Pacific Alliance Bank in Rosemead, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Pacific Alliance Bank - Overview

  • General
  • FDIC Certificate #: 58234
    Status: Active
    Federal Reserve ID: 3546862
    Date Established: December 27, 2006
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 443971
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 27, 2006
    Last Structure Change Effective Date: Febuary 15, 2012
    Last Structure Change Process Date: March 13, 2012
    Last Data Update: March 13, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 8400 East Valley Boulevard, Rosemead, CA 91770
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $116.6 mil
    Equity capital: $12.9 mil
    Deposits held in domestic offices: $99.2 mil
    Return on assets (ROA): 0.58% ($0.7 mil)
    Quarterly return on assets: 1.07% ($1.3 mil)
    Return on Equity (ROE): 4.93% ($0.6 mil)
    Quarterly return on equity: 9.37% ($1.2 mil)
    Net income: $0.6 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.58% ($676.2 mil)
    Quarterly Pretax return on assets: 1.07% ($1,247.6 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $116,594Total assets
  • $1,926Cash and due from depository institutions
  • $445Interest-bearing balances
  • $11,603Securities
  • $18,150Federal funds sold & reverse repurchase agreements
  • $82,187Net loans & leases
  • $2,152Loan loss allowance
  • $0Trading account assets
  • $819Bank premises and fixed assets
  • $0Other real estate owned
  • $378Goodwill and other intangibles
  • $116,594Life insurance assets
  • $1,531All other assets
  • $103,678Total liabilities and capital
  • $99,185Total liabilities
  • $90,625Total deposits
  • $99,185Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,000Trading liabilities
  • $0Other borrowed funds
  • $493Subordinated debt
  • $12,916All other liabilities
  • $12,916Total equity capital
  • $12,916Total bank equity capital
  • $0Perpetual preferred stock
  • $18,237Common stock
  • $1,510Surplus
  • $-6,831Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,724Income earned, not collected on loans
  • $0Earning assets
  • $389Long-term assets (5+ years)
  • $112,385Average Assets, year-to-date
  • $11,319Average Assets, quarterly
  • $106,060Volatile liabilities
  • $112,558Insider loans
  • $82,415FHLB advances
  • $111,865Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $12,849Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,323Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,769Total interest income
  • $935Total interest expense
  • $3,834Net interest income
  • $927Provision for loan and lease losses
  • $2,138Total noninterest income
  • $0Fiduciary activities
  • $15Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,123Additional noninterest income
  • $4,511Total noninterest expense
  • $2,499Salaries and employee benefits
  • $466Premises and equipment expense
  • $1,546Additional noninterest expense
  • $534Pre-tax net operating income
  • $85Securities gains (losses)
  • $0Applicable income taxes
  • $619Income before extraordinary items
  • $0Extraordinary gains - net
  • $619Net income attributable to bank
  • $0Net charge-offs
  • $619Cash dividends
  • $331Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.67%Yield on earning assets
  • 0.92%Cost of funding earning assets
  • 3.76%Net interest margin
  • 2.09%Noninterest income to earning assets
  • 4.42%Noninterest expense to earning assets
  • 0.50%Net operating income to assets
  • 0.58%Return on assets (ROA)
  • 0.58%Pretax return on assets
  • 4.93%Return on equity (ROE)
  • 4.93%Retained earnings to average equity (YTD only)
  • 0.44%Net charge-offs to loans
  • 280.06%Credit loss provision to net charge-offs
  • 4.41%Efficiency ratio
  • 75,536Assets per employee
  • 4.16%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.55%Loss allowance to noncurrent loans
  • 124.83%Noncurrent assets plus other real estate owned to assets
  • 1.48%Noncurrent loans to loans
  • 2.04%Net loans and leases to deposits
  • 82.86%Net loans and leases to core deposits
  • 93.77%Equity capital to assets
  • 11.08%Core capital (leverage) ratio
  • 11.49%Tier 1 risk-based capital ratio
  • 15.59%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $106,060Average earning assets
  • $12,552Average equity
  • $102,067Average loans

List of branches

  • 1 California Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0443971Pacific Alliance Bank8400 East Valley Boulevard, Rosemead, CA 91770December 27, 2006Full Service Brick and Mortar

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