American State Bank of Pierre in Pierre, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • American State Bank of Pierre in Pierre, South Dakota (SD)
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American State Bank of Pierre - Overview

  • General
  • FDIC Certificate #: 22554
    Status: Active
    Federal Reserve ID: 600651
    Bank Holding Company (Regulatory Top Holder): Asb Bank Holding Company (RSSDID: 1128545, Location: Pierre, SD)
    Date Established: November 04, 1977
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 15730
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: November 04, 1977
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 700 East Sioux Avenue, Pierre, SD 57501
    County: Hughes
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux Falls
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Pierre, SD (#38180)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $148.5 mil
    Equity capital: $14.8 mil
    Deposits held in domestic offices: $133.2 mil
    Return on assets (ROA): 1.17% ($1.7 mil)
    Quarterly return on assets: 1.27% ($1.9 mil)
    Return on Equity (ROE): 11.72% ($1.8 mil)
    Quarterly return on equity: 12.19% ($1.8 mil)
    Net income: $1.6 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.78% ($2,642.6 mil)
    Quarterly Pretax return on assets: 1.95% ($2,895.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $148,463Total assets
  • $19,773Cash and due from depository institutions
  • $12,800Interest-bearing balances
  • $61,820Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $62,839Net loans & leases
  • $922Loan loss allowance
  • $0Trading account assets
  • $1,323Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $148,463Life insurance assets
  • $2,708All other assets
  • $133,679Total liabilities and capital
  • $133,195Total liabilities
  • $97,054Total deposits
  • $133,195Interest-bearing deposits
  • $71Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $484Subordinated debt
  • $14,784All other liabilities
  • $14,784Total equity capital
  • $14,784Total bank equity capital
  • $0Perpetual preferred stock
  • $700Common stock
  • $8,800Surplus
  • $5,284Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $750Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $587Income earned, not collected on loans
  • $0Earning assets
  • $1,279Long-term assets (5+ years)
  • $137,459Average Assets, year-to-date
  • $33,231Average Assets, quarterly
  • $139,211Volatile liabilities
  • $140,502Insider loans
  • $78,170FHLB advances
  • $147,148Loans and leases held for sale
  • $33Unused loan commitments
  • $33Tier 1 (core) risk-based capital
  • $14,465Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,713Restructured Loans and leases
  • $1,725Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,470Total interest income
  • $681Total interest expense
  • $4,789Net interest income
  • $0Provision for loan and lease losses
  • $793Total noninterest income
  • $0Fiduciary activities
  • $564Service charges on deposit accounts
  • $0Trading account gains & fees
  • $229Additional noninterest income
  • $3,302Total noninterest expense
  • $1,973Salaries and employee benefits
  • $462Premises and equipment expense
  • $867Additional noninterest expense
  • $2,280Pre-tax net operating income
  • $202Securities gains (losses)
  • $848Applicable income taxes
  • $1,634Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,634Net income attributable to bank
  • $0Net charge-offs
  • $1,634Cash dividends
  • $98Sale, conversion, retirement of capital stock, net
  • $1,200Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.19%Yield on earning assets
  • 0.52%Cost of funding earning assets
  • 3.67%Net interest margin
  • 0.61%Noninterest income to earning assets
  • 2.53%Noninterest expense to earning assets
  • 1.08%Net operating income to assets
  • 1.17%Return on assets (ROA)
  • 1.78%Pretax return on assets
  • 11.72%Return on equity (ROE)
  • 3.11%Retained earnings to average equity (YTD only)
  • 0.15%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 23.27%Efficiency ratio
  • 59,154Assets per employee
  • 5.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 73.44%Loss allowance to loans
  • 1.45%Loss allowance to noncurrent loans
  • 157.07%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.92%Net loans and leases to deposits
  • 47.18%Net loans and leases to core deposits
  • 50.46%Equity capital to assets
  • 9.96%Core capital (leverage) ratio
  • 9.83%Tier 1 risk-based capital ratio
  • 18.50%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $139,211Average earning assets
  • $13,937Average equity
  • $130,615Average loans

List of branches

  • 2 South Dakota Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    015730American State Bank Of Pierre700 East Sioux Avenue, Pierre, SD 57501November 04, 1977Full Service Brick and Mortar
    1492906American State Bank - Assisted Livin400 Parkwood Drive, Pierre, SD 57501January 01, 2009Limited Service Mobile

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