Capital Pacific Bank in Portland, Oregon (OR)

Show street view No street view available for this location

Capital Pacific Bank routing number info

Table of contents:
Capital Pacific Bank
GeneralFDIC Certificate #: 57562
Status: Active
Federal Reserve ID: 3204993
Bank Holding Company (Regulatory Top Holder): Capital Pacific Bancorp (RSSDID: 3589702, Location: Portland, OR)
Date Established: August 04, 2003
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 365615
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: August 04, 2003
Last Structure Change Effective Date: Febuary 16, 2010
Last Structure Change Process Date: Febuary 16, 2010
Last Data Update: Febuary 16, 2010
Data Source Date: April 05, 2012
LocationAddress: 805 Sw Broadway, Suite 780, Portland, OR 97205
County: Multnomah
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Portland
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Portland-Vancouver, OR-WA (#6440)
Consolidated Metropolitan Statistical Area (CMSA): Portland-Salem, OR-WA (#79)
Core Based Statistical Area (CBSA): Portland-Vancouver-Hillsboro, OR-WA (#38900)
CBSA Metro Statistical Area: Portland-Vancouver-Hillsboro, OR-WA (#38900)
History of ChangesCorrections
Financial SummaryTotal assets: $184.9 mil
Equity capital: $22.0 mil
Deposits held in domestic offices: $159.3 mil
Return on assets (ROA): 0.39% ($0.7 mil)
Quarterly return on assets: 0.57% ($1.1 mil)
Return on Equity (ROE): 3.63% ($0.8 mil)
Quarterly return on equity: 5.05% ($1.1 mil)
Net income: $0.7 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 0.51% ($942.9 mil)
Quarterly Pretax return on assets: 0.71% ($1,312.7 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)37
Total assets$184,888
Cash and due from depository institutions$18,794
Interest-bearing balances$18,283
Federal funds sold & reverse repurchase agreements$123
Net loans & leases$130,582
Loan loss allowance $2,893
Trading account assets$0
Bank premises and fixed assets$118
Other real estate owned$803
Goodwill and other intangibles$0
All other assets$6,398
Life insurance assets$184,888
Total liabilities and capital$162,857
Total liabilities$159,251
Total deposits$112,598
Interest-bearing deposits$159,251
Deposits held in domestic offices$86
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$2,087
Other borrowed funds $0
Subordinated debt $1,519
All other liabilities $22,031
Total equity capital$22,031
Total bank equity capital$22,031
Perpetual preferred stock$0
Common stock$0
Undivided profits $-710
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $2,701
Earning assets $793
Long-term assets (5+ years) $619
Average Assets, year-to-date $177,058
Average Assets, quarterly $28,743
Volatile liabilities $182,665
Insider loans $190,996
FHLB advances $142,090
Loans and leases held for sale $194,079
Unused loan commitments $2,772
Tier 1 (core) risk-based capital $2,772
Tier 2 risk-based capital $21,367
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $22,036
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $8,110
Total interest expense $835
Net interest income $7,275
Provision for loan and lease losses $267
Total noninterest income $769
Fiduciary activities $0
Service charges on deposit accounts $510
Trading account gains & fees $0
Additional noninterest income $259
Total noninterest expense $6,882
Salaries and employee benefits $3,697
Premises and equipment expense $853
Additional noninterest expense $2,332
Pre-tax net operating income $895
Securities gains (losses) $43
Applicable income taxes $225
Income before extraordinary items $713
Extraordinary gains - net $0
Net income attributable to bank $713
Net charge-offs $0
Cash dividends $713
Sale, conversion, retirement of capital stock, net $279
Net operating income $0
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.68%
Cost of funding earning assets 0.48%
Net interest margin 4.20%
Noninterest income to earning assets 0.44%
Noninterest expense to earning assets 3.97%
Net operating income to assets 0.37%
Return on assets (ROA) 0.39%
Pretax return on assets 0.51%
Return on equity (ROE) 3.63%
Retained earnings to average equity (YTD only) 3.63%
Net charge-offs to loans 0.21%
Credit loss provision to net charge-offs 95.70%
Efficiency ratio4.16%
Assets per employee$85,554
Cash dividends to net income (YTD only)5.00%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.17%
Noncurrent assets plus other real estate owned to assets 107.11%
Noncurrent loans to loans 1.90%
Net loans and leases to deposits2.02%
Net loans and leases to core deposits 82.00%
Equity capital to assets 113.37%
Core capital (leverage) ratio 11.92%
Tier 1 risk-based capital ratio 11.01%
Total risk-based capital ratio 15.04%
Average assets$16
Average earning assets$182,665
Average equity $19,626
Average loans $173,417
Back to page top, Back to table top

1 Oregon Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
0365615Capital Pacific Bank805 Sw Broadway, Suite 780, Portland, OR 97205August 04, 2003Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Capital Pacific Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.