
Net income attributable to bank $7
Net charge-offs $0
Cash dividends $7
Sale, conversion, retirement of capital stock, net $72
Net operating income $0
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.19%
Cost of funding earning assets 0.29%
Net interest margin 4.89%
Noninterest income to earning assets 0.65%
Noninterest expense to earning assets 5.33%
Net operating income to assets 0.01%
Return on assets (ROA) 0.01%
Pretax return on assets 0.11%
Return on equity (ROE) 0.05%
Retained earnings to average equity (YTD only) 0.05%
Net charge-offs to loans 0.12%
Credit loss provision to net charge-offs 83.33%
Efficiency ratio1.93%
Assets per employee$96,112
Cash dividends to net income (YTD only)4.09%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.43%
Noncurrent assets plus other real estate owned to assets 226.64%
Noncurrent loans to loans 1.01%
Net loans and leases to deposits1.07%
Net loans and leases to core deposits 106.38%
Equity capital to assets 110.69%
Core capital (leverage) ratio 19.30%
Tier 1 risk-based capital ratio 16.97%
Total risk-based capital ratio 17.75%
Average assets$19
Average earning assets$69,931
Average equity $14,174
Average loans $64,470
Back to page top, Back to table top

1 Oregon Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
0443028The Commerce Bank Of Oregon1211 Sw 5th Avenue, Suite 1250, Portland, OR 97204October 26, 2005Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Commerce Bank of Oregon.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.