American Plus Bank, N.A. in Arcadia, California (CA)



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American Plus Bank, N.A. routing number info

Table of contents:
American Plus Bank, N.A.
GeneralFDIC Certificate #: 58469
Status: Active
Federal Reserve ID: 3623110
Date Established: August 08, 2007
WWW: http://www.bankaplus.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 452546
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: August 08, 2007
Last Structure Change Effective Date: December 01, 2008
Last Structure Change Process Date: December 02, 2008
Last Data Update: December 02, 2008
Data Source Date: April 05, 2012
LocationAddress: 630 West Duarte Road, Arcadia, CA 91007
County: Los Angeles
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Los Angeles (North)
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
History of ChangesChange in Location
Financial SummaryTotal assets: $212.6 mil
Equity capital: $23.8 mil
Deposits held in domestic offices: $166.8 mil
Return on assets (ROA): 1.45% ($3.1 mil)
Quarterly return on assets: 3.41% ($7.3 mil)
Return on Equity (ROE): 11.70% ($2.8 mil)
Quarterly return on equity: 30.02% ($7.2 mil)
Net income: $2.6 mil
Quarterly Net income: $1.7 mil
Pretax return on assets: 1.25% ($2,657.0 mil)
Quarterly Pretax return on assets: 1.51% ($3,209.7 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)33
Total assets$212,563
Cash and due from depository institutions$6,434
Interest-bearing balances$4,096
Securities$2,773
Federal funds sold & reverse repurchase agreements$14,100
Net loans & leases$183,112
Loan loss allowance $3,129
Trading account assets$0
Bank premises and fixed assets$636
Other real estate owned$850
Goodwill and other intangibles$0
All other assets$4,658
Life insurance assets$212,563
Total liabilities and capital$188,715
Total liabilities$166,816
Total deposits$157,918
Interest-bearing deposits$166,816
Deposits held in domestic offices$93
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$20,240
Other borrowed funds $0
Subordinated debt $1,659
All other liabilities $23,848
Total equity capital$23,848
Total bank equity capital$23,848
Perpetual preferred stock$0
Common stock$13,076
Surplus$11,773
Undivided profits $-1,001
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,680
Earning assets $0
Long-term assets (5+ years) $629
Average Assets, year-to-date $204,081
Average Assets, quarterly $8,694
Volatile liabilities $177,148
Insider loans $201,768
FHLB advances $187,477
Loans and leases held for sale $197,464
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $24,023
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $9,683
Derivatives$0
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $9,032
Total interest expense $1,839
Net interest income $7,193
Provision for loan and lease losses $930
Total noninterest income $235
Fiduciary activities $0
Service charges on deposit accounts $15
Trading account gains & fees $0
Additional noninterest income $220
Total noninterest expense $4,291
Salaries and employee benefits $2,330
Premises and equipment expense $561
Additional noninterest expense $1,400
Pre-tax net operating income $2,207
Securities gains (losses) $0
Applicable income taxes -$368
Income before extraordinary items $2,575
Extraordinary gains - net $0
Net income attributable to bank $2,575
Net charge-offs $0
Cash dividends $2,575
Sale, conversion, retirement of capital stock, net $0
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.25%
Cost of funding earning assets 1.07%
Net interest margin 4.18%
Noninterest income to earning assets 0.14%
Noninterest expense to earning assets 2.49%
Net operating income to assets 1.45%
Return on assets (ROA) 1.45%
Pretax return on assets 1.25%
Return on equity (ROE) 11.70%
Retained earnings to average equity (YTD only) 11.70%
Net charge-offs to loans 0.00%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$57,768
Cash dividends to net income (YTD only)6.44%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.68%
Noncurrent assets plus other real estate owned to assets 186.25%
Noncurrent loans to loans 1.19%
Net loans and leases to deposits0.90%
Net loans and leases to core deposits 109.77%
Equity capital to assets 120.75%
Core capital (leverage) ratio 11.22%
Tier 1 risk-based capital ratio 12.17%
Total risk-based capital ratio 12.81%
Memoranda
Average assets$14
Average earning assets$177,148
Average equity $22,012
Average loans $172,148
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2 California Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
0452546American Plus Bank, N.A.630 West Duarte Road, Arcadia, CA 91007August 08, 2007Full Service Brick and Mortar
1510597Rowland Heights Branch17506 Colima Road, Rowland Heights, CA 91748August 08, 2009Full Service Brick and Mortar
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