The Commerce Bank of Oregon in Portland, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Commerce Bank of Oregon - Overview

  • General
  • FDIC Certificate #: 58223
    Status: Active
    Federal Reserve ID: 3374186
    Bank Holding Company (Regulatory Top Holder): Zions Bancorporation (RSSDID: 1027004, Location: Salt Lake City, UT)
    Date Established: October 26, 2005
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 443028
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 26, 2005
    Last Structure Change Effective Date: April 13, 2011
    Last Structure Change Process Date: April 13, 2011
    Last Data Update: April 13, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 1211 Sw 5th Avenue, Suite 1250, Portland, OR 97204
    County: Multnomah
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Portland-Vancouver, OR-WA (#6440)
    Consolidated Metropolitan Statistical Area (CMSA): Portland-Salem, OR-WA (#79)
    Core Based Statistical Area (CBSA): Portland-Vancouver-Hillsboro, OR-WA (#38900)
    CBSA Metro Statistical Area: Portland-Vancouver-Hillsboro, OR-WA (#38900)
  • Financial Summary
  • Total assets: $73.6 mil
    Equity capital: $14.2 mil
    Deposits held in domestic offices: $58.7 mil
    Return on assets (ROA): 0.01% ($0.0 mil)
    Quarterly return on assets: -0.05% (-$0.0 mil)
    Return on Equity (ROE): 0.05% ($0.0 mil)
    Quarterly return on equity: -0.28% (-$0.0 mil)
    Net income: $0.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.11% ($81.0 mil)
    Quarterly Pretax return on assets: -0.02% (-$14.7 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $73,620Total assets
  • $2,806Cash and due from depository institutions
  • $0Interest-bearing balances
  • $3,114Securities
  • $2,108Federal funds sold & reverse repurchase agreements
  • $62,484Net loans & leases
  • $1,557Loan loss allowance
  • $308Trading account assets
  • $124Bank premises and fixed assets
  • $57Other real estate owned
  • $1,000Goodwill and other intangibles
  • $73,620Life insurance assets
  • $1,619All other assets
  • $59,408Total liabilities and capital
  • $58,738Total liabilities
  • $44,341Total deposits
  • $58,738Interest-bearing deposits
  • $61Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $310Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $360Subordinated debt
  • $14,212All other liabilities
  • $14,212Total equity capital
  • $14,212Total bank equity capital
  • $0Perpetual preferred stock
  • $20,714Common stock
  • $594Surplus
  • $-7,096Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $687Income earned, not collected on loans
  • $0Earning assets
  • $285Long-term assets (5+ years)
  • $68,014Average Assets, year-to-date
  • $24,997Average Assets, quarterly
  • $69,931Volatile liabilities
  • $72,729Insider loans
  • $68,726FHLB advances
  • $71,886Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $12,196Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $27,932Restructured Loans and leases
  • $2,095Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,343Total interest income
  • $188Total interest expense
  • $3,155Net interest income
  • $60Provision for loan and lease losses
  • $420Total noninterest income
  • $0Fiduciary activities
  • $282Service charges on deposit accounts
  • $0Trading account gains & fees
  • $138Additional noninterest income
  • $3,436Total noninterest expense
  • $2,191Salaries and employee benefits
  • $342Premises and equipment expense
  • $903Additional noninterest expense
  • $79Pre-tax net operating income
  • $0Securities gains (losses)
  • $72Applicable income taxes
  • $7Income before extraordinary items
  • $0Extraordinary gains - net
  • $7Net income attributable to bank
  • $0Net charge-offs
  • $7Cash dividends
  • $72Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.19%Yield on earning assets
  • 0.29%Cost of funding earning assets
  • 4.89%Net interest margin
  • 0.65%Noninterest income to earning assets
  • 5.33%Noninterest expense to earning assets
  • 0.01%Net operating income to assets
  • 0.01%Return on assets (ROA)
  • 0.11%Pretax return on assets
  • 0.05%Return on equity (ROE)
  • 0.05%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 83.33%Credit loss provision to net charge-offs
  • 1.93%Efficiency ratio
  • 96,112Assets per employee
  • 4.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.43%Loss allowance to noncurrent loans
  • 226.64%Noncurrent assets plus other real estate owned to assets
  • 1.01%Noncurrent loans to loans
  • 1.07%Net loans and leases to deposits
  • 106.38%Net loans and leases to core deposits
  • 110.69%Equity capital to assets
  • 19.30%Core capital (leverage) ratio
  • 16.97%Tier 1 risk-based capital ratio
  • 17.75%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $69,931Average earning assets
  • $14,174Average equity
  • $64,470Average loans

List of branches

  • 1 Oregon Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0443028The Commerce Bank Of Oregon1211 Sw 5th Avenue, Suite 1250, Portland, OR 97204October 26, 2005Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Commerce Bank of Oregon.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents