American Plus Bank, N.A. in Arcadia, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

American Plus Bank, N.A. - Overview

  • General
  • FDIC Certificate #: 58469
    Status: Active
    Federal Reserve ID: 3623110
    Date Established: August 08, 2007
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 452546
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 08, 2007
    Last Structure Change Effective Date: December 01, 2008
    Last Structure Change Process Date: December 02, 2008
    Last Data Update: December 02, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 630 West Duarte Road, Arcadia, CA 91007
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $212.6 mil
    Equity capital: $23.8 mil
    Deposits held in domestic offices: $166.8 mil
    Return on assets (ROA): 1.45% ($3.1 mil)
    Quarterly return on assets: 3.41% ($7.3 mil)
    Return on Equity (ROE): 11.70% ($2.8 mil)
    Quarterly return on equity: 30.02% ($7.2 mil)
    Net income: $2.6 mil
    Quarterly Net income: $1.7 mil
    Pretax return on assets: 1.25% ($2,657.0 mil)
    Quarterly Pretax return on assets: 1.51% ($3,209.7 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 33Total employees (full-time equivalent)
  • $212,563Total assets
  • $6,434Cash and due from depository institutions
  • $4,096Interest-bearing balances
  • $2,773Securities
  • $14,100Federal funds sold & reverse repurchase agreements
  • $183,112Net loans & leases
  • $3,129Loan loss allowance
  • $0Trading account assets
  • $636Bank premises and fixed assets
  • $850Other real estate owned
  • $0Goodwill and other intangibles
  • $212,563Life insurance assets
  • $4,658All other assets
  • $188,715Total liabilities and capital
  • $166,816Total liabilities
  • $157,918Total deposits
  • $166,816Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $20,240Trading liabilities
  • $0Other borrowed funds
  • $1,659Subordinated debt
  • $23,848All other liabilities
  • $23,848Total equity capital
  • $23,848Total bank equity capital
  • $0Perpetual preferred stock
  • $13,076Common stock
  • $11,773Surplus
  • $-1,001Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,680Income earned, not collected on loans
  • $0Earning assets
  • $629Long-term assets (5+ years)
  • $204,081Average Assets, year-to-date
  • $8,694Average Assets, quarterly
  • $177,148Volatile liabilities
  • $201,768Insider loans
  • $187,477FHLB advances
  • $197,464Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $24,023Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $9,683Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,032Total interest income
  • $1,839Total interest expense
  • $7,193Net interest income
  • $930Provision for loan and lease losses
  • $235Total noninterest income
  • $0Fiduciary activities
  • $15Service charges on deposit accounts
  • $0Trading account gains & fees
  • $220Additional noninterest income
  • $4,291Total noninterest expense
  • $2,330Salaries and employee benefits
  • $561Premises and equipment expense
  • $1,400Additional noninterest expense
  • $2,207Pre-tax net operating income
  • $0Securities gains (losses)
  • -$368Applicable income taxes
  • $2,575Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,575Net income attributable to bank
  • $0Net charge-offs
  • $2,575Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.25%Yield on earning assets
  • 1.07%Cost of funding earning assets
  • 4.18%Net interest margin
  • 0.14%Noninterest income to earning assets
  • 2.49%Noninterest expense to earning assets
  • 1.45%Net operating income to assets
  • 1.45%Return on assets (ROA)
  • 1.25%Pretax return on assets
  • 11.70%Return on equity (ROE)
  • 11.70%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 57,768Assets per employee
  • 6.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.68%Loss allowance to noncurrent loans
  • 186.25%Noncurrent assets plus other real estate owned to assets
  • 1.19%Noncurrent loans to loans
  • 0.90%Net loans and leases to deposits
  • 109.77%Net loans and leases to core deposits
  • 120.75%Equity capital to assets
  • 11.22%Core capital (leverage) ratio
  • 12.17%Tier 1 risk-based capital ratio
  • 12.81%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $177,148Average earning assets
  • $22,012Average equity
  • $172,148Average loans

List of branches

  • 2 California Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0452546American Plus Bank, N.A.630 West Duarte Road, Arcadia, CA 91007August 08, 2007Full Service Brick and Mortar
    1510597Rowland Heights Branch17506 Colima Road, Rowland Heights, CA 91748August 08, 2009Full Service Brick and Mortar

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