Asian Pacific National Bank in San Gabriel, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches


Asian Pacific National Bank - Overview

  • General
  • FDIC Certificate #: 33013
    Status: Active
    Federal Reserve ID: 1462986
    Date Established: July 25, 1990
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 46196
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 25, 1990
    Last Structure Change Effective Date: October 26, 2006
    Last Structure Change Process Date: October 26, 2006
    Last Data Update: October 26, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 333 West Valley Boulevard, San Gabriel, CA 91776
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $53.1 mil
    Equity capital: $8.3 mil
    Deposits held in domestic offices: $44.7 mil
    Return on assets (ROA): 0.96% ($0.5 mil)
    Quarterly return on assets: 1.00% ($0.5 mil)
    Return on Equity (ROE): 6.12% ($0.5 mil)
    Quarterly return on equity: 6.36% ($0.5 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.02% ($542.0 mil)
    Quarterly Pretax return on assets: 1.04% ($552.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $53,138Total assets
  • $9,115Cash and due from depository institutions
  • $8,746Interest-bearing balances
  • $14,025Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $27,733Net loans & leases
  • $566Loan loss allowance
  • $0Trading account assets
  • $1,122Bank premises and fixed assets
  • $667Other real estate owned
  • $0Goodwill and other intangibles
  • $53,138Life insurance assets
  • $476All other assets
  • $44,796Total liabilities and capital
  • $44,678Total liabilities
  • $41,523Total deposits
  • $44,678Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $118Subordinated debt
  • $8,342All other liabilities
  • $8,342Total equity capital
  • $8,342Total bank equity capital
  • $0Perpetual preferred stock
  • $3,000Common stock
  • $2,550Surplus
  • $2,792Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $226Income earned, not collected on loans
  • $0Earning assets
  • $165Long-term assets (5+ years)
  • $50,504Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $51,936Volatile liabilities
  • $52,568Insider loans
  • $36,643FHLB advances
  • $52,005Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,319Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,233Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,294Total interest income
  • $351Total interest expense
  • $1,943Net interest income
  • $13Provision for loan and lease losses
  • $52Total noninterest income
  • $0Fiduciary activities
  • $37Service charges on deposit accounts
  • $0Trading account gains & fees
  • $15Additional noninterest income
  • $1,454Total noninterest expense
  • $828Salaries and employee benefits
  • $167Premises and equipment expense
  • $459Additional noninterest expense
  • $528Pre-tax net operating income
  • $0Securities gains (losses)
  • $28Applicable income taxes
  • $500Income before extraordinary items
  • $0Extraordinary gains - net
  • $500Net income attributable to bank
  • $0Net charge-offs
  • $500Cash dividends
  • $19Sale, conversion, retirement of capital stock, net
  • $199Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.64%Yield on earning assets
  • 0.71%Cost of funding earning assets
  • 3.93%Net interest margin
  • 0.11%Noninterest income to earning assets
  • 2.94%Noninterest expense to earning assets
  • 0.96%Net operating income to assets
  • 0.96%Return on assets (ROA)
  • 1.02%Pretax return on assets
  • 6.12%Return on equity (ROE)
  • 3.69%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 68.42%Credit loss provision to net charge-offs
  • 28.47%Efficiency ratio
  • 72,882Assets per employee
  • 4.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 39.80%Loss allowance to loans
  • 2.00%Loss allowance to noncurrent loans
  • 250.44%Noncurrent assets plus other real estate owned to assets
  • 1.68%Noncurrent loans to loans
  • 0.80%Net loans and leases to deposits
  • 62.07%Net loans and leases to core deposits
  • 64.08%Equity capital to assets
  • 15.70%Core capital (leverage) ratio
  • 16.00%Tier 1 risk-based capital ratio
  • 22.70%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $51,936Average earning assets
  • $8,168Average equity
  • $49,426Average loans

List of branches

  • 2 California Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    046196Asian Pacific National Bank333 West Valley Boulevard, San Gabriel, CA 91776July 25, 1990Full Service Brick and Mortar
    1289172Rowland Heights Regional Branch17576 Colima Road, Rowland Heights, CA 91748December 03, 1997Full Service Brick and Mortar

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