The Fremont National Bank and Trust Company in city_name, state_name

The Fremont National Bank and Trust Company in Fremont, Nebraska (NE)
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The Fremont National Bank and Trust Company routing number info

The Fremont National Bank and Trust Company - Overview

General
FDIC Certificate #: 5402
Status: Active
Federal Reserve ID: 264558
Bank Holding Company (Regulatory Top Holder): Lauritzen Corporation (RSSDID: 1066209, Location: Omaha, NE)
Date Established: November 01, 1871
WWW: http://www.fremontnationalbank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 12596
FDIC's unique #: 3649
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 152 East Sixth Street, Fremont, NE 68025
County: Dodge
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
Core Based Statistical Area (CBSA): Fremont, NE (#23340)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $308.1 mil
Equity capital: $24.5 mil
Deposits held in domestic offices: $276.2 mil
Return on assets (ROA): 1.21% ($3.7 mil)
Quarterly return on assets: 0.63% ($1.9 mil)
Return on Equity (ROE): 14.81% ($3.6 mil)
Quarterly return on equity: 7.99% ($1.9 mil)
Net income: $3.7 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 1.82% ($5,607.7 mil)
Quarterly Pretax return on assets: 0.93% ($2,865.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
84Total employees (full-time equivalent)
$308,117Total assets
$63,658Cash and due from depository institutions
$51,337Interest-bearing balances
$57,161Securities
$0Federal funds sold & reverse repurchase agreements
$178,612Net loans & leases
$1,718Loan loss allowance
$0Trading account assets
$2,613Bank premises and fixed assets
$0Other real estate owned
$1,596Goodwill and other intangibles
$308,117Life insurance assets
$4,477All other assets
$283,646Total liabilities and capital
$276,246Total liabilities
$200,429Total deposits
$276,246Interest-bearing deposits
$80Deposits held in domestic offices
3684.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$36Trading liabilities
$0Other borrowed funds
$3,680Subordinated debt
$24,471All other liabilities
$24,471Total equity capital
$24,471Total bank equity capital
$0Perpetual preferred stock
$1,200Common stock
$9,191Surplus
$14,080Undivided profits
Memoranda
$0Noncurrent loans and leases
$621Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$828Income earned, not collected on loans
$0Earning assets
$1,098Long-term assets (5+ years)
$287,110Average Assets, year-to-date
$46,901Average Assets, quarterly
$304,699Volatile liabilities
$311,026Insider loans
$130,830FHLB advances
$305,848Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$24,044Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$39,781Restructured Loans and leases
$3,942Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$11,743Total interest income
$1,402Total interest expense
$10,341Net interest income
$526Provision for loan and lease losses
$4,391Total noninterest income
$1,806Fiduciary activities
$1,263Service charges on deposit accounts
$0Trading account gains & fees
$1,322Additional noninterest income
$9,382Total noninterest expense
$5,260Salaries and employee benefits
$731Premises and equipment expense
$3,391Additional noninterest expense
$4,824Pre-tax net operating income
$731Securities gains (losses)
$1,863Applicable income taxes
$3,692Income before extraordinary items
$0Extraordinary gains - net
$3,692Net income attributable to bank
$0Net charge-offs
$3,692Cash dividends
$391Sale, conversion, retirement of capital stock, net
$4,000Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.06%Yield on earning assets
0.49%Cost of funding earning assets
3.58%Net interest margin
1.52%Noninterest income to earning assets
3.25%Noninterest expense to earning assets
1.05%Net operating income to assets
1.21%Return on assets (ROA)
1.82%Pretax return on assets
14.81%Return on equity (ROE)
-1.24%Retained earnings to average equity (YTD only)
0.22%Net charge-offs to loans
134.53%Credit loss provision to net charge-offs
13.68%Efficiency ratio
63,684Assets per employee
3.67%Cash dividends to net income (YTD only)
Condition Ratios (%)
108.34%Loss allowance to loans
0.95%Loss allowance to noncurrent loans
207.49%Noncurrent assets plus other real estate owned to assets
0.27%Noncurrent loans to loans
0.46%Net loans and leases to deposits
64.66%Net loans and leases to core deposits
69.71%Equity capital to assets
7.94%Core capital (leverage) ratio
7.86%Tier 1 risk-based capital ratio
18.38%Total risk-based capital ratio
Memoranda
$20Average assets
$304,699Average earning assets
$24,932Average equity
$288,925Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$545,646Managed Assets
1Number of Accounts
$242,364Personal trust and agency accounts
$56,904Employee benefit-defined contribution accounts
$56,285Employee benefit-defined benefit accounts
$3,879Other retirement accounts
$20,945Corporate trust and agency accounts
$53,531Investment management agency accounts
$47,156Other fiduciary accounts
$3,645Fiduciary accounts held in foreign offices
$19Non-managed Assets
958Number of Accounts
$0Personal trust and agency accounts
$20,945Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$303,282Other retirement accounts
$25,295Corporate trust and agency accounts
$107,529Other fiduciary accounts
$21,892Fiduciary accounts held in foreign offices

List of branches

4 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	3649	The Fremont National Bank And Trust	152 East Sixth Street, Fremont, NE 68025	November 01, 1871	Full Service Brick and Mortar
1	207649	East Branch	1152 East 16th Street, Fremont, NE 68025	July 10, 1974	Full Service Brick and Mortar
2	207650	North Branch	801 East 23rd Street, Fremont, NE 68025	Febuary 23, 1979	Full Service Brick and Mortar
4	426562	Mobile Branch	152 East 6th Street, Fremont, NE 68025	October 01, 2003	Limited Service Mobile

The Fremont National Bank and Trust Company in Fremont, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Fremont National Bank and Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The Fremont National Bank and Trust Company in Fremont, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

The Fremont National Bank and Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The Fremont National Bank and Trust Company in Fremont, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches