Capital Pacific Bank in Portland, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

Capital Pacific Bank - Overview

  • General
  • FDIC Certificate #: 57562
    Status: Active
    Federal Reserve ID: 3204993
    Bank Holding Company (Regulatory Top Holder): Capital Pacific Bancorp (RSSDID: 3589702, Location: Portland, OR)
    Date Established: August 04, 2003
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 365615
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 04, 2003
    Last Structure Change Effective Date: Febuary 16, 2010
    Last Structure Change Process Date: Febuary 16, 2010
    Last Data Update: Febuary 16, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 805 Sw Broadway, Suite 780, Portland, OR 97205
    County: Multnomah
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Portland-Vancouver, OR-WA (#6440)
    Consolidated Metropolitan Statistical Area (CMSA): Portland-Salem, OR-WA (#79)
    Core Based Statistical Area (CBSA): Portland-Vancouver-Hillsboro, OR-WA (#38900)
    CBSA Metro Statistical Area: Portland-Vancouver-Hillsboro, OR-WA (#38900)
  • History of Changes
  • Corrections
  • Financial Summary
  • Total assets: $184.9 mil
    Equity capital: $22.0 mil
    Deposits held in domestic offices: $159.3 mil
    Return on assets (ROA): 0.39% ($0.7 mil)
    Quarterly return on assets: 0.57% ($1.1 mil)
    Return on Equity (ROE): 3.63% ($0.8 mil)
    Quarterly return on equity: 5.05% ($1.1 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.51% ($942.9 mil)
    Quarterly Pretax return on assets: 0.71% ($1,312.7 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 37Total employees (full-time equivalent)
  • $184,888Total assets
  • $18,794Cash and due from depository institutions
  • $18,283Interest-bearing balances
  • $28,070Securities
  • $123Federal funds sold & reverse repurchase agreements
  • $130,582Net loans & leases
  • $2,893Loan loss allowance
  • $0Trading account assets
  • $118Bank premises and fixed assets
  • $803Other real estate owned
  • $0Goodwill and other intangibles
  • $184,888Life insurance assets
  • $6,398All other assets
  • $162,857Total liabilities and capital
  • $159,251Total liabilities
  • $112,598Total deposits
  • $159,251Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,087Trading liabilities
  • $0Other borrowed funds
  • $1,519Subordinated debt
  • $22,031All other liabilities
  • $22,031Total equity capital
  • $22,031Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $22,741Surplus
  • $-710Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,701Income earned, not collected on loans
  • $793Earning assets
  • $619Long-term assets (5+ years)
  • $177,058Average Assets, year-to-date
  • $28,743Average Assets, quarterly
  • $182,665Volatile liabilities
  • $190,996Insider loans
  • $142,090FHLB advances
  • $194,079Loans and leases held for sale
  • $2,772Unused loan commitments
  • $2,772Tier 1 (core) risk-based capital
  • $21,367Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $22,036Restructured Loans and leases
  • $1,499Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,110Total interest income
  • $835Total interest expense
  • $7,275Net interest income
  • $267Provision for loan and lease losses
  • $769Total noninterest income
  • $0Fiduciary activities
  • $510Service charges on deposit accounts
  • $0Trading account gains & fees
  • $259Additional noninterest income
  • $6,882Total noninterest expense
  • $3,697Salaries and employee benefits
  • $853Premises and equipment expense
  • $2,332Additional noninterest expense
  • $895Pre-tax net operating income
  • $43Securities gains (losses)
  • $225Applicable income taxes
  • $713Income before extraordinary items
  • $0Extraordinary gains - net
  • $713Net income attributable to bank
  • $0Net charge-offs
  • $713Cash dividends
  • $279Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.68%Yield on earning assets
  • 0.48%Cost of funding earning assets
  • 4.20%Net interest margin
  • 0.44%Noninterest income to earning assets
  • 3.97%Noninterest expense to earning assets
  • 0.37%Net operating income to assets
  • 0.39%Return on assets (ROA)
  • 0.51%Pretax return on assets
  • 3.63%Return on equity (ROE)
  • 3.63%Retained earnings to average equity (YTD only)
  • 0.21%Net charge-offs to loans
  • 95.70%Credit loss provision to net charge-offs
  • 4.16%Efficiency ratio
  • 85,554Assets per employee
  • 5.00%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.17%Loss allowance to noncurrent loans
  • 107.11%Noncurrent assets plus other real estate owned to assets
  • 1.90%Noncurrent loans to loans
  • 2.02%Net loans and leases to deposits
  • 82.00%Net loans and leases to core deposits
  • 113.37%Equity capital to assets
  • 11.92%Core capital (leverage) ratio
  • 11.01%Tier 1 risk-based capital ratio
  • 15.04%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $182,665Average earning assets
  • $19,626Average equity
  • $173,417Average loans

List of branches

  • 1 Oregon Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0365615Capital Pacific Bank805 Sw Broadway, Suite 780, Portland, OR 97205August 04, 2003Full Service Brick and Mortar

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